Denise Toves, Mortgage Loan Officer NMLS #2123706

Help me congratulate this client for closing on this amazing property! On 6 acres and enough for her horses to be with her at home! Thank you again for allowing me to help with your home loan! Looking forward to seeing all you do with this property in the future!

Help me congratulate my clients for closing on this Beautiful home recently!! This couple is more than deserving and have been working very hard to get to where they are at! They now have a place of their own! I truly enjoyed helping you both and looking forward to helping again in the future!!

Congratulations to this client for closing on this beautiful home a little bit ago! Thank you for allowing me to help you with your VA Loan! I appreciate you and looking forward to helping you again in the future!

Reach out to me if you've been on the fence. The market is changing a bit and I can go over all of your questions!

253-970-7971

Congratulations!! Another happy family that closed on their home recently! I loved working with this couple! Thank you so much for giving me the opportunity to help you both in this home buying journey! I look forward to helping you again when the time comes!

Congratulations to these hardworking clients that closed on their loan recently! So happy for them and a huge congratulations on their recent wedding as well!! Thank you for allowing me to help with your home loan and trusting me!

Great job to Kayla Borja as their agent!

Beautiful kitchen for my new buyer. Help me congratulate my client for closing on this beautiful home a few weeks ago! So happy for you and thank you for allowing me to help you with your home loan!

Closing this QUICK is doable if you have the right team behind you! This was a FHA purchase too! Super fast and clients are happy! Did you know you don't need 20% down to buy a home? 3-5% is minimum for primary residence and we have some great 0% down payment programs available!

Call me if you've been wondering how much you can afford!
253-970-7971

Another Happy VA client closed on this home! Thank you so much for allowing me to help you in your home loan journey and using the VA loan benefit. Looking forward to helping you again in the future!

Help me congratulate my VA clients for closing on this home a week and half ago! They were wonderful to work with and trusted the process with me! I am so thankful they allowed me the opportunity to help them with this purchase!

Help me congratulate my VA clients on closing on this home with land on the 17th. Thank you for allowing me to help you in buying your home with your VA Loan! Truly enjoyed working with you both and wishing you many happy memories in your new home!

Amazing job Kelly Smith for negotiating and being a great asset to her clients!

A little more than a week away! Come join Douglas and I, as we host a free first time homebuyer event at Ebony and Ivory Tacoma! Save the date Saturday June 1 - 1:30pm! Food and refreshments will be provided! Come learn and ask questions! Sign up at the link below or message me and we can add you to the guest list! Looking forward to seeing you there!!

HOME BUYING EVENT WITH DOUGLAS AND DENISE! SATURDAY JUNE 1 @12PM

A big Congratulations to my clients for closing on this home a week ago! They worked hard and we closed this loan quickly (18 days) and smoothly! Thank you for allowing me the opportunity to help you both and looking forward to working together again!
Great job JJRES "Julius Jay Real Estate Services" For doing an amazing job with negotiating closing cost paid by the seller!

Reach out if you are curious about the market and how to prepare yourself into the next chapter of home buying!

253-970-7971

Come join Douglas and I, as we host a free first time homebuyer event at Ebony and Ivory Tacoma! Save the date Saturday June 1 - 1:30pm! Food and refreshments will be provided! Come learn and ask questions! Sign up at the link below or message me and we can add you to the guest list! Looking forward to seeing you there!!

https://www.eventbrite.com/e/home-buying-event-with-douglas-and-denise-saturday-june-1-12pm-tickets-907932068257?aff=oddtdtcreator

Clients are Clear to Close in 18 calendar days from getting their offer accepted! And it was an FHA loan! Reach out to me if you have any questions!

Who's NEXT?!

Congratulations to my clients Tyler and Kayla for closing on this beautiful home! I am so happy for you both and thank you for trusting me to help you with your VA Home Loan! I look forward to working with you both again soon!

Another happy client and a wonderful review that she left! So happy for them and a beautiful home they chose! Thank you for trusting me to help with your VA Home Loan! Looking forward to helping you again in the future!!

Denise Toves- 253-970-7971

Congratulations to my client Mike who bought this beautiful home for him and his son! I truly enjoyed working with him and hope he makes many happy memories in his new home! Thank you Mike for being an amazing client and now friend! He utilized his VA loan and we made the process as smooth as possible!

Cal Farrah - Premier Real Estate Partners- Great job as always with your amazing negotiation skills! Going above and beyond for Mike!

Thank you Benny for the great review!

I make it easy to buy a home and explain everything about the home loan process! Reach out to me anytime even if you're 6-12 months out. I can prepare you and help you get there. :)

Congratulations to our clients John and Carol and Family on buying their first home! Such a wonderful family! Thank you for trusting me and my team to help with your Home Loan! I appreciate you!

JJRES "Julius Jay Real Estate Services"- Great job as usual on your fantastic negotiations! Always working super hard for your buyers!

Reach out if you are wondering what you could qualify for! I'm always available!

Denise Toves,
253-970-7971

Congratulations to our client Jermaine for buying this cute home! This VA loan closed quick for both parties and we are so thankful it went smoothly!

Great job to for negotiating an awesome deal! Looking forward to working with you again!

Please reach out if you have been contemplating about buying!

Huge Congratulations to my clients Mandy, Carter, and David! This was a journey and we made it through! I’m so happy for them!!

Great job at Nini Gert Homes,!!

Have you been thinking about seeing what you could be pre approved for? Let’s chat!

Denise Toves
253-970-7971

Congratulations to Vanessa and Jackie for closing on this beautiful home last week! So happy for you and thank you so much for allowing me to help with your VA home loan!
Great job to Mike Bamba - Real Estate for doing an amazing job!

🛑Stop asking your real estate agent to show you homes before you get pre-approved🛑

When you start looking at homes before you know your true budget, in most cases, it ends up not being in the right budget either high or low.

👉🏼In most cases, what you're approved
for and what your comfortable with are two very different numbers

Real estate agents are not paid until your purchase closes. This means that every time you ask to see a home when you're half in, you are taking time away from their family and their gas money.
Take the right steps - ensure you are ready to speak with a real estate agent and everyone's time will be well spent

✅Get Pre-Approved
✅Set a monthly budget and down payment budget with your lender - we can help guide you on each house you look at so you know exactly what you're committing to.
✅Set your timeline
✅THEN connect with your real estate agent or let me connect you with some of my amazing ones I work with!

Reach out to me for any questions.
📲253-970-7971

Another great review from a past client! Truly enjoyed working with her and all her accomplishments to get to where she is! Congratulations again Tamara!!

Hi everyone! Just wanted to announce that I have moved to Edge Home Finance Corporation!

I am excited for this new journey and continuing to help all of you into homes as well as helping you refinance! Reach out to me to get started on your Pre Approval or if you had any general home loan questions, I am always here to help!

Huge Congratulations to my Clients who closed on this home last week! She is a longtime friend that I've known most of my life. So happy for her and her husband to start their lives in this beautiful home!

Rates are coming down so if you've been curious about how much you can possibly afford don't hesitate to reach out!