Elizabeth Peterson, CFP, Financial Advisor at Morgan Stanley

National Financial Awareness Day is here!

We are told.....Money cannot buy happiness. But what I know is that....Money can buy Choices. We all appreciate choosing our own path.

1) List your expenses: Write down everything you spend money on and cross-references with how much you bring home. If expense is too large, reduce expense or increase income.

2) Organize subscriptions: Consider putting all your subscription services on one card. Tracking and managing will become easier!

3) Set up reminders to pay on time: Whether it's setting calendar alerts or automating payments, what what works best for you to avoid late fees and build good credit.

4) Check your credit report annually: Visit annualcreditreport.com to check your credit report for free every year and stay on top of your credit health.

5) Save for the future: Each month, no matter what, contribute to a retirement account. if you have a 401(k), use it! If not consider an IRA. Self employed? Explore SEP, Simple IRA, or solo 401(k) options.

Ready to boost your financial literacy? Let's set up a time to talk, no cost, no obligation. Contact me, and together we'll map out a plan that fits your goals.

Literacy

Photo background says it all. Happy National Ice Cream Day everyone!! What a nice treat that everyone deserves to have every now and again.

Last month I attended the annual conference of APIC, Association of Professional Investment Consultants. I serve on the APIC board as well as co-chair of membership development committee, therefore moderated a panel as part of my duties. APIC is internal to Morgan Stanley. All of our financial advisor members strive to achieve designations specific to our field to improve clients' financial outcomes. As peers, we share with one another in order to broaden our view and elevate the services and results we provide our clients. This year the board was the conference committee which allowed me to interact with all of APIC's leadership team as well as upper management at Morgan Stanley such as Caroline Gundeck (right on standing photo), Head of Private Wealth Management Client and Field Engagement.

As a proud U.S. Air Force brat, I've always held a deep sense of patriotism and gratitude for the freedoms we enjoy. This Fourth of July, I'm especially reminded of the bravery and sacrifices made by those who have fought to secure and maintain or independence so we all have the right to drive through Glacier National Park in MT in July to see this view! The unwavering dedication of brave Americans ensure that we can celebrate this day, honoring the value that define our great nation. Happy Independence Day, everyone!

Welcome to our Bee Hive! June is Volunteer Month at Morgan Stanley and the Tacoma office put together a food drive. We are donating food to the Tacoma Rescue Mission to help alleviate hunger and improve the health of our community. It started with an idea, to collect 1,000 cans of food and within two weeks we met this goal! We now have over 1760 cans with the opportunity to collect even more before the month is over. Yes we can Bee the Change to help our community!

I hope your Tuesday is off to a great start. I thought you'd find this event of interest. Join Morgan Stanley's Michael J. Stein, Global Head of Government Relations, and Michael Zezas, Global Head of Fixed-Income and Thematic Research, on Tuesday, June 18 to hear their perspectives.

Morgan Stanley Virtual Event: 2024 General Election & The Markets - 1675590 morganstanley.webcasts.com

June is Morgan Stanley's annual Global Volunteer Month! My colleagues and I are coming together to make a difference in our communities. Learn more about how we give back.

Giving Back | Morgan Stanley www.morganstanley.com

Bad news for the economy = good news for markets? Many investors today seem to think so. Let's discuss what it means for you. Learn more.

Investors Cheer Bad News for the Economy | Morgan Stanley www.morganstanley.com

This Memorial Day, let's remember and honor the brave souls who made the ultimate sacrifice for our nation's freedom!

On Yahoo Finance, Morgan Stanley Wealth Management's Dan Skelly explains why he expects three Fed rate cuts this year as inflation pressures potentially cool.

[Disclosures: https://www.morganstanley.com/content/mscampaign/en/wealth-management/move-report/media-appearance-disclosures.html]

As economy reverses, expect 3 rate cuts this year: Strategist finance.yahoo.com

"Bad news is good news" again, as investors celebrate signs of economic cooling. But the data is noisy and the outlook increasingly murky. What does this mean for investor portfolios?

For Now, Bad Is Good players.brightcove.net

I find most longevity experts are fascinating and teach me a lot. Since humans are living longer than ever before, please join me in registering. How can we make most of our extra time? Accompany us on Monday, May 20th for an insightful discussion.

Lessons on Longevity with Dr. Joseph Coughlin - 1667851 morganstanley.webcasts.com

A Fed rate hike is off the table for now. What are the implications for your portfolio? Check out the latest market commentary and let's connect.

Fed Rate Hike Is Unlikely, But Risks Loom | Morgan Stanley www.morganstanley.com

Happy Mother's Day to all the wonderful mothers! Celebrating you and all that you do for your families.

Inflation is stickier than expected, making a near-term economic "soft landing" look less likely. What are the implications for your portfolio? Let's connect.

Why Recession Is No Longer a Remote Risk | Morgan Stanley www.morganstanley.com

Most of us want to age at home! Please join me on May 8th to learn how I can help you plan for your future housing needs. The event is at Ebony & Ivory Coffee and starts at 11 am with full event details in the attached flyer. RSVPs required as space is limited. Call (253) 270-1128 today. I hope to see you there! https://livesocial.seismic.com/aypEI8

Most of us want to age at home! Please join me on May 8th to learn how I can help you plan for your future housing needs. The event is at Ebony & Ivory Coffee and starts at 11 am with full event details in the attached flyer. RSVPs required as space is limited. Call (253) 270-1128 today. I hope to see you there! https://livesocial.seismic.com/aKMt-A

Whether you're focused on climate change, gender equality, or affordable housing, the Morgan Stanley Impact Quotient® tool can help you measure your investments' impact.

A Powerful Tool Provides Insights to Sustainable Investors www.morganstanley.com

Most of us want to age at home! Please join me on May 8th to learn how I can help you plan for your future housing needs. The event is at Ebony & Ivory Coffee and starts at 11 am with full event details in the attached flyer. RSVPs required as space is limited. Call (253) 270-1128 today. I hope to see you there! https://livesocial.seismic.com/aQiNC0

Even in an election year, inflation seems to be leading the headlines. Here's why Morgan Stanley Research thinks the election's outcome isn't likely to have a big impact in the near term on inflation or the macroeconomic picture.

Inflation & the Election | Morgan Stanley www.morganstanley.com

How can advance planning help you navigate market volatility and stay focused during uncertain times? Register now for Money Monday on April 29 and learn more from Wealth Management Chief Investment Officer Lisa Shalett about the value of having a goals-based financial plan.

Money Monday with Lisa Shalett morganstanley.webcasts.com

Those married to a financial advisor know the additional challenge they take on. All relationships have pros and cons. Those married to a financial advisor have to be willing to absorb smaller paychecks when the market goes down, be ready to meet and socialize with complete strangers and be quite agreeable to their loved one doing work on vacation. It's mostly a complete benefit to have an FA as a partner but like all things, there are two sides. On this National Husband Appreciation Day I want to publicly thank Graham for making it to our ten year anniversary (photo at Alderbrook Resort & Spa), for agreeing to meet a client for lunch on our 2014 Kauai honeymoon and for ALL the times you've told me YES in between!

Help your child set a strong financial foundation for the future. Check out these valuable tips on building and maintaining good credit.

Sage Credit Advice for College Students | Morgan Stanley www.morganstanley.com

Handling the complex process of executor duties during an emotional time is a challenge even for the strongest person. This checklist may help you with that process.

You've Been Named as Your Parent's Executor. Now What? www.morganstanley.com

Planning for retirement? Consider leveraging your home equity. It's a valuable asset that can provide a steady income stream. Let's explore the options together and secure your golden years.

Why Your Home Can Be a Retirement Asset | Morgan Stanley www.morganstanley.com

National Pet Day is an opportunity to share my brown and white fur baby. Technically she's red if her coat is in sunlight. She is "Harper Valley PTA" as per her AKC registration. The mini Australian Shepherd next to her, Piper, was being introduced so that maybe we can leave Harper with Piper's Mom and Dad to take a vacation where an airplane is required. Happy National Pet Day to all of you loving pet owners, especially Piper's folks for puppy sitting!

Stronger-than-expected economic growth may be a good thing, but it may also pressure inflation and present challenges to the Fed. Here's what investors should know.

Hot, Hot, Hot? players.brightcove.net

Maybe I can share a little about myself on this National Student Athlete Day. My Dad was in all kinds of sports at Seattle's O'Dea High School. Therefore I was GOING to be an athlete. I lettered in track my Freshman year in ND and then again my final years in TX. That made Dad proud as he lettered young too. Track was all four years of school. Prior to that, I figure skated competitively out of the Lilac Figure Skating Club in Spokane, WA but only from age 9 to 14. To all the student athletes out there, way to go! It takes a special person to put in the work and excel both academically and athletically.

April is Financial Literacy Month! Even with a strong foundation, there's always room for growth. Let's connect about how you can enhance your financial literacy.

Financial Literacy for Any Stage of Your Life www.morganstanley.com