Natalie Rosa, Realtor

First floor unit available for rent now! $1200/month, voucher holders accepted. First floor has access to backyard and basement with laundry hook up. 2 bedrooms 1.5 baths. 30** North Marshall Street.

📍 Reduced Price 📍 This recently reduced home at 4937-39 National Street in Philadelphia won't last long, so, don't wait to set up a showing! Reach out here or at (267) 269-1773 for more information!

Just Reduced in Philadelphia Come see this beautifully renovated building that sits on TWO parcels at 4800 sq ft, building itself is roughly 3185 sq ft. Parking lot holds 8 cars. Building is currently being used as a hair studio. Prior to that was a great space for an office. The opportunities are endless. Come see for yours...

These pictures don't do this place justice. Come take a look for yourself and thank you SO much to RealShot Media for the beautiful pics and layout of this place. If anyone needs a RE photographer definitely reach out to him!

For Sale: 4937 National St Philadelphia PA 19135, CONTACT ME for more info. Please share :)

lets just say, i could not wait for this deal to be over but grateful nonetheless! 🔑🏠

Thanks for all the shares, this property has been fully leased! ❤ 🔑🏠

📍 Reduced Price 📍 This recently reduced home at 3840 N Fairhill Street in Philadelphia won't last long, so, don't wait to set up a showing! Reach out here or at (267) 269-1773 for more information!

Just Reduced in Philadelphia Seize the opportunity to own a lucrative investment property already bustling with life. This tenant-occupied listing, offers immediate returns and a stable income stream from day one. Currently occupied by reliable tenants, ensuring consistent rental income. This property boasts well-kept interi...

If you or someone you know is interested in renting a home, take a look at this property! Give me a call at (267) 269-1773 with any questions.

For Rent in Philadelphia 2+2 duplex with laundry hook up. 1st floor has 2 bedrooms 1 bath with basement access and backyard access. 2nd floor 2bedrooms 1 bath with laundry hook ups.

A few of my hot takes!

What are some of yours?

Thinking back on the best of Quarter 1. This is what captivated me the most...
Swipe for my top picks in tv, music, and podcasts!

Happy to finally get this under contract for my client. This was definitely a challenge for me in multiple ways than one 😏

8 seconds....
That's the amount of time you have to make an impression on a potential buyer.
This is what my clients focused on to ensure they hit the mark from the get-go.

They got to work on curb appeal

With winter winding down, it was time to spruce up the exterior.
They did this by planting pops of spring flowers, refreshing mulch, and hiring a few helping hands to ensure their yard was free of debris, dead leaves, and drooping tree limbs.

They decluttered

Clutter can turn off buyers in seconds — I’ve seen it firsthand.
My clients took a critical look at their space and cleared countertops, tidied closets, and removed personal mementos to help buyers envision themselves living there.
I encourage my clients to put themselves in the shoes of a stranger walking through the house — what would they do to create a more inviting atmosphere?

They agreed to staging

The final touch! My clients agreed to staging (with no out of pocket cost to them). The stagers brought in a few key pieces that tied the space together perfectly.
One reason I typically recommend it? It’s been reported that professionally staged homes spend 73% less time on the market compared to homes that haven’t been staged. (Real Estate Staging Association)

If you're curious about what your home is worth in today's market – Let's find out! A CMA will provide you with a detailed assessment of your property's value based on recent sales, market trends, and local expertise.

Send me a DM and I'll reply with a personalized CMA.

Source: https://www.linkedin.com/pulse/8-second-rule-first-impressions-real-estate-1f/?trk=public_post_main-feed-card_feed-article-content

It feels so easy, right?
Spot a beautiful home on Zillow, click the ‘Request a tour’ button, and voila, you're one step closer to your dream house.

BUT here's the catch: that one click propels your personal info into a world of real estate agents, all vying for your business.

Don't get me wrong, we real estate professionals are pretty great, but if you're not quite ready for the constant phone calls or text bombardments, that one click might be overwhelming.

The good news is there's a simpler, quieter way through the noise.
If you give me a call to set up a showing, not only will we explore that gorgeous home you spotted on Zillow (or any other place), but your contact information will stay safe — just with me. Plus, you won't have to worry about your phone ringing nonstop.

Save yourself the trouble and reach out to me directly.

One thing about me is that I see myself as more than just a real estate agent to my clients; I'm a trusted advisor and a steadfast supporter. I genuinely care about their success and happiness, which means I'm always going above and beyond to ensure they find their perfect home or get the best possible deal.

Here's what you need to know about the recent NAR settlement:
→ Going forward (from mid-July 2024) buyer broker compensation can’t be listed on the MLS.
→ Sellers and their agents could still make offers of buyer broker compensation via off-MLS negotiations and consults (meaning seller-paid buyer agent commissions are still an option).
→ NAR also agreed to a new rule that would require MLS participants—specifically those working with buyers—to enter into written representation agreements with their buyers.

What this means if you're a buyer:
Buyers would benefit from buyer broker agreements, increased clarity regarding the services their agent provides, and more variable commission structures.

What this means if you're a seller:
Sellers may enjoy more control over commission negotiations, potentially leading to cost savings and more personalized service agreements.

What this means if you're a real estate agent:
Agents have an opportunity to showcase their value more transparently, potentially leading to stronger client relationships and a more tailored service approach.

Have questions? Comment below or send me a message – I’m here to help!

What is the “Lock in effect”??

An unwillingness on the part of homeowners to trade in their lower-rate mortgages for higher ones.

Here’s where this trend stands today:
In Q3 2023, fewer Americans had mortgages below 6% than in 2022 due to moving. And what causes people to move regardless of interest rates?
Major life events, including the 5 D's: diapers, diplomas, diamonds, divorce, & death

• Between Q3 2022 and Q3 2023, more homeowners chose to move, accepting higher mortgage rates.

•The lock-in effects still contributes to inventory shortages, but listings have started to rise due to slightly lower rates (under the 8% peak of 2023).

• Homeowners with historically lower mortgage rates (between 3% and 4%) are more likely to “suffer from” the lock-in effect than those with rates between 5% and 6%.
Rather than focusing on the rate, I’m telling buyers to focus on the affordability of the monthly payment.

If you want to talk about buying this spring — DM me! I'd love to connect!

Source: Is the Lock-In Effect Fading? How to Help Homeowners Navigate Today’s Interest Rates - BAM

How do you know it's the right time to move on?

Spending many hours with sellers over the years, I’ve learned the telltale signs that it’s time for a change. Here are a few questions to help you determine where you stand...

1. Has my home started to feel either too spacious or too snug? It's like a little kid outgrowing their favorite outfit – your needs might have outgrown your home.
2. How is my home equity? If it's standing strong, selling now could open the doors to a handsome profit, providing a solid foundation for your next purchase.
3. Is home maintenance starting to resemble a never-ending marathon I didn't sign up for? If the chores outweigh the joys, it might be high time to find a home that demands less of your attention.
4. Have I recently been through a major life event? Be it diplomas, diapers, diamonds, divorce, or death, these major life shifts often call for a change in address.

If these questions have put your mind in motion, don't hesitate to reach out. DM me to go over your next steps!

Come check out my listing in Morrell Park! Bring your vision to life in this cute 3 bedroom 2 bathroom home, which has been recently reduced to $308,000.

Reduced Price in Morrell Park 19114 Discover the potential in this inviting fixer-upper, complete with a fully finished basement. This charming 3-bedroom, 2-bath home sits in a quiet neighborhood and presents a wonderful opportunity for those eager to customize their space. The main level features a spacious living room and a kitchen

Your best friend in real estate?

It's your credit

I always have my buyers get familiar with the 4 C's of building credit so they're prepared to receive the best loan terms possible.

Credit: This is a reflection of your financial past. Do you consistently make payments on time? If yes, lenders perceive you as less of a risk and more likely to approve your loan application.

Capacity: This is your ability to repay a loan based on your income and employment history. It's not just about having the funds but also about a track record of financial stability.

Capital: Assets or cash reserves can be used to repay your loan if your income isn’t enough. It's like a safety net that lenders look for when deciding whether to approve your loan.

Collateral: This is something of value that you can pledge as security against the loan. In case of default, it can be seized by the lender. In the context of real estate, the home itself often serves as collateral.

Good credit is essential because it directly impacts your mortgage approval prospects, competitive interest rates, and down payment requirements.
On the other hand, a subpar credit score can make securing the best terms challenging, but don't be discouraged if your credit isn't perfect right now.
Building a strong credit takes time and dedication. Small steps can lead to significant improvements.

If you have questions about how credit affects real estate financing or need guidance on improving your credit score, reach out to me and I can send over some resources!

"That's a write off!"

It's a phrase I commonly hear thrown around. But, not so fast... it turns out not all home improvements are treated equally from a tax perspective.

Let's break it down:
1. Home Office Deduction: To claim a deduction, you must have a dedicated and exclusive workspace. Using your dining table unfortunately doesn’t qualify here.

2. Residential Medical Upgrades: Expenses related to improving medical accessibility are deductible. This includes constructing entrance or exit ramps, widening doorways, installing railings or support bars, and making bathroom modifications.

3. Energy-Efficient Improvements:Consider energy-efficient upgrades. Things like installing solar panels, solar water heaters, small wind energy turbines, geothermal heat pumps, fuel cells, and biomass fuel stoves qualify for various tax benefits.

"Celebrating the strength, resilience, and achievements of women around the globe this International Women's Day. 💜 "

CONFESSION

I need your help!

You know the saying “it takes a village”
Turns out it’s true for real estate, too.

If you someone who has been contemplating buying or selling their home, (maybe they’ve been searching for the perfect property or have been meticulously preparing their home for the market)
I’d love to connect with them.

The truth is: referrals from friends and family are often the most reliable way to find a trusted real estate agent. Your recommendation could be the link to someone’s dream home or a seamless sale.

If you’ve got someone in mind, don’t hesitate to send me a message. I’d love to be a resource to them

Looking to buy a home? Here, for your bookmarking pleasure, are the top 5 things to look for:

1. Neighborhood: Research local schools, amenities, and the overall vibe!
2. Floor plan: Can you imagine your daily living in this space?
3. Major home systems: Get to know HVAC, plumbing, and electrical systems. A home inspection can save you from expensive surprises!
4. Exterior: First impressions matter. Assess curb appeal, maintenance needs, and potential repairs.
5. Signs of damage: Keep an eye out for any red flags like water damage, mold, or structural issues.
6. Renovation needs: Assess and price any updates or renovations you may want to make the house your own.

What were some of the things you looked for while buying a home?

Been feeling a little "meh" about your living space lately? It's time to rekindle the love with these mini-makeover ideas:

1. Paint a wall or room: Consider an accent wall or keep it classic with a fresh coat all over.
2. Bring in something fresh: A new plant or fresh flowers will instantly uplift your space!
3. Update hardware: Update the drawer pulls, k***s, or faucet hardware for an all new feeling!
4. Refresh the mantel: Add a tall, clear vase, some fresh or artificial greens and a round mirror!

Small changes can make a huge difference - what have you found instantly refreshes a space? Share your tips in the comments below.

This proven pricing strategy might just surprise you…

Instead of aiming for the highest listing price, consider setting it slightly lower than the market suggests. Why? Because it can create a buzz around your property, drawing in multiple offers and creating a competitive atmosphere

And here's the kicker: When buyers sense that they might miss out on a great deal, they often push the final sale price above the initial listing. That means you could end up with more money in your pocket than you expected!

One more thing: Not only does this strategy help you get the best possible price in the current market, it means the property will sell quickly. This strategy leverages buyer competition and urgency to your advantage.

Curious to learn more about this strategy and other tips for a successful sale? DM me!

2024 Housing Market Update:
Mortgage rates: Should settle between 6% and 6.5% this year, which is higher than pandemic levels but LOWER than the peaks of 2023.
Home sales: The number of home sales is predicted to pick up in 2024 but will still be below average.
Home prices: The direction of home prices depends on market dynamics. Any price drop is likely to be short-lived due to low inventory levels.
Inventory: Inventory will increase somewhat in 2024, but it will still be low
Renting: Rental deals may be more attractive than buying in the early part of 2024 due to new apartment constructions and rent declines. Nonetheless, the demand for homeownership remains strong among millennials.
Thinking about buying this year? Send me a message, and let’s chat!
Source: Here's what you can expect from the 2024 housing market - HousingWire