Jeff Baltz - Planet Home Lending

5.0 star review received on Experience.com for Jeff Baltz by Carol N - Jeff made it great. He took care of all issues that came up in such a professional manner. He responded to any and all questions no matter what day or time. He made what could have been a stressful experience go so smoothly. I highly recommend Jeff to anyone buying a home. He is the best.

New ★★★★★ 5 Star Experience.com Review by Carol N Click to see all 92 reviews of Jeff Baltz, Mortgage Loan Originator | NMLS ID # 1519573

5.0 star review received on Experience.com for Jeff Baltz by Maya Y N - Jeff treated me with respect and answered all my questions immediately.

New ★★★★★ 5 Star Experience.com Review by Maya Y N Click to see all 91 reviews of Jeff Baltz, Mortgage Loan Originator | NMLS ID # 1519573

All family and friends in Washington.

Anyone who wants to get a good walk/jog/run in tomorrow morning. Or needs to get their dog walked good to be ready for tomorrow night. Come join us at the top park of Chambers Bay at 9am. We will start at like 9:15-9:30. Usually multiple groups for the runners, joggers and walkers at all different paces. It’s a 5k loop beginning to end. Or you can just walk the top part back and forth and that’s probably about a mile or so.

Hope you all have a great fourth and look forward to seeing some of you tomorrow morning.

5.0 star review received on Experience.com for Jeff Baltz by Manuel A S - Jeff was honest and hard working throughout the whole process.

New ★★★★★ 5 Star Experience.com Review by Manuel A S Click to see all 90 reviews of Jeff Baltz, Mortgage Loan Originator | NMLS ID # 1519573

5.0 star review received on Experience.com for Jeff Baltz by Jennifer B - Jeff went above and beyond to be helpful, share ideas, find answers, and make this loan happen. You will not regret doing business with him.

New ★★★★★ 5 Star Experience.com Review by Jennifer B Click to see all 89 reviews of Jeff Baltz, Mortgage Loan Originator | NMLS ID # 1519573

5.0 star review received on Experience.com for Jeff Baltz by Anton K - Jeff is definitely a professional at his job. Very responsive and always ready to answer any question! Thank you!

New ★★★★★ 5 Star Experience.com Review by Anton K Click to see all 87 reviews of Jeff Baltz, Mortgage Loan Originator | NMLS ID # 1519573

Happy Easter to you and your family. Wishing you a wonderful Easter filled with laughter, love, and lots of chocolate eggs!

Attention, Real Estate Agents & Builders! Register for our upcoming webinar featuring Planet Home Lending's SVP Divisional Manager, Henry Brandt. Learn how to leverage the Purchase EDGE, Purchase EDGE Guarantee, and Cash 4 Homes programs, exclusively from Planet. Give your buyers the edge with the power of a non-contingent offer. Register today at: https://info.planethomelending.com/webinar-series/

🗣 IMPORTANT information to get your affairs in order‼️

💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.

🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.

👨‍👩‍👧‍👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.

👩🏽‍⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if you are no longer competent to do so.

🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for them.

🛍Last Will and Testament: Designates to whom personal belongings will go to.

🪦Funeral Planning Declaration: Allows one to say exactly one’s wishes as far as disposition of the body and the services.

If the above documents are done, you can AVOID probate.

If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.

📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.

Make sure heirs know where life insurance policies are located. 📂

📝Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!

🚗 Make sure you have titles for all vehicles, campers, etc!

Set up a TRUST for intended beneficiaries, especially those that are too young, and appoint a trustee of said trust.

MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.

⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!

My hope is that the above list at least helps you start an important conversation with your loved ones...

(REPOST-I DID) and it’s a very necessary conversation

5.0 star review received on Experience.com for Jeff Baltz by Elise G B - Responsive and great communication. Took time with phone calls to explain info needed and explore options and so much more.

New ★★★★★ 5 Star Experience.com Review by Elise G B Click to see all 82 reviews of Jeff Baltz, Mortgage Loan Officer | NMLS #1519573

We are thankful for our families, for our coworkers, for the privilege of helping people own their homes — and we are endlessly thankful for the borrowers and partners who allow us to do what we love. From our family to yours, Happy Thanksgiving.

https://planethomelending.com/jeff-baltz/

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If you’ve been on the fence buying a home thinking the prices are going to drop again definitely think again. This is a good read with some facts and actual numbers showing prices are rising again.

And when rates do come back down again, which will eventually happen, that will help to continue to drive prices up on homes even more.

If you have any questions or want to discuss options, reach out and let’s talk!

Don’t Believe Everything You Read About Home Prices According to the latest data from Fannie Mae, 23% of Americans still think home prices will go down over the next twelve months.