Josh The Home Loan Guy

šŸ¦loan officer šŸ”home loan tips šŸ“ˆhousing market data+analytics šŸ“Šbusiness šŸ’µfinance šŸˆSeahawks In short: I will be available to you. In short: I will care for you.

Prior to joining the mortgage industry, I was a youth pastor for seven years, leading a team of over 30 volunteers and 100 average weekly attendance. I married my wife in 2012 and since then we have had two kids - a 9 year old girl and 5 year old boy. My family and I are avid Seahawks fans and believe there are really only two seasons (not four) throughout the year: football season and not footbal

07/27/2024

Been married 12 years today.
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I remember as we were preparing for marriage people thought we were getting married so young and there was sometimes this sense of disapproval, like we were doing something reckless. Ok. Thanks for your opinion (for what itā€™s worth, otherā€™s opinions of my decisions mean less and less to me the older I getā€¦ another conversation)ā€¦ but you have to get married young so you can live long enough to be married 60+ yearsā€¦ itā€™s rare to hear people even married half that time anymore - one day weā€™ll be there - I guess itā€™s in large part because people donā€™t view challenges as opportunities? Challenges, difficulties and hardships are things we tackle together, as a team, that become part of our marriage story and actually make our team stronger as we face those challenges together.
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Happy 12 years babe - itā€™s not always easy or perfect or comfortable, but it does keep getting better - I do, and always will, choose you. Equally as beautiful on the inside as the outside - I love you!

Photos from Josh The Home Loan Guy's post 05/17/2024

How often you sposed to post here again?

04/28/2024

Happy birthday! Since itā€™s not culturally appropriate to share a womanā€™s actual age at a certain point, Iā€™ll just say that youā€™re now officially mid-30ā€™s, and mid-30ā€™s looks real good on you. Beautiful inside and out, fantastic mom and wife, magnetic personality with all. I love you!

04/08/2024

and - thank you for the privilege and honor of not only officiating your wedding today, but also getting to walk you through some intentional pre-marital conversations over the last 6 weeks! You two balance each other out flawlessly and Iā€™m eager to watch your marriage flourish and your family grow into all that Jesus has for you. I know without a doubt that you two will be an amazing example to everyone around you of what a healthy marriage looks like. Always remember: the wedding is not the finish the line, it is the starting line. Congrats you two!

New ā˜…ā˜…ā˜…ā˜…ā˜… 5 Star Experience.com Review by Catherine L 03/10/2024

5.0 star review received on Experience.com for Josh Taylor by Catherine L - As a first time home buyer I have heard all horror stories from friends and family. I did not have that experience. Everything from start to finish was smoothe and easy. I was guided through each step and was prepared for all the paperwork and documents needed. Thank you for helping put my family in the most wonderful home.

New ā˜…ā˜…ā˜…ā˜…ā˜… 5 Star Experience.com Review by Catherine L Click to see all 50 reviews of Josh Taylor, Loan Strategist

Photos from Josh The Home Loan Guy's post 02/28/2024

Used to hate going to Maui growing up cuz it was too hot. Now I live in Phoenix. Funny how life changes. Canā€™t wait to go back soon šŸ˜Ž grateful for amazing experiences like this to share with some of the most important people in my life!

02/23/2024

Mid-Maui-Vacation-obligatory post

Photos from Josh The Home Loan Guy's post 02/19/2024

Happy 6th birthday to our little man - for your 6th birthday, we spent 7 hours on a plane flying to Maui. At least you enjoy flying so itā€™s kinda cool. Much love dude šŸ˜Ž

02/05/2024

Got the cockpit functioning again with my new - what am Iā€™m missing? šŸ¤“

01/23/2024

Is it summer yet? Feeling like I live back in the Northwest with all this rain the last few days šŸ˜©

09/29/2023

Our kids think this is gross. Guess Iā€™m doing my job.

07/27/2023

My favorite photo from 11 years ago - happy anniversary to the most important person in my world! Here are 11 lessons from 11 years of marriage, all of which Iā€™m still working on:
1. Core beliefs must align: Things like your faith, thoughts on money, family, kids, place of living, etc. If you donā€™t align on the ā€œbig ticketā€ items wrong, chances are youā€™ll have a rocky marriage.
2. Youā€™re a frickin team, play like one: Too many couples fight against each other, instead of with each other. Your spouse is not your opponent.
3. Take responsibility: When there are disputes, thereā€™s a 100% chance that youā€™re at least 1% responsible. Itā€™s NEVER 100% one personā€™s fault.
4. Have fun: Do dumb stuff together that make you laugh. Donā€™t be too serious. Sometimes the best medicine is to chill out.
5. Have the hard conversations: Contrary to the stupid adage that time heals all wounds, it doesnā€™t. Confronting the issue does. Donā€™t brush things under the rug expecting theyā€™ll get better.
6. Do sweat the small stuff: Daily small actions are more important than the big trip to Mexico. Choosing to get married is a one time decision. Choosing to stay married is a daily decision.
7. Sacrifice: Give yourself up for the betterment of the other person - things like your time, your comfort, your convenience, your wants, etc.
8. See and speak the good: ALWAYS choose to see the good things and NEVER complain about your spouse to other people, period.
9. Marriage requires work: Healthy marriages donā€™t happen by accident - they require you to be intentional and to actually put some thought and effort in. Do it.
10. Be a student: They are THE MOST important person in the world to you, so become a student of them and learn more about them every day.
11. Eliminate the word ā€œdivorceā€: It shouldnā€™t be joked about, thought about, or even a word in your vocabulary. It is, simply put, not an option.
Many more anniversaries to come - I love you - just as beautiful on the inside as the out šŸ¤ŸšŸ»ā˜šŸ»šŸ’„

Photos from Josh The Home Loan Guy's post 07/14/2023

I've never actually introduced myself on here and then "pinned" the post, so figure this is as good an opportunity as any šŸ¤·šŸ¼ā€ā™‚ļø

I include the rest of my family in this because they're my "life" - in the sense that beyond work, they are who I spend the majority of my life with. You can swipe to see a photo of our little dog Gus, too. Been married to my bride for 11 years. I know it's hard to believe, but she's as beautiful on the inside as she is on the outsideā€¦ WAY out of my league, like, she's in the major league hall of fame and I'm still playing tee-ball kind of situation.

The most important values to me in business are my character, integrity, honor and dignity. In short, to me that means doing the right thing even when no one is looking and no one will find out AND taking responsibility for my actions. In a former professional leadership role, I learned to take the blame and pass the credit. Sure, "crushing it" and doing more business are fine and good, but if I'm not operating out of a deep sense of character for those I have the opportunity to work with and serve, then my priorities are misalligned.

That said, if you know anyone who is looking to buy a house or refinance their current mortgage, I would be honored to help them out. I run my business strictly based off referrals, and it's a huge compliment to me when someone trusts me enough to refer their friends and family to me in one of the, if not THE, biggest purchases of their life.

07/12/2023

Hot days call for cold treats šŸ¦

07/10/2023

Been married for 4,000 days today, kinda neat

07/05/2023

What the smiles wonā€™t tell you is the challenge of having things like chairs, cooking utensils and towels from 4 different families and having to do laundry at someone elseā€™s house for 3 weeks because the moving truck still hasnā€™t arrived šŸ¤·šŸ¼ā€ā™‚ļø but weā€™re determined to make a positive experience out of it all nonetheless - weā€™re a team!

06/28/2023

The best friend youā€™re ever going to have šŸ«‚

06/23/2023

Weā€™re living in the good olā€™ days

06/06/2023

Bye bye, stuff, see you in AZ šŸ˜Ž

06/06/2023

Bye-bye stuff, see you in AZ šŸ˜Ž

04/28/2023

I say the same thing every year cuz Iā€™m unoriginal (or is it because Iā€™m consistent? Idk). Anyways - happy birthday to my beautiful wife, who, if you can believe it, is equally beautiful on the inside as she is on the outside (and sheā€™s pretty dang hotšŸ„µ). Anyone who meets her knows that sheā€™s one of the most quality human beings theyā€™ve ever met. I joke with her, but itā€™s not really a joke at all, that she has a magnetic personality, because she really is just a magnetic person. Not sure how the gamer nerd in high school married the cheer CAPTAIN (yep, still living in the past on that) but hey, Jesus still works miracles doesnā€™t He? Happy birthday babe - youā€™re more than I deserve!
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Photo cred by my amazing sister and her company

Photos from Josh The Home Loan Guy's post 04/20/2023

She hates when I wear these kinds of hatsšŸ™ƒ

04/12/2023

ā€¢ā€¢ā€¢LIFE UPDATEā€¢ā€¢ā€¢

Peace Spokane, WA āœŒšŸ» weā€™re moving to Phoenix, AZ! ā˜€ļø

We moved to Spokane in November 2019 (likeā€¦ a few months before the world got shut downā€¦), and our time in Spokane has produced the biggest challenges for our family. A mentor of mine very astutely said this about our experience in Spokane, he said, ā€œSpokane has been a hallway for you and your family, for you to unlearn one thing and relearn something completely new and to prepare you for the next room.ā€ I couldnā€™t agree more. While we had every intention of living in Spokane for forever, it turns out that wasnā€™t the case.

While we have made some amazing friends in Spokane and will deeply miss everyone, weā€™re very excited as a family to reprioritize, refocus and remember what is most important to us as a family. We couldnā€™t be more excited for a few things. Number 1: To focus on our family more - to make memories and traditions for what OUR family wants to do and being okay with saying ā€œnoā€ to some good things, in order to say ā€œyesā€ to the most important things. Number 2: To meet and make new friends in Arizona and be closer to some friends who already live there. Weā€™re excited to do life with people who think like us! In a past life, we thought you had to be friends with everyone, but now weā€™ve learned that we donā€™t have to be friends with everyone, nor should you, and so CHOOSING our friends is exciting to us! Number 3: The year-round sun šŸ˜Ž

Hereā€™s to new adventures, ideas and projects we will undertake in order to make a positive difference in the lives of those around us!

04/12/2023

ā€¢ā€¢ā€¢LIFE UPDATEā€¢ā€¢ā€¢

Peace Spokane, WA āœŒšŸ» weā€™re moving to Phoenix, AZ! ā˜€ļø

We moved to Spokane in November 2019 (likeā€¦ a few months before the world got shut downā€¦), and our time in Spokane has produced the biggest challenges for our family. A mentor of mine very astutely said this about our experience in Spokane, he said, ā€œSpokane has been a hallway for you and your family, for you to unlearn one thing and relearn something completely new in order to prepare you for the next room.ā€ I couldnā€™t agree more. While we had every intention of living in Spokane for forever, it turns out that wasnā€™t the case.

While we have made some amazing friends in Spokane and will deeply miss everyone, weā€™re very excited as a family to reprioritize, refocus and remember what is most important to us as a family. We couldnā€™t be more excited for a few things. Number 1: To focus on our family more - to make memories and traditions for what OUR family wants to do and being okay with saying ā€œnoā€ to some good things, in order to say ā€œyesā€ to the most important things. Number 2: To meet and make new friends in Arizona and be closer to some friends who already live there. Weā€™re excited to do life with people who think like us! In a past life, we thought you had to be friends with everyone, but now weā€™ve learned that we donā€™t have to be friends with everyone, nor should you, and so CHOOSING our friends is exciting to us! Number 3: The year-round sun šŸ˜Ž

Hereā€™s to new adventures, ideas and projects that we will undertake in order to make a positive difference in the lives of those around us!

Photos from Josh The Home Loan Guy's post 04/06/2023

Hung out in class with the first graders yesterday. Heā€™s in preschool. You donā€™t have to say it, I know heā€™s advanced for his age.

03/08/2023

Life is full of cycles - peaks and valleys and everything in between. Weā€™ve been in what feels like our deepest valley for many months now, and very few people understand the valley weā€™ve been walking through. Valleys are good because they make you stronger, and I know that a peak is coming, but the valleys sure arenā€™t enjoyable when youā€™re in them.

If a peak is coming, I want to remain grateful for everything that Iā€™ve learned in the valley. All the pains, frustrations, sleepless nights - not fun at all - but have made me stronger. There are many things I could mention that Iā€™ve learned, but perhaps the single greatest thing Iā€™ve learned is how to be a team with my wife. Not that we werenā€™t before, but things are different and better now - weā€˜ve become more one. Itā€™s hard to quantify exactly what that means, but we feel more synced up than any other time in the past 10+ years of marriage, and weā€™re excited for what the future holds.

If youā€™re in a valley too, there is some silver lining that you can be encouraged by. First, they do not last forever. Second, you will be stronger for traversing the valley with a humble attitude. Few people may understand what youā€™re facing. They may downplay the gravity of how it feels to you. They may brush it off like itā€™s not as big of deal as you might be making it. Ignore them. If theyā€™re not willing to listen, then you donā€™t need them in your life.

Everyone is coming down from a peak, coming out of a valley or somewhere in between - social media doesnā€™t give you the full picture - so love everyone and be patient with others all the timeā€¦ itā€™s the least we can do when weā€™re surrounded by so much negativity!

02/19/2023

On this day 13 years ago, February 19th 2010, I took this beauty on our first date. We went to The Cheesecake Factory in Bellevue, but it had a 45 min wait or something. I wasnā€™t about that. Instead I took her to a more upscale restaurant that I worked at called JaKā€™s Grill in Issaquah. Was able to bypass the normally hour and a half wait they have on a Friday because, hey, employee perks. I didnā€™t want JaKā€™s to be our first date because like I said itā€™s a little more upscale, some $60 for a steak, but it is what it is.
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The next day, Saturday, I didnā€™t text her back or anything to say I had a great time. I guess thatā€™s something youā€™re supposed to do. What can I say? I was nervous and thought I screwed up.
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The following day, Sunday, has become known to us as ā€œAwkward Sundayā€ because, having thought I screwed up the date, I didnā€™t know how to interact with her at church. Wasnā€™t sure if I should ask where she was sitting or not. So it was super awkward seeing her in the halls and around the building. We did end up sitting by each other, so I guess it worked out.
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13 years later, she still makes me nervous and gets my heart beating. Sheā€™s the most beautiful woman, inside and out, that Iā€™ve ever met. A truly magnetic personality (she hates when I say that, but itā€™s true). This photo is actually from a few days before that first date 13 years ago (thatā€™s why itā€™s low resolution). Love this woman and the crazy life we are living!

Photos from Josh The Home Loan Guy's post 02/10/2023

Hereā€™s a pic of my little engineer in the making (yes, the one who created a highly sophisticated trap for me) with his Papaā€¦ taking apart one of his toys to then put it back together.
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These moments I never want to forget - the small ones that show the unique quirks and intricacies of his little personality. I love watching him just be him. You should see all the different legos he's put together on his own too - it's amazing to see what this little boy comes up with and creates!

02/10/2023

Hereā€™s a pic of my little engineer in the making (yes, the one who created a highly sophisticated trap for me) with his Papaā€¦ taking apart one of his toys to then put it back together.
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These moments I never want to forget - the small ones that show the unique quirks and intricacies of his little personality. I love watching him just be him. You should see all the different legos heā€™s put together on his own too - itā€™s amazing to see what this little boy comes up with and creates!

02/05/2023

ā€œWe donā€™t take enough photos togetherā€
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I know, but thatā€™s because weā€™re busy enjoying our time together so donā€™t think about getting in front of a camera šŸ¤·šŸ¼ā€ā™‚ļø

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203 N Washington Street Suite 200A
Spokane, WA
99201

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