Aleksandra Solodkiy Real Estate Professional

Wishing Love, Happiness, Joy and endless blessings to All Amazing Moms out there!

Successfully marketed and sold this beautifully renovated 2-level unit in Laurel Brook community Brick, NJ! Congratulations to my sellers!

Under Contract! Wishing my sellers a smooth way to closing.
Thank you for your trust and loyalty.

Just Listed for Rent!
Rare opportunity to enjoy beach life at annual rent terms in sought after Long Branch! Exceptionally well maintained end unit in Spruce Commons; 3Br/1.1 Ba, 3 levels of living space, garage, front porch, back patio and plenty of lawn space around the house for all your recreation and entertainment ideas! Close to ferry to NYC, beach and all major roads.

Aleksandra Solodkiy Real Estate Professional Real Estate Agent

Just listed for rent this exceptionally well maintained 2/3 Br condo in a sought Tinton Falls, NJ! Conveniently located to all major roads and beaches, up to 2 pets allowed. Please reach out to me for showings and any questions.

Join me for an open house today 1-3pm to tour this beautifully renovated, ranch style yet 2 full levels of living space condominium in Laurel Brook. Great location, close to all major roads, shopping and beach! Low taxes and maintenance fee. Perfect for first time home ownership or downsizing, with an option to rent after 2 years of occupancy.

Merry Christmas and Happy Holidays! May Love, Happiness, Health, Laughter and Prosperity be always on yours throughout the year!

Wishing you a great Thanksgiving filled with joy, laughter and love!
🦃🍁❤️

Congratulations to my wonderful Buyer on scoring big with purchase of this incredible 3400+ sq ft property at the best price in a prime location on Jersey Shore. It was not an easy or smooth process this time, but with positive attitude, persistance, patience, cooperation, skilled negotiations and hard work we did it! I am grateful to my clients for the opportunity to help on their journey to the New Home!

Take time to prepare your home for fall as the leaves begin to change color and the air becomes a bit colder 🍂

New sold price record set in Briarwood condominiums in Freehold, NJ. In a short 5 days on the market, my client received multiple offers and successfully closed with a strongest buyer! It was a pleasure working with my seller and offer all the exceptional marketing tools and listing exposure that Heritage House Sotheby's International Realty has to offer.

What can $16 Million buy you on the Jersey Shore?

18 Clay Ct, Rumson, NJ 07760 Welcome to Villa Paradiso, where the Almafi Coast meets the East Coast. Prepare to be transported to paradise with a world of elegance and creative genius in an awe-inspiring location. Perfectly situated on the coveted Navesink River, sits an oasis of tranquility and a gem of luxury living waiting t...

Partner with a knowledgeable real estate professional to navigate the market and find the perfect home that fits your budget and lifestyle. Don't wait, seize the opportunity and maximize your buying power today! 💰🔑

Wrapping up 2022 with 2 closings and Grateful heart for the opportunity to help many families with their real estate dreams come true! Wishes of Peace, Love, Happiness and Cheers to New Beginnings in 2023!

Under Contract! In 5 first days on the market and 60+ people coming to the Open House, Sellers received 5 competitive offers! Wishing you smooth transaction all the way to closing table!

Please join me for the OPEN HOUSE TODAY 1-3pm,
36 SHELLY RD, OLD BRIDGE, NJ
Central location, walkable distance to NYC buses, beautifully renovated 4 Br/4Ba colonial home in Cedarview Estates.

36 Shelly Rd, Old Bridge, NJ 08857 Welcome to this Beautifully updated, Colonial home, located in Cedarview Estates. It has 4 bedrooms, 2 full and 2 half baths. This home features an open concept, two-story family room with fireplace, a modern kitchen with stainless steel appliances and spacious pantry, laundry/utility room and half....

Congratulations to my Dear buyer and now friend Marine on her dream come true - New Home! Wishing you many years of happiness and enjoyment of all the amenities this wonderful house has to offer. It was a pleasure representing you!

JUST LISTED!
COMPLETELY RENOVATED 4Br/2Ba on a 0.36 ac LOT in HOWELL!
JOIN ME FOR AN OPEN HOUSE TOMORROW, 10/16/22 1-3PM.
ALL SHOWINGS BY APPOINTMENT: 732-647-6147.

27 Woodside Dr, Howell, NJ 07731 Better than a new construction! Choose your paint and move right in! Completely renovated top to bottom in 2021-2022 with no expenses spared, this 4Br/2Ba and a full basement on a 0.36 ac lot in Howell is a true gem! First floor offers open floor plan, gourmet kitchen with quartz counter tops, 2 bed...

JUST LISTED! Offered for the 1st Time on the RENTAL MARKET impeccably maintained 2Br plus Bonus room with huge closet, 1.5 Ba condo in sought after Freehold Twp, NJ. Conveniently located to all major roads (Rt.9, Rt. 18, Rt. 33). Contact me to schedule a tour.

Relax, Recharge and Enjoy!
Happy Labor Day 2022!

Rare Gem Under Contract! Bank owned and totally renovated home!

*******Congratulations to my first-time buyers on their New Home and smooth process all the way! Wishing you wonderful memories, lots of laughter, love and beautiful moments in your new chapter! *************

💥💥💥Yesterday I had an extraordinary experience hosting my very first Clients Appreciation Event! I hope everyone enjoyed the weather and 30+ activities that Happy Day Farm has to offer. I was overwhelmed with gratitude for the opportunity to see all my clients and now friends who I had pleasure serving in the past few years. With all the fun and activities I didn't get a chance to take a lot of pictures, Professional photo in sunflower field are coming...
Love serving my clients and always happy to help you with all your real estate selling, buying, investing and beyond.




#русскийриэлторвньюджерси

The level of equity homeowners have is at an all-time high. According to the U.S. Census, over 38% of owner-occupied homes are owned free and clear, meaning they don’t have a mortgage. Those with a mortgage are seeing their equity skyrocket too. Every time real estate values increase, homeowners get a dollar-for-dollar gain in their home equity.

According to the first-quarter 2021 U.S. Home Equity Report from ATTOM Data Solutions:

“17.8 million residential properties in the United States were considered equity-rich, meaning that the combined estimated amount of loans secured by those properties was 50 percent or less of their estimated market value.

The count of equity-rich properties in the first quarter of 2021 represented 31.9 percent, or about one in three, of the 55.8 million mortgaged homes in the United States. That was up from 30.2 percent in the fourth quarter of 2020, 28.3 percent in the third quarter and 26.5 percent in the first quarter of 2020.”

This surge in home equity has given most homeowners the opportunity to use that equity in one of two ways:

Refinance to cash out some of the equity or lower their current payment
Move to a home that better fits their current needs
Let’s break down the possibilities.

1. Refinance
An abundance of equity and record-low mortgage rates can make refinancing a home very easy. Some homeowners choose to refinance so they can lower their payments. Others convert a portion of the equity to cash while keeping their monthly payment the same.

There are many homeowners who could take advantage of lower rates and higher levels of equity, but they haven’t yet. According to an Economic & Housing Research Note from earlier this month, there were over five million homeowners with a loan funded by Freddie Mac who would benefit by refinancing their loan. As of January 2021, there were:

452,122 loans with an average mortgage rate of 6.17%
1,027,834 loans with an average mortgage rate of 4.39%
3,687,780 loans with an average mortgage rate of 4.21%
With mortgage rates currently hovering around 3%, any of these homeowners would benefit from refinancing. They could lower their payments by hundreds of dollars per month or cash out large sums of equity while keeping their monthly payment the same.

Example:
If a homeowner has a $200,000 fixed-rate mortgage with a 6% interest rate and refinances that loan to a 3% interest rate, their monthly mortgage payment (principal and interest) will go from $1,199 per month to $843 per month – a savings of $356 a month, or $4,272 each year.

On the other hand, if they keep their mortgage payment the same, they could cash out a significant amount of their equity.

2. Move into your dream home
The past year prompted many households to redefine what a dream home really means, and it’s something different to everyone. Those who have a high mortgage rate could use their equity as a down payment and perhaps buy their next home without significantly raising their mortgage payment.

Example:
Suppose a person bought a house for $216,000 at the height of the market in 2006. (The median home price in May of 2006). If they put 10% down and took out a mortgage of $194,400 at 6.41% (the average rate in 2006), the monthly mortgage payment (principal and interest) would have been $1,217.

According to the National Association of Realtors (NAR), a typical single-family home has grown in value by approximately $150,000 over the last fifteen years. That means the $216,000 house would be worth about $366,000 today.

After deducting selling expenses, they would be left with about $130,000 ($150,000 minus approximately $20,000 in selling expenses).

A seller could take that equity and use it as a down payment on a new house. Let’s assume they purchased a home for $450,000 (roughly $80,000 more than the value of their current home). If they put the $130,000 down, they could take out a mortgage of $320,000 with a 3% interest rate. The monthly mortgage payment (principal and interest) would be $1,349. Therefore, they could buy a home worth $80,000 more than the one they have today and only spend an extra $132 per month.

Bottom Line
Whether you’re refinancing your house or moving to a new home, your current mortgage rate and your level of equity are crucial in your decision-making process. Look at your mortgage documentation to find out your interest rate, and then let’s connect to determine the potential equity in your home. You may be surprised by the opportunities you have.

Just Sold!
Congratulations to my buyer on his first investment property! Prime location, close to the beach and Rt9&Rt195, huge yard, full basement, 4 Br/2.1 Ba and so much more! Excellent Value!
#русскийриэлторвньюджерси