Builders Title Company

Let’s talk reverse mortgages! Here’s a real story: Last year, I closed a reverse mortgage for a client who borrowed $800,000. When I visited her recently, she showed me how her mortgage increases by $7,500 every month. That's $90,000 a year! 📈

🔹 Understand how interest compounds on what you owe.
🔹 Know the long-term impact on your debt.

👉 Thinking about a reverse mortgage? Make sure you get all the details. Call me at 305-661-4097 to learn more! 📞

Thinking of snagging title insurance AFTER the closing? 🤔

Think twice!

Getting it before means any title defects fall on the seller to fix.

Post-closing? That responsibility (and bill!) lands squarely on you. 🛑

Stay ahead and ensure a smoother journey by securing that title insurance before the final handshake! 🤝

Realtors, here's a crucial question: Do you ask your clients to get pre-approved before they start home shopping? 🏠

🔹 Pre-approval gives buyers a clear budget.
🔹 It strengthens their offer in a competitive market.
🔹 Speeds up the closing process.

👉 Ensure your clients are pre-approved to make their home-buying journey smoother and more successful!

🏗️ New construction buyers, listen up! 🏗️

🔹 Does new construction need title insurance? Absolutely! 🛡️

🔹 Contractors can file a claim of lien up to 30 days after completion or termination of the notice of commencement, even after closing! 🏠💼

🔹 Protect your investment with title insurance.

👋 I’m Alicia Consuegra, owner of Builders Title Company. Call or DM me if you have any questions! 📞📩

South Florida real estate agents! 🌴🏡

Dive deep into the essentials of a lien search. While it unveils much, it doesn't uncover everything. Purchasing a property? Know what's lurking behind those walls! From uncaptured violations to unpermitted structures, a mere lien search can miss a few beats. 📜✨ Think that five-bedroom gem is legit? Double-check its county credentials! 🏠❌

Need a more in-depth look or feeling perplexed? I'm here, bridging the gaps in South Florida's real estate queries.

🔍 Did you know? Unlike other insurances, title insurance is a one-time fee! 🏡

Pay once at the time of purchase, and you’re covered for as long as you own your property. No monthly or annual payments! 💰

🔹 Want to learn more about title insurance fees?
🔹 Have questions about coverage?

👉 DM me or call today for all the details! 📞

💡 Ever wondered how much owner's title insurance costs? Let's break it down! 📊

Florida has a promulgated rate, setting the minimum we can charge. But did you know there are exceptions like reissue credits? 🤔

🔹 Curious about your specific situation?
🔹 Want to see if you qualify for any credits?

👉 DM me or call today to learn more! Let's make sure you're getting the best deal possible. 📞

🏢 Condo owners and buyers, did you know your title could be impacted by liens from the condo association? 🏢

🔹 Not just your liens or those from previous owners, but also any from the association! 📝

🔹 Getting a partial release from the county is necessary to transfer a clear title. We all know how dealing with the government can complicate things! 🚧

📩 DM me if you have any questions or need assistance!

🔍🏡 What’s Not Covered by Owner’s Title Insurance? 📜❌

Here’s what your policy doesn’t cover:
✔️ Unpermitted or open permits
✔️ Title defects after you own the property
✔️ Current or future taxes
✔️ Physical issues like termites, roof problems, or lead paint

Alicia at Builders Title Company is here to clarify all your title insurance questions. 📞💬 Call or DM me to learn more!

👇 Want to dive deeper? Contact us today!

🔍🏠 Understanding Your Owner's Title Insurance Policy 🔐

Here's what your policy covers:
✔️ Fraudulent activities affecting your property
✔️ Outstanding liens
✔️ Unpaid taxes prior to your purchase

I'm Alicia from Builders Title Company, and I'm here to ensure your property is protected. 📞 Ready to buy? Call me at 305-661-4097!

👇 Have questions or need more info? DM us or call Alicia today!

👀 Realtors, the upcoming changes to the commission structure have got everyone talking! What’s your take on it? 🤔

🔹 Some say it's a game-changer; others think it's a potential disaster. 💼

🔹 Share your thoughts in the comments below! ⬇️

📣 Let's spark a conversation and see how we can navigate these changes together! 💬

Navigating the real estate maze?

You need a pro by your side.

That’s where we shine! 🌟 🔑

Why choose us?

Here's the scoop: 💪 Strong Underwriter Relationships: Extra support when you need it most.

📚 Expert Problem-Solvers: Complex title issues? Consider them handled.

🤝 Your Business Best Friend: We're here for every step of the closing.

Whether buying or selling, don't go it alone.We are ready to guide you through every transaction with ease. Got questions? Slide into our DMs! 💌

📝 Attention Home Buyers & Sellers! 🏠✨

Ever wondered why the legal description of your property is so crucial? Imagine this: a small typo in your deed or mortgage could mean you don’t legally own your property, or the bank doesn’t actually hold your mortgage. 😱 That's right, one little error can cause big headaches!

🔍 Why You Need to Check: A correct legal description ensures that there are no ambiguities about the boundaries and ownership of your property. It’s the blueprint that defines exactly what you’re buying or selling.

📞 Here to Help! Don’t leave it to chance—let's ensure your property documents are flawless. DM or call me today for a thorough review of your legal description!

🔗 **Learn More:** Want more insights on how to secure your property transactions? Check our link in bio for detailed guides and tips! 🌐🔗

🚨 AI & Wire Fraud Alert 🚨

AI is revolutionizing many fields, but it’s also making wire fraud more sophisticated. 🛡️🔐 Imagine AI duplicating voices—even your child's—making verbal verification tougher.

➡️ Stay Informed:
✔️ Attend seminars & webinars on wire fraud.
✔️ Learn the latest tactics & prevention tips.

I am committed to protecting you. Follow us for updates and tips to stay safe! 💼📲

👉 Need more info or have questions? DM us or call me today!

Getting ready for a loan closing? Let’s talk Appraisal—a key term and step in securing your dream home! Before you close, an appraisal confirms that your property’s value matches or exceeds the sales price. 📈✨

Alicia from Builders Title Company ensures you understand each part of your loan process, appraisal included! 🌟📞 Ready to ensure your investment is sound? Let’s get you moving toward home ownership with confidence.

👇 Need more details on appraisals or ready to start your property journey? DM us or call Alicia today!

Sure, you know your home address like the back of your hand, but how about your property's legal description? It's the ultra-precise way your property is defined and it's crucial for legal documents like deeds, mortgages, and liens. It goes beyond just the address—it maps out the exact dimensions and boundaries of your property.

🔍 Why It Matters: Your legal description is the key to understanding your rights over your land. Whether it's a patch of earth for your family home or a slice of the sky for your condo, these details matter in every transaction and legal process involving your property.

💬 Let's Chat! Are you familiar with your legal description? Drop a comment below or DM us to find out more about why this piece of info is a cornerstone in safeguarding your real estate interests! 📲🔄

🔗 Learn More: For a deeper dive into how legal descriptions protect your property rights, check our link in bio!

🔍🏠 Closing on a property soon? Let’s dive into Lien Search, a crucial step in your closing process! Before you sign on that dotted line, I ensure there are no surprises—taxes paid, permits closed, and more. 📜✨

Alicia at Builders Title Company is here to ensure every detail is checked for your peace of mind. 🌟📞 Whether you're buying your first home or adding to your portfolio, we’ve got you covered!

👇 Questions about lien searches or ready to start your closing? DM us or call Alicia today!

🚨 Thinking about a reverse mortgage? Here's why you might want to think twice! 🏠💭

Reverse mortgages can sound like a sweet deal with no monthly payments, but here’s the catch—every month that goes by, the debt grows, potentially doubling after a decade!

Not only that, the fees are steeper than traditional mortgages. And guess what? They appraise your home for less because they expect the debt to increase over time. 🔑

Remember, you still have to pay taxes and insurance, or you risk foreclosure. It's a tricky path that could eat up all the equity you've built up in your home.

Wondering if it's the right move for you or looking for alternatives? Drop me a DM and let’s chat! 💌📲 Save this post for future reference, and share it with someone who might be considering a reverse mortgage!

🏡✨ Thinking about your future finances? If you’re 62 or older, you may have heard and considered a reverse mortgage.

It’s sold as an ideal scenario of turning part of the value of your home into cash—you get the money, and you don’t have to pay it back every month like a regular loan. It’s kind of like getting an advance on your allowance without having to do extra chores to earn it right away!

Sounds compelling right?? With a reverse mortgage, your home stays yours. Even if the money you owe ends up being more than your home’s worth, the bank can’t take your home away from you while you or the other title holders are still living there.

But remember, every good thing has its downsides—I’ll share more about those in my next video!

I am personally still not a big fan of reverse mortgages. Stick around for part two where I get into the cons!

🤔 Want to understand more about this or have questions? Let’s talk!

📞 Curious how a reverse mortgage works or if it’s right for you? Drop me a message or give us a call today and let’s explore your options together!

For me, being a title agent is far more than a profession; it’s a calling. 🏡✨

Each day, I have the honor of being part of someone’s journey to homeownership - a journey filled with hope, dreams, and sometimes a sprinkle of anxiety.

But here’s the thing: it’s not just about closing deals or the paperwork; it’s about people, their stories, and the joy of seeing those dreams turn into reality. 🌈

I didn’t choose this path for the paychecks. I chose it for the moments when I can hand over the keys and say, “Welcome home.”

It’s in those moments, seeing the smiles and sometimes happy tears, that I’m reminded why I do what I do.

It’s about being a guiding light on the path to a place called home - a place where futures are built and memories are made. 🗝️❤️

So, to my clients, past, present, and future: know that with every signature and every handshake, my heart is full knowing I played a part in bringing your dream to life.

Your trust in me is a gift, and I cherish it more than words can say. Here’s to many more dreams turned into doorsteps. 🥂🏡

From Alicia, your dedicated title agent at Builders Title Company - where your dreams are our mission.

Picture this: You’ve found your dream home, and it’s almost time to make it officially yours.

But there’s a critical step that needs attention – lien searches. 🏠💡 This isn’t just paperwork; it’s your assurance that your new home comes without hidden surprises.

At Builders Title Company, we dive deep into the details, ensuring all taxes are cleared, no open permits are lurking, code violations are resolved, and even the water bills are squared away.

Why? Because your safety and peace of mind are our priority. 🌟🛡

I’m Alicia Consuegra, the proud owner of Builders Title Company, and I’m here to guide you through every step to ensure your home purchase is as secure as it is joyful. 🏡❤️

Ready to take the next step towards your cash property purchase? Let’s make sure your investment is safe and sound.

Call or DM us today – let’s bring you one step closer to homeownership without the worries!

Why having an amazing and supportive underwriter matters! Fidelity National Financial- South Florida Agency