Kerins Associates Inc.

Happy Dog Day!

The Children of Lir.
A jealous stepmother turns King Lir's four children into swans, who are forced to live as swans during the day and only become human again at night during a full moon. The children live on the lakes in County Mayo for 900 years until Christianity arrives in Ireland. When they hear the church bells ring out they fly down to and enter the church. As they do so their feathers fall off and they become human again. Happy Folklore Day!

The single biggest decision I help move up buyers with is whether they should sell or rent their current home.

Should You Rent Out or Sell Your House? Figuring out what to do with your house when you're ready to move can be a big decision.

With interest rates where they are many dual-income homebuyers can no longer qualify to buy a new home while holding a second mortgage so the Rent v Sell if their first step to Buying New.

Should You Rent Out or Sell Your House? Figuring out what to do with your house when you're ready to move can be a big decision.

Great trip to Michigan to meet with my account exec and underwriters to better assist my clients. Relationships win!

The weather is holding up at Jiffy L**e for Sam Hunt.

Birthday celebration continues.

Thankful for the relationships as we bid Jen and family a farewell today. Thank you to Maureen Weaver and Claire Banta for keeping it simple.

The Wealth-Building Power of Homeownership [INFOGRAPHIC]

The Wealth-Building Power of Homeownership
If you’re trying to decide if buying a home is worth it, consider the long-term benefits, like building equity as home values grow over time.
According to the FHFA, home values have increased by 315.7% since 1991.
Home equity is one reason owning your own place can really pay off in the long run. When you're ready, let's connect.

Buyers face challenges in any market – and today’s is no different. With higher mortgage rates and rising prices, plus the limited supply of homes for sale, there’s a lot to consider.

Putting Off Pre-approval

As part of the homebuying process, a lender will look at your finances to figure out what they’re willing to loan you for your mortgage. This gives you a good idea of what you can borrow so you can really wrap your head around the financial side of things before you start looking at homes. Make sure you get your pre-approval first.

Holding Out for Perfection

While you may have a long list of must-haves and nice-to-haves, you need to be realistic about your home search. Even though your ideal state is you find a home that checks every box, you may need to be willing to compromise – especially since inventory is still low.

Buying More House Than You Can Afford

With today’s mortgage rates and home prices, there’s no arguing it’s expensive to buy a home. Make sure you talk to your agent about how changing mortgage rates impact your monthly payment.

Not Working with a Local Real Estate Agent

This last one may be the most important of all. Buying a home is a process that involves a lot of steps, paperwork, negotiation, and more. Rather than take all of this on yourself, it’s a good idea to have a pro working with you. The right agent will reduce your stress and help the process go smoothly.

Mistakes can cost you time, frustration, and money. If you want to buy a home in today’s market, let’s connect so you have a pro on your side who can help you avoid these missteps.

The Biggest Mistakes Buyers Are Making Today Buyers face challenges in any market – and today’s is no different.

Looking to make a big purchase? Sick of shelling out for rent? We've got the perfect solution for you! 🏠💰

Mila and Lola were mesmerized.

There are many reasons consumers invest in real estate, and re-invest in real estate they own through refinancing. I'm here to help.

Myths About the 2024 Housing Market [INFOGRAPHIC] When it comes to the current housing market, there are some myths circling around right now. 

Myths About the 2024 Housing Market [INFOGRAPHIC] When it comes to the current housing market, there are some myths circling around right now. 

Kudos to our fantastic first-time homeowner!

The family girls tree cutting today.

Four years after he bought his first home my alumni client asked me to help him finance a new home for his growing family. Just in time for the holidays.

I’m so thankful to be part of the effort Jen and Compass Chevy Chase bring to create 60 Thanksgiving baskets for those that can benefit from the love.

It was exciting getting this family from contract ratification to closing in 10 days meeting their rental move out deadline. Now they have a new home and new baby! Great teamwork.

Affordability and Inventory are issues today but we can only control the controllables. Lean on your mortgage and real estate pro.

What Are the Experts Saying About the Spring Housing Market? The housing market’s been going through a lot of change lately, and there’s been uncertainty surrounding what will happen this spring.

What You Should Know About Rising Mortgage Rates After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and higher prices have made homes less affordable. So, if you’re planning to purchase a home this year, you too m...

64% of mortgage holders have an interest rate below 4% so the current rates are in stark contrast Most mortgage holders in the last 30 years bought homes with rates higher than what we see today and later refinanced. Plan to buy and work your plan. I can help. .com

What You Should Know About Rising Mortgage Rates After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and higher prices have made homes less affordable. So, if you’re planning to purchase a home this year, you too m...

Cats love Valentines Day too!

Happy Valentines Day!

Happy Valentines Day everyone!

How To Win as a Buyer in Today’s Housing Market [INFOGRAPHIC] Some Highlights In today’s housing market, you can still be the champion if you have the right team and strategy. To win as a buyer, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd.

When is a good time to buy? NOW!

Merry Christmas and Happy New Year!