The Hoffman Realty Group at Keller Williams

The wider the market appeal, the greater the likelihood of achieving a higher price and a faster sale.

Learn more at https://BetterHomeowners.com/ScottHoffman/2024/08/29/Enhance-your-homes-appeal-to-more-buyers

Why do 89% of homebuyers enlist the help of a licensed real estate agent or broker?

Here are just a few of the advantages of having a professional advocate when you buy a home:

✅ Market Expertise. We’ll share our insight into the local market and the latest sales data so you can make an informed purchase.

✅ Property Exclusives. We’ll tap into our expansive network to bring you opportunities that go beyond what you’ll find online.

✅ Negotiation Skills. We know how to prepare and negotiate competitive offers to secure the best terms for you.

✅ Risk Reduction. We can help you avoid costly mistakes that eat into your timeline and budget and leave you with buyer’s remorse.

✅ Emotional Support. We’ll help you make rational and data-driven decisions during an often-emotional process.

Want to learn more about how we can help with your home purchase? Reach out for a free, no-obligation consultation.

📲 919-740-0379
📧 [email protected]
Keller Williams Realty-The Hoffman Realty Group

Homeowners with equity have access to two unique financial options: home equity loans and home equity lines of credit (HELOCs). But what’s the difference? ⁣
⁣
HELOC ⁣
💰 Credit line that you can draw upon as needed ⁣
💰 Only pay interest on the amount you borrow ⁣
💰 Variable interest, depending on your credit score and the prime rate ⁣
⁣
Home Equity Loan ⁣
💰 Lump sum loan (meaning you receive the full amount at once) ⁣
💰 Set monthly payments ⁣
💰 Fixed interest rate that’s typically lower than a HELOC ⁣
⁣
The best option for you will depend on your individual needs and circumstances. Reach out for a referral to a loan officer who can help you make an informed decision. ⁣
⁣
📲 (919) 281-3250 ⁣
📧 [email protected]

Short Sale: What Should You Do? 🏡

A short sale or pre-foreclosure is when a homeowner sells their home for less than the price still owed on the mortgage. Learn all the pros and cons of short sales and what are your best options and solutions.

Click to get the guide now! ✅

Short Sale: What Should You Do? Click to get this Free guide now!

Would you rather live in a woodsy log cabin or in a cozy cottage?

Cast your vote in the comments! 👇

Ready to buy a home but feeling overwhelmed by financing options? Here are four factors to consider when choosing a mortgage:

📈 Credit Score:
This three-digit number can significantly impact your interest rate and the types of loans you qualify for.

📊 Income & Expenses:
Lenders want to ensure your income will comfortably cover your mortgage payments and other debt obligations.

💰 Down Payment:
The amount you put down will affect your loan options, monthly payments, and need for mortgage insurance.

📆 Lifestyle & Risk Tolerance:
Your term length and interest rate type (fixed or variable) should align with your financial goals and comfort level.

For more on choosing the right mortgage for your specific situation, give me a call at 919-740-0379.

Did you know savvy buyers are ready to invest more in this must-have feature? Which feature are you willing to pay more for?

Only one website — www.AnnualCreditReport.com — is authorized to fill orders for the free annual credit reports you are entitled to by law.

Benefits of Checking your Credit Regularly You are encouraged by the Federal Trade Commission to be sure the information on your credit reports is accurate, complete, and up to date at least once a year.

Ever wondered what factors contribute to a home's value? 🤔 From location to size, condition, and local market trends, it's a complex equation. Want to delve deeper into understanding what makes a home special and valuable? Reach out for more valuable insights.

Ready to sell your home? Don't navigate the process alone—I'm here to help! From expert pricing strategies to effective marketing, a dedicated listing agent is your key to a successful sale. Trust in my experience and expertise to maximize your home's value and streamline the selling process. Let's get started on achieving your real estate goals together!

Did you know the size of your down payment can have a big impact on your mortgage? ⁣
⁣
Here are a few of the ways: ⁣
⁣
📉 Interest Rate ⁣
A larger down payment often means a lower interest rate on the money you borrow. ⁣
⁣
🗓️ Monthly Payment ⁣
A bigger down payment means smaller monthly payments, making it easier to budget. ⁣
⁣
💰 Total Cost ⁣
The more you put down initially, the less you'll pay in total over the life of the loan. ⁣
⁣
🏠 Mortgage Type ⁣
Certain mortgages might require a specific minimum down payment. ⁣
⁣
🔒 Mortgage Insurance ⁣
⁣
With a smaller down payment, you may need mortgage insurance, adding to your monthly costs. ⁣
⁣
Want to learn more about how your down payment can affect the cost of owning a home? Check out our latest blog post for a detailed breakdown. ⁣
⁣
🔗 https://scotthoffman.myagent.site/top-4-factors-to-consider-when-choosing-your-mortgage/

Buying a home is one of the biggest decisions you'll make, and having a trusted agent by your side can make all the difference! 🏡 I’m here to guide you every step of the way. Ready to start your home search? Contact me today! 📞

"This is a real-estate-driven economy from top to bottom."
— Christopher Thornberg 📖

Real Estate Explained: 'Homeowners Association (HOA)'

Have you been part of an HOA or are you currently part of an HOA? 🤔

Happy National Dog Day to all those who know the love of a dog!

Let's get together to explore the options available to you.

Learn more at https://BetterHomeowners.com/ScottHoffman/2024/08/26/Calming-inflation-does-not-mean-lower-prices.

https://www.listreports.com/share/shareables/social?sid=3PlsYJbD_&fbclid=IwY2xjawE4Xm5leHRuA2FlbQIxMQABHeraSWDi_hB8ddAXqf6_ibqJaxbSFqn2OD8hREUN-TuL7KFgIGwGoYCYJA_aem_oINKCjbrATk1zQkbC0v7kQ

Get in touch for more information

Free guide: Buying Your First Investment Property? 👨‍👩‍👧‍👦

Discover the top things to consider before becoming a profitable real estate investor and get the best tips from professional mortgage brokers!

Click to get this guide now! 🙏

Buying Your First Investment Property Click to get this Free guide now!

Free Guide: How to Sell Your House in a Changing Market! 🏡 💵

Feeling paralyzed by the ever-changing housing market? No matter what uncertainties are at hand, you can still sell your home at a great price. Discover all the steps to set yourself up for home-selling success!

Click to get this FREE guide now! 🎯

How To Sell Your Home In A Changing Market Click to get this Free guide now!

Safety should always be top priority and adding the Poison Control Center's helpline to your favorites is a smart move.

Learn more at https://BetterHomeowners.com/ScottHoffman/2024/08/23/Home-Safety-Tips-Keep-Emergency-Numbers-Handy

Thank you for sharing your real estate referrals with me! It means the world to me to work with your family and friends. Everyone deserves the opportunity of working with someone who truly cares.

We'd be honored to assist you with this recipe to offer our experience and expertise.

Learn more at https://BetterHomeowners.com/ScottHoffman/2024/08/22/Recipe-for-Finding-a-Dream-Home

Summer is a hot time for the real estate market! ☀️ With the right tips, you can find the perfect home and beat the competition. Ready to dive into your summer home search? Reach out today and let’s make it happen!

How to Increase Your Home Value the Most for the Least Amount of Money! ⭐

I have helped local homeowners like yourself prepare their home to sell fast and for top dollar.

Click to get this guide! ✅

How to Increase Your Home Value the Most for the Least Amount of Money Click to get this guide!

How close is your new home? 🏡

Tell us in the comments below. 😉

Contact your real estate professional to schedule an annual real estate review and receive an estimate of your home's equity based on a current market evaluation at no expense or obligation. If you don't have one, we'd be happy to help.

An annual home equity update benefits homeowners Homeowners should assess their home equity at least once a year to stay aware of it as an asset and to explore opportunities for refinancing and accessing part of that equity.

These are additional costs that will typically make up about two to five percent of the purchase price. Examples of closing costs include loan processing costs, title insurance, and excise tax. Have more questions about closing costs? I have answers. Let's talk.

Do you know how much your home is worth in today's market? Contact me today for a free, no-obligation home evaluation to find out! You could be living in your dream home and use your current equity towards your down payment.