Capital Mortgage Funding powered by CMG Home Loans

No W-2? No problem! At CMG Home Loans, we offer several unique loan programs to help you buy a home without a W-2. Ask me about our non-QM solutions!

What will it take to reignite 💥 the housing market? With the Fed beginning its long-awaited rate cuts, home buyers could be in luck 🍀 in the coming months. Here’s how you can plan for potential rate drops:
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Did somebody say RATE CUTS? ✂️
This afternoon, the Federal Open Market Committee (FOMC) voted to cut the benchmark interest rate by 0.5% – the first rate cut in four years. What can you expect from the market moving forward? Read here:
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Are you well-prepared in the event that disaster strikes? September is Disaster Preparedness Month, so we've put together some tips to help you protect the life you've built.

Think it's a good idea to skip the home inspection? Think again! A quality home inspection can reveal critical information about the condition of a home and its systems. This makes the buyer aware of what costs, repairs and maintenance the home may require immediately, and over time.

With our own Private Label Security (PLS), we can help you avoid increased fees and offer a better price on your second home or investment property loan. Ready to learn more? Contact me today!

Can't find your ideal home on the market? Why not turn a house you LIKE into a HOME 🏡 you LOVE?! Scroll through to see how a Renovation Loan can bring your dream home to life

Lucky number 7! Today, we celebrate seven years since the launch of HomeFundIt™, the nation’s first and only down payment gifting platform. Since its inception in 2017, HomeFundIt has helped over 2,500 families purchase a collective $700 million in real estate.
Historically, down payments have been one of the largest obstacles for home buyers. Here’s how HomeFundIt is making homeownership more accessible: http://spr.ly/6183WFnIl

Ever noticed that the word “homeowner” has “meow” right in the middle? 🙀 With over 66% of households including at least one pet, buyers are increasingly prioritizing pet-friendly features when choosing homes and making renovations. Here’s how pets are shaping the current housing market: http://spr.ly/6183WvP3R

When you put down less than 20% on your Conventional Loan, your lender will require you to pay Private Mortgage Insurance, also known as . Luckily, this additional cost won't last forever. Once you reach 22% equity, your lender will automatically cancel your PMI.

What can your do for you? Ask me how a HELOC can help you unlock the hidden cash in your home!

Did you know? September is National Preparedness Month! It pays to be prepared for any disaster— man-made or natural. Be informed, make a plan, and build an emergency kit to keep your family prepared in the event of a disaster.

As average down payment costs rise to the highest level in over ten years, can you still succeed in the housing market? Here’s what home buyers need to know about down payment assistance: http://spr.ly/6186WPOdr

Don't fumble 🏈 your dream home! 🏠 At CMG Home Loans, we have a wide variety of loan programs to help you reach the endzone FASTER. Give me a call to devise a gameplan and kickoff your homeownership journey!

Are you financially prepared for an emergency? An emergency fund is money that you set aside to cover unexpected, expensive events—like sudden loss of job or major illness. How much money should you have in an emergency fund? Experts recommend that you should have three to nine months of living expenses set aside.

Imagine finding your dream home on the market… just to learn it’s way over budget. How can you avoid this waking nightmare? Before you embark on your house hunting expedition, it’s a good idea to meet with a loan officer to set your budget. Here's what loan officers are looking at when determining how much home you can afford

Keep an eye out for real estate 🚩RED FLAGS 🚩
How can you identify potential fraud as a home buyer? Read our blog as we explore some of the most common real estate scams and how to avoid them:
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Do you know how to calculate your home equity? It's relatively straightforward-- you simply subtract the amount you owe on your mortgage from the current market value of your home. Ready to take advantage of your home equity? Give me a call today!

Why pay someone else's mortgage? When you make monthly rental payments, you're doing exactly that— paying your landlord's mortgage and building no equity. When you own a home, your mortgage payments help you build wealth in the form of

Happy National Dog Day from your friends at CMG Home Loans! Need a bigger yard FUR your best friend? Doggone tired of your apartment's strict pet policies? Renting can be RUFF, but your loyal friends at CMG can help finance your FURever home. Give me a call today!