Biel Investment Management

Some good reminders for us all

Handling Market Volatility The following tips can help you handle the ups and downs of the stock market.

Are you currently saving enough to comfortably live off of 4% of your portfolio each year in retirement?

Broadridge Advisor Solutions Broadridge Advisor Solutions

ETFs vs. Mutual Funds: What's the Difference? ETFs vs. Mutual Funds: What's the Difference?

Some interesting thoughts on the juggling act that many parents must deal with.

Saving for Retirement and a Child's Education at the Same Time Juggling both retirement and college saving is a challenge. Consider these tips.

When the markets get crazy these little guys always calm me down

Just a reminder, as we enter the 2nd quarter of 2024, to make sure you are taking advantage of all available opportunities to save for retirement.

Retirement Plan Limits for 2024 Some key limits for retirement account savers are higher in 2024.

On April 20, join us at the Mirabeau Park Hotel and Conference Center for the Active Living Health Expo. Spend the day learning about health and wellness, financial planning, travel tips and more useful products and services, especially for ages 55 and up. Check out https://spokane7tickets.com/e/active-living-expo-2024/tickets to learn more and buy your tickets, for only $8 per person. See you there, and look for the BIEL INVESTMENT MANAGEMENT booth.

Active Living Expo 2024 | Spokane 7 Tickets Active Living Expo, the area's favorite wellness event, returns to the Mirabeau Park Hotel and Convention Center April 20, 2024! Now in its fifth year, the event offers a wide variety of information and local resources for ages 55 and up and those who love them. Active Living Expo promises plenty o....

As you wrap up your 2023 taxes, here is some helpful info to be aware of going into 2024.

2024 Federal Income Tax Brackets 2024 Federal Income Tax Brackets

There's Still Time to Fund an IRA for 2023 You have until your tax filing deadline to make an IRA contribution for 2023

A Special Time Find out more...

When the market gets volatile it can be tempting to want to move to conservative investments; however, there is a thief out there looking to steal your long-term purchasing power - inflation.

Inflation: The Sneaky Thief Inflation: The Sneaky Thief

I recently partnered with an organization (AdvisorFinder) who produced a customized profile that summarizes my practice (in addition to my website). The profile includes a short introductory video. It also makes scheduling meetings a little easier. If you are interested in taking a look you can go to the link below:

app.advisorfinder.com

Middle East Conflict Raises Global Economic Issues The horrific events in the Middle East create geopolitical risks with potential global economic consequences.

The smartest guys on Wall Street can't time a volatile market. When you are nervous, always consider dollar cost averaging.

3 Potential Benefits of Dollar Cost Averaging 3 Potential Benefits of Dollar Cost Averaging

U.S. Economy: Soft Landing or Delayed Recession? So far, the economy is proving resilient in the face of interest-rate pressure.

Higher interest rates can benefit some people with idle cash. For example, better returns for bank Certificates of Deposit and Treasury Bills.

The Fed's Rate Moves and Inflation The Fed's Rate Moves and Inflation

On average, those who gave a number, believe they need about $1.27 million to retire comfortably, however, the average respondent who shared their retirement savings had just $89,300 in the bank, their 401(k), or other accounts.
-Business Insider, June 25, 2023

The market keeps going up while the talking heads say the economy is crashing. Regardless, maintain a long-term perspective.

Is This Bull Timid or Ready to Charge? Here are some reasons why the new bull market is being met cautiously by investors.

I recently had a new website created for my practice. It contains a wealth of information including articles, videos, and calculators. It is my hope that you will find it helpful and informative.

I hope you will take a look:

Biel Investment Management Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

Good summary about how the Government has legitimately made positive changes for those planning to retire as well as those who are retired.

SECURE 2.0 Act Seeks to Boost Retirement Readiness SECURE 2.0 Act Seeks to Boost Retirement Readiness

Inflation is a concern, but history has shown that long-term exposure to the stock market can give your money a chance to outpace inflation.

Inflation: What's Next? Inflation: What's Next?

Significant changes have been made to retirement accounts. You might find some of this information helpful.

Retirement Investors Get Another Boost from Washington Congress passes legislation that benefits retirement savers.

Merry Christmas Find out more...

Just a few thoughts to consider as you wrap up your year.

Year-End Charitable Giving The tax benefits associated with charitable giving could potentially enhance your ability to give.

Life changes for all of us. Make sure you have your financial house in order. You want your money to be passed on exactly as you wish.

Do You Know Who Your Beneficiaries Are? Do You Know Who Your Beneficiaries Are?

Now Might Be a Good Time for a Roth Conversion Lower asset values could make this a good time to convert assets from a traditional IRA to a Roth IRA.

It is important to have a strategy for accumulating your assets, but it is also important to have a strategy for withdrawing your assets.

How Sequence of Returns Can Affect Your Retirement Savings How Sequence of Returns Can Affect Your Retirement Savings

Having sufficient cash on hand will allow you to not sell your equity positions at a loss in a market downturn.

A Tiered Investment Strategy A Tiered Investment Strategy

“You don’t need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with the 130 IQ.”
- Warren Buffett

We all know the market involves risk, but with inflation hitting 9.1% today, don't forget that cash also carries its own type of risk.

Understanding Risk Know the different meanings of the term risk as it applies to investing.