Colleen M Stevens Financial Services

Today we commemorate the Stars and Stripes and celebrate the freedom it stands for.

Women on average live longer and require more long-term care than men. Learn more about the importance of being prepared for the unexpected.
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Today we honor and remember the brave men and women who gave their lives in service to our country. We are forever grateful for their sacrifice and the freedoms they have secured for us.

Choosing which college to attend was a big decision for your child. Figuring out how you're going to help them pay for it can be even bigger. Learn how New York Life can help you maximize your education savings and reach out if you need guidance. I'm here to help.

Supplement College Savings With Whole Life Insurance | New York Life New York Life shows you how a whole life insurance policy can be used as a college savings fund. Learn about how to use life insurance to supplement education.

For many new families, the idea of buying a home can feel like a dream—particularly once you calculate the mortgage. While high interest rates continue to make home ownership difficult, there are steps you can take to make your dream more within reach. Read these tips and let's talk.

Buying a home amid higher mortgage rates? Follow these tips. Learn about 10 tips for overcoming higher mortgage rates.

Concerned about falling short on your goals in retirement? Learn about strategies you can employ now to help avoid a "retirement gap."

Don't press your luck when it comes to retirement. Learn how adding a fixed annuity to your savings strategy can provide a guaranteed, sustainable way to maintain income in retirement—as well as offer the security and peace of mind needed to face the future with confidence. If you have questions, reach out. I'm here to help.

Annuities address fear about risk | New York Life With the concept of "minding the risk gap", start feeling confident and in control of the retirement planning process.

Creating a budget is the first step toward financial success. With these five easy steps, you can take control of your personal finances, work to achieve your goals, and gain the confidence to build a better future.
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In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

Individual Disability Insurance | New York Life Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

Do any of these words describe you? Be sure to look over the results of New York Life’s recent Wealth Watch Survey and see what people are doing to be more financially resilient in 2024.

New York Life Wealth Watch 2024 Outlook New York Life’s latest Wealth Watch survey finds financial resiliency among American adults, even in the face of high interest rates and rising credit card debt.

Is it time for a financial wellness check? This , give your financial future some TLC by reaching out. I'll help you come up with a strategy that lets you build valuable savings over time without disrupting your lifestyle now.

How to save money—learn to start saving now | New York Life Discover how you can start saving money, no matter how much you make. Learn how to budget, cut unnecessary costs, and maximize your savings.

Today we honor the legacy of Dr. Martin Luther King, Jr. Together, let's reflect on his inspiring words and continue working toward a world of equality, justice, and unity.

As we welcome a new year, take the first step toward improving your financial well-being by creating and sticking with a budget. With these five easy steps, you can gain the confidence to build a better financial future.
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Wishing you warm memories of past holidays, the joy found in the magic of the present moment, and the promise of the coming new year.

From wrapping presents to getting the kids dressed and ready, there's always prep work in providing the perfect holiday for your loved ones. Wouldn't it be great to have someone who can help? While you may be on your own for the small stuff, when it comes to building your family's financial security, I'm more than happy to lend a hand. Learn more about what I can do for you this holiday season and reach out when you have a moment to spare.

Life Insurance Policies | New York Life Life Insurance can protect your family now and in the future. Learn from our agents which type of life insurance policy is right for you.

Financial planning is about more than just saving for retirement - it's about having a solid plan to protect, invest, grow, and share your wealth. https://bcove.video/3tFoohR

We all know we should be saving for retirement, however roughly 30% of U.S. households led by people age 45 and older claim to have no retirement savings at all.* Whether you're on track with your goals or completely lost, reach out and I'll help ensure you get where you need to go.

How to save money—learn to start saving now | New York Life Discover how you can start saving money, no matter how much you make. Learn how to budget, cut unnecessary costs, and maximize your savings.

We all know we should be saving for retirement, however roughly 30% of U.S. households led by people age 45 and older claim to have no retirement savings at all.* Whether you're on track with your goals or completely lost, reach out and I'll help ensure you get where you need to go.

How to save money—learn to start saving now | New York Life Discover how you can start saving money, no matter how much you make. Learn how to budget, cut unnecessary costs, and maximize your savings.

From the gender pay gap to costs associated with motherhood, women have different hurdles in saving for retirement. Having someone on your side who can navigate them makes all the difference. If you're looking for direction, I can help.

Life Insurance for Women | New York Life Find out how New York Life can help women take control of their finances. We provide financial planning for women to achieve independence.

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Data provided by SHOOK®️Research, LLC.Data as of 12/31/21. Source: Forbes.com(July, 2022). Neither SHOOK nor Forbes receives any compensation in exchange for placement on its Top Financial Security Professional (FSP) rankings (including the Best-In-State Financial Security Professional rankings), which are determined independently. FSP refers to professionals who are properly licensed to sell life insurance and annuities. FSPs may also hold other credentials and licenses which would allow them to offer investments and securities products through those licenses. Investment performance is not a criterion. SHOOK’s research and rankings provide opinions intended to help individuals choose the right FSP and are not indicative of future performance or representative of any one client’s experience. You can find the full methodology here: https://bit.ly/44MUh5b https://bit.ly/3LpZWqN

Top Financial Security Professionals Best-In-State 2023 Forbes and SHOOK Research have released the third annual ranking of insurance professionals from each state in the country.

Both CDs and fixed deferred annuities are considered low-risk investments, but if your goals are more long-term, an annuity may be your better option. From tax benefits to return on interest, make sure you're saving the right way for the goals you want to achieve.

Fixed Deferred Annuity vs CD | New York Life Read the pros and cons of fixed deferred annuities and CDs. Compare taxation and rates of CDs vs fixed annuities, and decide which is best for you.

As a parent, you're the center of their world. As a worker, you carry the weight of it on your shoulders. Today, take a moment to relax and recharge—you deserve it! Happy to all the working parents out there.

Most people don’t think about their Social Security benefits until later in life. Experienced industry professionals Jeff Quigley and Alyson Dorosky explain why married couples need to plan ahead and be prepared for what happens to their benefits when a spouse passes away.

How life insurance can help replace a spouse’s Social Security benefits | New York Life Learn how life insurance can provide financial security and help replace a spouse's Social Security benefits in the event of their passing.

Will you and your spouse be relying on the Social Security payments you will be getting in retirement? If so, be sure to see why experienced industry professionals Jeff Quigley and Alyson Dorosky recommend using life insurance to help replace that income when one of you passes away.

How life insurance can help replace a spouse’s Social Security benefits | New York Life Learn how life insurance can provide financial security and help replace a spouse's Social Security benefits in the event of their passing.

If you have a child, grandchild, or other loved one whose future you wish to support, help them with education costs. Start planning today.

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Your parents will call you to help them fix the computer, but will they call if they need help fixing their finances? While explaining cloud storage may still be difficult, these tips can help your family finance discussion be a walk in the park.

How to Manage Family Finances | New York Life Learn how to best budget your household finances. Use these tips for family financial management and planning from New York Life.

Now that you’re married, you're a financial duo. But are you still making the same old mistakes? From investing separately to the way you file your taxes, if you’re having trouble getting on the same page, I can help. Read these tips and let’s talk.

Common Financial Mistakes to Avoid as Newlyweds | New York Life Avoid dealing with financial stress in a marriage. Consider these common financial mistakes newlyweds make when budgeting.

Choosing to go to college was a big decision for your child. Figuring out how you're going to pay for it is yours. Before they officially decide which college to attend, learn how we can help you maximize your education savings.

Supplement College Savings With Whole Life Insurance | New York Life New York Life shows you how a whole life insurance policy can be used as a college savings fund. Learn about how to use life insurance to supplement education.

Talking to your kids about money is the first step toward securing their financial future—but planning for their future isn’t something you have to do alone. Let’s talk about what you can do now to maximize their college education savings for the future. Contact me today. https://bcove.video/2D39JDq

Today we commemorate the Stars and Stripes and celebrate the freedom it stands for.