Melissa Owens Bright Inspired Futures
My goal is to be your trusted resource to help you achieve your goals. Whether at work or at play a solid plan can help you live better now and in the future.
I am an educator of services that help families to keep their promises and improve their futures. I help individuals, business owners', and employees to plan for the unforeseen, and protect what they work hard every day to achieve.
12/02/2023
Mutual of Omaha’s Wild Kingdom is proud to celebrate the 50th anniversary of the Endangered Species Act, landmark legislation for all species of animals, plants and wildlife. Did you know extinction has been prevented for 99% of species listed as endangered or threatened on the list? Learn more about it here. > https://bit.ly/49ROX4h
Two tax credits are available for the installation of energy efficient or clean energy property in your home. Contact a tax professional for tax advice.
11/12/2023
El costo de cuidar a tu compañero puede aumentar especialmente con el costo de vida sigue aumentando. Utilice estas maneras para ahorrar dinero en la comida de tus mascotas.
Top Ways To Save Money On Pet Food Saving money on pet food has gotten more difficult in the last year. That’s because inflation has hit everyone’s dinner plates — especially the dog’s.
11/10/2023
A good way to fight today’s raising prices is by sticking to a monthly spending plan. Here are ways you can help reduce your grocery bill.
10 Smart Ways to Lower Your Grocery Bill as Inflation Raises Prices Whether you're shopping for one or a large family, keep some of these strategies in mind before your next grocery store trip.
11/09/2023
The childhood poverty rate has jumped above 12% according to the U.S. Census Bureau. Read on to find out how you can help improve your personal finances.
Child Poverty More Than Doubled in the U.S. Last Year. Here's Why The childhood poverty rate has jumped above 12%. Read on to find out how you can help improve your personal finances.
11/06/2023
It might be tempting to try to save money by cutting the cost of certain coverages right now, but I'd urge you to reconsider before cutting or reducing your life insurance coverage. Here's a great article that breaks down why:
https://bit.ly/3tZPKzv
Life Insurance During A Recession—Is It Really Necessary? If the cost of life insurance seems like a good place to make a budget cut, think again.
11/06/2023
An important consideration after working so hard to grow your retirement nest egg.
Here's what business owners should know about LLCs.
10/27/2023
As we age and our bodies change, so do our care needs. Learn how to better protect your health and loved ones in every stage of life.
Mutual of Omaha - TOUCHpoints Back to Articles Mutual of Omaha's page Opens a New Window. Mutual of Omaha's Twitter Page Opens a New Window. Mutual of Omaha's Youtube Page Opens a New Window. Mutual of Omaha's LinkedIn Page Opens a New Window. Help Protect Your Health at Every Age Learn how to better protect your hea...
10/26/2023
There are over 3.8 million breast cancer survivors in the United States, according to the American Cancer Society. A Cancer Insurance policy from Mutual of Omaha Insurance Company is designed with your recovery in mind. Contact me today to learn more.
Disclosure: https://bit.ly/470AjoM
The mortgage industry has been on a roller coaster ride over the last couple of years. According to the Consumer Financial Protection Bureau more buyers are relying on alternative financing options to help lower their interest rates.
Here's why CPI and PCE don't always move in tandem.
10/20/2023
How do you know if you have enough life insurance? There are many ways to calculate the right coverage amount. Here are some tips to calculate your insurance needs.
Mutual of Omaha - TOUCHpoints Back to Articles Mutual of Omaha's page Opens a New Window. Mutual of Omaha's Twitter Page Opens a New Window. Mutual of Omaha's Youtube Page Opens a New Window. Mutual of Omaha's LinkedIn Page Opens a New Window. De-clutter and Feel the Stress Melt Away Minimalism is having a moment. Re...
10/19/2023
Clear your home, clear your mind. Minimalism is having a moment. Read about how it can help reduce stress.
Mutual of Omaha - TOUCHpoints Back to Articles Mutual of Omaha's page Opens a New Window. Mutual of Omaha's Twitter Page Opens a New Window. Mutual of Omaha's Youtube Page Opens a New Window. Mutual of Omaha's LinkedIn Page Opens a New Window. De-clutter and Feel the Stress Melt Away Minimalism is having a moment. Re...
10/18/2023
In 2022, over 2,700 men were diagnosed with breast cancer. According to National Breast Cancer Association, any family history can increase your chances of breast cancer. Learn more: http://bit.ly/2IEkUiI
Disclosure: https://bit.ly/48VGRab
10/09/2023
Having a regular scheduled mammogram is the best way to detect breast cancer early.
Learn about tips for getting a mammogram: http://bit.ly/3inEaZf
Disclosure: https://bit.ly/45qqNuf
10/01/2023
October is Breast Cancer Awareness Month. 1 in 8 women in the United States will develop breast cancer in her lifetime.
Learn more about how you can lower your risk: http://bit.ly/3idAxou
Disclosure: https://bit.ly/45fKMvB
09/26/2023
ANSWER: $30,500! Last year, the average cost of a full bachelors degree (including fees, tuition, room and board, textbooks and other necessities)
was $122,000. **
If this number makes you panic, take a deep breath, and schedule an appointment with me today. September is College Savings Month, a great time to
evaluate your options for your child’s educational savings.
BONUS QUESTION: Did you live in a dorm at college? Did you like it, and do you think you could do it again?!
09/26/2023
Without access to a crystal ball, your future is unclear. However, you can prepare for what lies ahead by investing in your legacy. Reach out to me today to learn how to get started.
09/19/2023
TRUE! Not only did those with a bachelor’s degree earn more, but their unemployment rate was also half that of those with just a high school diploma.
You have options available when it comes to paying your child’s higher education, including a tax-advantaged 529 plan for education savings.
Contact me today!
08/19/2022
It's important not to forget about the upcoming school year. Chances are good there is a lot to plan for the coming months of school.
08/19/2022
The Best Of 2022 Awards have been announced and we've made the cut as one of the best life insurance companies! We're proud to be honored by a trusted news source and be a part of 's mission to make smart financial decisions simple.
Now might be a good time to consider adjusting your tax withholding if any of the following situations apply to you. Contact a tax professional for further tax advice.
The IRS has released the 2023 key tax numbers for health savings accounts and high-deductible health plans. Contact a tax professional for further tax advice.
Cost is one of the most important factors for families at each step in the college research and selection process. Find out how much families take cost into account.
08/11/2022
The Wild Kingdom crew was busy filming a new episode on preserving beaver’s habitats in North America. This episode took the crew to several site reclamations in Washington, Oregon, and California. Follow our team to learn more about beavers and see other animal conservation success stories on the new episode, Mutual of Omaha’s Wild Kingdom Protecting the Wild, premiering January 2023.
Beavers | Protecting the Wild Go behind the scenes of our new series.
08/10/2022
Interest rates on federal student loans will increase again for the 2022-2023 school year. Unfortunately, soaring inflation has played a part in the higher rates. Take a look at the changes in loans.
Interest Rates on Federal Student Loans to Increase for 2022-2023 Interest rates on federal student loans will increase again for the 2022-2023 school year.
Billions of dollars in unclaimed property are reported each year, and 10% of people have some form of property waiting to be returned by state unclaimed property programs according to the U.S. Department of the Treasury. Here is where to find unclaimed assets.
Most families pay for college using some combination of savings, income and financial aid. Find out what percentage of college financing comes from parent savings, student savings, loans, and grant aid.
Taxpayers who earn money through an app or online digital platform may be affected by this new rule. Here are a few things you should probably know. Contact a tax professional for further tax advice.
08/04/2022
Did you know Original Medicare doesn't cover prescriptions? Help cover your out-of-pocket prescription costs with a Mutual of Omaha RxSM (PDP) prescription drug plan. Give me a call to get started.
Taking IRA distributions while taxes are low and shifting the money to life insurance could provide a hedge against future tax increases. Here are three ways in which permanent life insurance can be used to fund retirement and estate strategies.
Contact a tax or legal advisor for tax/legal advice specific to your situation. Keep in mind this could reduce the policy's cash value and death benefit.
The IRS has increased the optional standard mileage rates for computing the deductible costs of operating an automobile for business, medical, and moving expense purposes for the last half of 2022. Contact a tax professional for further tax advice.
Do you have an idea for a product or service that could turn into a profitable business? Here's an overview of some important first steps in the entrepreneurial process.
The Trustees of the Social Security Trust Funds released a detailed report that assesses the financial health and outlook of this program. The most recent report, shows that the effects of the pandemic were not as significant as projected in last year's report.
06/16/2022
A Critical Illness Insurance policy provides a lump sum benefit amount (payment) when the insured/policyholder is diagnosed with a covered condition. If you have questions about how this type of insurance protection could help strengthen your financial strategy, let’s talk.
Disclosures: https://bit.ly/3b1LQg0
06/15/2022
Where in the world is Mutual of Omaha’s Wild Kingdom? Our team is in the thick of shooting the new series and have already captured some amazing sights. They’re traveling the United States to bring you incredible conservation stories and to inspire the next generation of conservationists. Mutual of Omaha’s Wild Kingdom Protecting the Wild airs in January 2023 on RFD-TV. Check out what animals will be featured here: https://bit.ly/3adQION
06/13/2022
Father’s Day will be here soon and there’s nothing better than gifts kids can make themselves! Here are easy and inexpensive craft ideas.
Dad Will Love These Creative Father's Day Crafts from the Kids So cute, they can double as gifts!
06/06/2022
More than 40% of cancer cases are attributed to potentially modifiable risk factors. * Get to know the risk factors and take steps toward protecting yourself!
*Cancer Facts & Figures 2022 https://bit.ly/3aMFSQd
Disclosures: https://bit.ly/3H9eWWZ
06/03/2022
June is National Zoo and Aquarium Month. Mutual of Omaha’s Wild Kingdom is celebrating with a month full of great information from award-winning zoos and aquariums around the country. Check out weekly articles like how accredited zoos are aiding conservation efforts, or tips on visiting a zoo or aquarium with your kids, on WildKingdom.com: https://bit.ly/3a2mVs8
Click here to claim your Sponsored Listing.
Category
Contact the business
Address
505 N Argonne Road Ste A205
Spokane Valley, WA
99212
Opening Hours
| Monday | 9am - 7pm |
| Tuesday | 9am - 7pm |
| Wednesday | 9am - 6pm |
| Thursday | 9am - 8pm |
| Friday | 9am - 4pm |
McCarthy Insurance Agency
9212 E. Montgomery Ave. Ste. 104
Spokane Valley, 99206
Insurance agency working with many carriers to get you the best service, protection, and price available. Let McCarthy Insurance be your last insurance agency.
Tara O’Leary - Independent Insurance Agent
Spokane Valley
Providing insurance for your most valuable investments home, auto, toys, umbrella
Drew Clausen - State Farm Insurance Agent
15701 E Sprague Avenue Ste D
Spokane Valley, 99037
Insurance can be confusing and you need someone in your corner you can trust. We are a local agency who truly cares about you and your family. We educate our customers while protec...
Karissa Landres Insurance Agent for Mutual of Omaha
505 N. Argonne Road
Spokane Valley, 99212
As an agent of Mutual of Omaha our mission is to help our customers protect what they care about and achieve their financial goals. Our vision is for every customer to be able to i...
Terrence Kosiancic, Bankers Life Agent
1101 N Argonne Road Suite 203
Spokane Valley, 99212
I am an agent licensed to sell insurance through Bankers Life and Casualty Company. I am acting as a
Farmers Insurance - Connor Stephenson
12904 E Nora Avenue Unit D
Spokane Valley, 99216
Specializing in Auto, Home, Commercial and Life Insurance in the Spokane, Washington Area. Business
Jared Christy - State Farm
420 N Evergreen Road
Spokane Valley, 99216
Serving all areas of WA, ID, and OR. My agency will treat customers like friends that have allowed us the privilege of doing business with their families and businesses.
Zachary Elliston - Bankers Life
Spokane Valley
I am an agent licensed to sell insurance through Bankers Life and Casualty Company. I am acting as a
Jason Tate: Allstate Insurance
404 N Pines Road, Ste A
Spokane Valley, 99206
Our office has 30 years of experience in understanding the home market in Spokane and surrounding areas. We have expertise on both the insurance and the lending side of home owner...