Purk Advisors

Stay ahead this year with this handy Personal Finance Calendar.

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As retirement approaches, enhance your financial well-being. Explore some key tips for a prosperous retirement.

Tips for Improving Your Financial Health into Retirement Here are ten key steps to help improve your financial health and make the most of your retirement years.

Approaching the 60th U.S. presidential election, cuts through the fog of polarization to offer independent market and economic research. The team's latest commentary discusses expectations during this election and the next administration. Read more:

Trump vs. Harris: Navigating the 2024 Presidential Election The latest themed commentary from Cetera Investment Management cuts through the fog of partisanship to focus on what matters as investors navigate the 2024 presidential election. The team provides analysis of key economic policy items for the next administration, reviews past election cycles for ins...

Personality vs. Pocketbook: Should you lease, finance, or pay cash for your next car?

Buying vs. Leasing a Car Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

The is shifting from raising rates to cutting them. Join CIO Gene Goldman, CFA, on this week’s episode of as he explains how this week’s key inflation report should help the decide how much they’ll cut.

The Week Ahead | Cetera “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Where will your retirement income come from? Do you know all the choices available?

Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

Tax deferral can have a dramatic affect on the growth of an investment. Know what's at stake.

Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

With great wealth comes even greater questions. Learn more in our article.

What To Do When Your Income Reaches 7 Figures Preserve your high net worth with these foundational tips.

The ’s next moves are in focus. Join CIO Gene Goldman, CFA, on this week’s episode of as he discusses what we can expect to learn from the Fed’s meeting minutes and Chair Powell’s upcoming Jackson Hole speech, and the potential impact on future rate decisions.

The Week Ahead | Cetera “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Are dividends a key component when evaluating investment opportunities? Learn more.

What Is the Dividend Yield? This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

Learn about Medicare Advantage and the choices it offers you for health care coverage, prescription drugs, and more.

Medicare Advantage 101 Overview of Medicare Advantage, what’s in them, special rules, and more.

Read the August issue of Financial Watch here: https://bit.ly/financialwatch-aug24

How do you handle your estate if you have a blended family? Here are a few things you should consider. Read more.

3 Estate Challenges for Blended Families This article will help your clients with blended families think and prepare their estate strategy.

Read the latest issue of Retire Wise here: https://bit.ly/retirewise2-aug24

are trying to figure out how much the will cut rates in September. Join CIO Gene Goldman, CFA, on this week’s episode of as he lays out the data we’ll receive between now and then and how it could help determine that cut.

The Week Ahead | Cetera “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Lifestyle inflation can be the enemy of wealth building.

Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

All those years of work can add up to a small fortune. What's your strategy for your money?

Lifetime of Earnings Estimate how much you have the potential to earn during your working years.

Stocks edged higher in August as investors monitored economic reports for the Fed's next move with short-term interest rates

Monthly Market Insights | August 2024 Stocks edged higher during a volatile month of trading as investors monitored economic reports about the Fed’s next move with short-term interest rates.

Self-employed? Learn more about your retirement plan options.

Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.

Market risks were high leading into the sell-off, but now investors may be overlooking a decent servicing PMI reading. Recession risks may be overblown. The latest market commentary from discusses this trend and what it could mean for future investing. Read more:

Recession Fears Put Investors on Edge In this commentary we discuss the continued selloff in U.S. equities. Market risks have been rising and now recession fears stoked by a labor report are causing market volatility. Investors want an intra-meeting rate cut from the Fed but may not get it. We continue to think this pull back could be s...

Risks have increased as U.S. stocks have fallen. Join CIO Gene Goldman, CFA, on this week’s episode of as he explains why a correction is likely – but a bear market is not.

The Week Ahead | Cetera “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

What will your family do if you can't earn an income? Here are steps you can take today.

Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Disappointing economic guidance and an economic growth scare have contributed to the selloff of U.S. equities. The latest market commentary from discusses this trend and what it could mean for future investing. Read more:

Risks: Expectations, Valuations and Concentration In this commentary we discuss the selloff in U.S. equities. Disappointing corporate guidance and an economic growth scare are the primary culprits. Stocks have been due for a pullback on raised expectations, valuations, and concentration. A correction is likely, but not a bear market. Diversificatio...

This Monthly Recap summarizes market performance, major events and news from July 2024. Read more here:

July 2024 Recap U.S. equities were mostly higher in July, marked by heightened volatility and rotational trading. The S&P 500 netted a 1.22% return in July. The techheavy Nasdaq Composite ended slightly negative, down 0.73% while the Nasdaq 100 (the 100 largest stocks in the Nasdaq Composite) fell more than twice....

Supplementing your Medicare insurance doesn’t have to be confusing. Depending on your situation, you have a variety of options to choose from. Read more here:

Ways to Supplement Your Medicare Coverage There are numerous ways to supplement your Medicare insurance coverage. This article helps you explore your options.

How much can I put in? Contributing to a retirement plan makes sound financial sense; know the rules.

Contributing to an IRA? Determine if you are eligible to contribute to a traditional or Roth IRA.

What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1.

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The meets this week to decide interest rate policy. Join CIO Gene Goldman, CFA, on this week’s episode of as he explains why he’ll be focused on Chairman Jerome Powell’s press conference to address inconsistencies from the Fed’s meeting just a month ago.
https://bcove.video/3ZLBnJB

Consider preparing for 30 years in retirement. Are your assets ready?

Potential Income from an IRA Estimate your monthly and annual income from various IRA types.

Some firms create a “sources and uses of funds” statement to evaluate operations. What does yours say?

What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.