Mike Schmiesing - Mortgage Loan Officer NMLS# 1724391

Enough can go haywire in the home buying process. Take three minutes and better educate yourself on what NOT to do with your credit cards when buying a home to save you and everyone involved some trouble!

First time home buyers get a lot of love with bargain programs and perks.
But other borrowers aren't left out in the rain. For those who qualify - you can buy a house with only a 3% down payment! Learn more in less than a minute and watch this video.

The conventional wisdom is that you need 20% down to buy a house. This can make it hard for people who want to switch from renting to buying.

But Motto Mortgage has been helping individuals and families who are first time buyers get into homes using conventional loans with as little as 3% down for years. Now we can offer 1% for new buyers who meet certain conditions. Learn more in this 55 second video!

For 13% of potential home buyers - coming up with the down payment is the biggest hurdle. We fortunately now have a conventional loan option some buyers may qualify for where you need to put only ONE PERCENT (1.00%) down! Watch the video to learn more or call me for full details!

Sometimes getting the mortgage is the least exciting part of buying a home. This leads some people to think that all mortgages are boring and the same. I threw this video together so you can decide if it's safe to make that assumption.

Your clients need to move. They have plenty of money for the downpayment on their next home... but it's locked in the equity of their current home....

Bridge loans are a way to get your clients into a new home with before they sell their old one.
Here's a quick video I made explaining what's available. Take 50 seconds and learn how this tool can help make the move happen faster.

Never hesitate to reach out if you or someone you know is looking to purchase or refinance their home. I would be honored to assist!

If you apply for a mortgage or a preapproval nowadays - you know that the aggressive sales calls, texts, and junk mail is on the way.

Credit bureaus make money selling lists of names of people at different credit scores to banks, mortgage companies, insurance carriers, and more.

It's legal. But annoying. Fortunately there is a quick way you can stop it. Watch here to see how:

Investment properties are a time tested means of building and protecting your client's hard earned wealth.

But did you know that buying an Duplex, Triplex or 4 Unit property can help a buyer achieve home ownership in the first place?
Rental income can be used to qualify buyers for Owner Occupied Properties, where the buyer intends to live in one of the units and rent the others. Watch this quick video to see how.

Check out this 2 and 1/2 minute video where I go over the highlights of a great program that makes getting a mortgage to build a home simple, efficient and safe.