Builders Title Company, South Miami, FL Videos

Let’s talk reverse mortgages! Here’s a real story: Last year, I closed a reverse mortgage for a client who borrowed $800,000. When I visited her recently, she showed me how her mortgage increases by $7,500 every month. That's $90,000 a year! 📈 🔹 Understand how interest compounds on what you owe. 🔹 Know the long-term impact on your debt. 👉 Thinking about a reverse mortgage? Make sure you get all the details. Call me at 305-661-4097 to learn more! 📞

Thinking of snagging title insurance AFTER the closing? 🤔 Think twice! Getting it before means any title defects fall on the seller to fix. Post-closing? That responsibility (and bill!) lands squarely on you. 🛑 Stay ahead and ensure a smoother journey by securing that title insurance before the final handshake! 🤝

Realtors, here's a crucial question: Do you ask your clients to get pre-approved before they start home shopping? 🏠 🔹 Pre-approval gives buyers a clear budget. 🔹 It strengthens their offer in a competitive market. 🔹 Speeds up the closing process. 👉 Ensure your clients are pre-approved to make their home-buying journey smoother and more successful!

🏗️ New construction buyers, listen up! 🏗️ 🔹 Does new construction need title insurance? Absolutely! 🛡️ 🔹 Contractors can file a claim of lien up to 30 days after completion or termination of the notice of commencement, even after closing! 🏠💼 🔹 Protect your investment with title insurance. 👋 I’m Alicia Consuegra, owner of Builders Title Company. Call or DM me if you have any questions! 📞📩

South Florida real estate agents! 🌴🏡 Dive deep into the essentials of a lien search. While it unveils much, it doesn't uncover everything. Purchasing a property? Know what's lurking behind those walls! From uncaptured violations to unpermitted structures, a mere lien search can miss a few beats. 📜✨ Think that five-bedroom gem is legit? Double-check its county credentials! 🏠❌ Need a more in-depth look or feeling perplexed? I'm here, bridging the gaps in South Florida's real estate queries. . . . . . . #experiencematters #titlecompanymiami #miamititleagent #titlecompanyflorida #miamititleclosing #digitalrealestate #titleinsuranceagent #trustthetitleexperts #titleinsurancemiami #titlecompanyexcellence #titlecompanymemes #protectyourproperty #titleprocess #propertyprotection #miamititleinsurance #titlesearchpros #floridarealestatemarket #miamititlecompany #titleinsurance #protectyourhome

🔍 Did you know? Unlike other insurances, title insurance is a one-time fee! 🏡 Pay once at the time of purchase, and you’re covered for as long as you own your property. No monthly or annual payments! 💰 🔹 Want to learn more about title insurance fees? 🔹 Have questions about coverage? 👉 DM me or call today for all the details! 📞

Complex titles? They’re just my type of puzzle. 🧩💼 There’s nothing quite like the thrill of untangling the most intricate real estate mysteries, piece by piece. It’s where I turn ‘complicated’ into ‘completed’ with a smile. 😎✨ Bring on the challenge; I’m ready to make real estate magic happen. 🔮🏡

💡 Ever wondered how much owner's title insurance costs? Let's break it down! 📊 Florida has a promulgated rate, setting the minimum we can charge. But did you know there are exceptions like reissue credits? 🤔 🔹 Curious about your specific situation? 🔹 Want to see if you qualify for any credits? 👉 DM me or call today to learn more! Let's make sure you're getting the best deal possible. 📞

🏢 Condo owners and buyers, did you know your title could be impacted by liens from the condo association? 🏢 🔹 Not just your liens or those from previous owners, but also any from the association! 📝 🔹 Getting a partial release from the county is necessary to transfer a clear title. We all know how dealing with the government can complicate things! 🚧 📩 DM me if you have any questions or need assistance!

🔍🏡 What’s Not Covered by Owner’s Title Insurance? 📜❌ Here’s what your policy doesn’t cover: ✔️ Unpermitted or open permits ✔️ Title defects after you own the property ✔️ Current or future taxes ✔️ Physical issues like termites, roof problems, or lead paint Alicia at Builders Title Company is here to clarify all your title insurance questions. 📞💬 Call or DM me to learn more! 👇 Want to dive deeper? Contact us today!

🍏 Are you 62 or over and considering a reverse mortgage? Let’s do an apples-to-apples comparison! 🍎 Should you sell your property or get a reverse mortgage? Let’s break down the profit margins for both options. 💰 Let's make it simple! 💰 Reverse Mortgage: 👉🏼 Stay in Your Home: You keep living in your home and get money based on your home’s value. 👉🏼 No Monthly Payments: You don’t have to pay back the loan until you move out or sell your home. 👉🏼 Fees and Interest: There are costs, like interest and fees, which add up over time. 🏡 Selling Your Home: 👉🏼 Get a Lump Sum: You sell your home and get all the money from the sale. 👉🏼 Pay Off Debts: Use the money to pay off any debts or buy a new place. 👉🏼 Moving Costs: Remember, selling means moving and possibly buying a new home. 🤔 Which is Better for You? 👉🏼 Reverse Mortgage: Great if you want to stay in your home and need extra money without monthly payments. 👉🏼 Selling: Ideal if you’re ready to move and want to use the money from the sale. 🔍 Profit Breakdown: 👉🏼 Reverse Mortgage: You get part of your home’s value now, but owe more over time due to interest. 👉🏼 Selling: You get the full value of your home minus selling costs (like agent fees). Think about what feels right for you and your future! 🌟 Need help deciding? Drop me a message! 📩 🔹 Want to know which is better for you? 🔹 Curious about the financial impact? 👉 Read the captions below and call me at 305-661-4097 to discuss more. Follow @Builders.Title.Company for more insights! 📞 #ReverseMortgage #RealEstateAdvice #RetirementPlanning #HomeSelling #BuildersTitleCompany

🔍🏠 Understanding Your Owner's Title Insurance Policy 🔐 Here's what your policy covers: ✔️ Fraudulent activities affecting your property ✔️ Outstanding liens ✔️ Unpaid taxes prior to your purchase I'm Alicia from Builders Title Company, and I'm here to ensure your property is protected. 📞 Ready to buy? Call me at 305-661-4097! 👇 Have questions or need more info? DM us or call Alicia today!

30+ years of turning dreams into reality in South Florida! 🌴🏠 Helping people achieve their dream of home ownership has been my passion since day one. Witnessing the sheer joy on someone’s face as they receive the keys to their new home in my conference room is an indescribable feeling. Whether it’s a first-time buyer or someone fulfilling their lifelong dream, every milestone is a priceless moment. Join me on this incredible journey of turning houses into homes! ❤️🔑 . . . . . . #DreamHome #HomeOwnership #SouthFloridaRealEstate #miamititleinsurance #miamititleagent #miamititleclosing #protectyourproperty #titleinsurancemiami #titleinsuranceagent #titleinsurancecompany #titlecompanymemes #titlecompanymiami #titlecompanyflorida #miamititlecompany

👀 Realtors, the upcoming changes to the commission structure have got everyone talking! What’s your take on it? 🤔 🔹 Some say it's a game-changer; others think it's a potential disaster. 💼 🔹 Share your thoughts in the comments below! ⬇️ 📣 Let's spark a conversation and see how we can navigate these changes together! 💬

Navigating the real estate maze? You need a pro by your side. That’s where we shine! 🌟 🔑 Why choose us? Here's the scoop: 💪 Strong Underwriter Relationships: Extra support when you need it most. 📚 Expert Problem-Solvers: Complex title issues? Consider them handled. 🤝 Your Business Best Friend: We're here for every step of the closing. Whether buying or selling, don't go it alone.We are ready to guide you through every transaction with ease. Got questions? Slide into our DMs! 💌

📝 Attention Home Buyers & Sellers! 🏠✨ Ever wondered why the legal description of your property is so crucial? Imagine this: a small typo in your deed or mortgage could mean you don’t legally own your property, or the bank doesn’t actually hold your mortgage. 😱 That's right, one little error can cause big headaches! 🔍 Why You Need to Check: A correct legal description ensures that there are no ambiguities about the boundaries and ownership of your property. It’s the blueprint that defines exactly what you’re buying or selling. 📞 Here to Help! Don’t leave it to chance—let's ensure your property documents are flawless. DM or call me today for a thorough review of your legal description! 🔗 **Learn More:** Want more insights on how to secure your property transactions? Check our link in bio for detailed guides and tips! 🌐🔗

🚨 AI & Wire Fraud Alert 🚨 AI is revolutionizing many fields, but it’s also making wire fraud more sophisticated. 🛡️🔐 Imagine AI duplicating voices—even your child's—making verbal verification tougher. ➡️ Stay Informed: ✔️ Attend seminars & webinars on wire fraud. ✔️ Learn the latest tactics & prevention tips. I am committed to protecting you. Follow us for updates and tips to stay safe! 💼📲 #WireFraudPrevention #AI #BuildersTitleCompany 👉 Need more info or have questions? DM us or call me today!

Getting ready for a loan closing? Let’s talk Appraisal—a key term and step in securing your dream home! Before you close, an appraisal confirms that your property’s value matches or exceeds the sales price. 📈✨ Alicia from Builders Title Company ensures you understand each part of your loan process, appraisal included! 🌟📞 Ready to ensure your investment is sound? Let’s get you moving toward home ownership with confidence. 👇 Need more details on appraisals or ready to start your property journey? DM us or call Alicia today! #RealEstateTerms #Appraisal #BuildersTitleCompany

Ever mixed up an appraisal with a survey? You’re not alone! But as similar as they might sound, they’re as different as coffee and tea. ☕️🍵 Let’s demystify: 💰🏠 Appraisal: Think of it like getting a valuation of a vintage car. It tells you what your home is worth in today’s market. An appraiser looks at the condition of the home, its features, and comparable sales in the area to give you the magic number. This helps lenders decide on your loan amount. 🏰🗺 Survey: Picture this as drawing the boundaries for your kingdom. It outlines your lot, showing where your home sits, and ensures you’re not unintentionally claiming your neighbor's garden as your jousting field. It’s all about the land and its legal standing. Why both? Because knowing the value of your castle is just as important as knowing the limits of your kingdom. You wouldn’t want to overpay for land that might partly belong to Sir Bob next door, would you? I’m Alicia, your navigator through the realm of real estate at Builders Title Company. Confused about appraisals and surveys? Let’s chat! Whether it’s a call or a DM, I’m here to make your home buying journey clear and secure.

Sure, you know your home address like the back of your hand, but how about your property's legal description? It's the ultra-precise way your property is defined and it's crucial for legal documents like deeds, mortgages, and liens. It goes beyond just the address—it maps out the exact dimensions and boundaries of your property. 🔍 Why It Matters: Your legal description is the key to understanding your rights over your land. Whether it's a patch of earth for your family home or a slice of the sky for your condo, these details matter in every transaction and legal process involving your property. 💬 Let's Chat! Are you familiar with your legal description? Drop a comment below or DM us to find out more about why this piece of info is a cornerstone in safeguarding your real estate interests! 📲🔄 🔗 Learn More: For a deeper dive into how legal descriptions protect your property rights, check our link in bio!