Loans with Lindsey Waldron, NMLS #273499

Black Friday mortgage tip! If you're planning on making any big purchases today, make sure to let your lender know. While a surprise gift can be a lot of fun, a surprise credit change might affect your loan application. Happy deal hunting!

We hope your Thanksgiving is full of good food, good company, and a good ol' fashioned post-dinner nap. Happy Turkey Day!

You can't have your cake and eat it too - unless you're considering rent-to-own. Rent-to-own is a scenario where your rent can go toward the future purchase of the property you're renting, allowing you to get a head start on homeownership as a tenant. There are plenty of pros and cons to this arrangement, which we break down in our recent blog: https://bddy.me/3AD4ogp

Move over pumpkin spice, today is ! Did you know apple cider dates back to 3,000 BC, when it was made with crabapples? By the 1900s, this bitter drink was enhanced to become the fall beverage we know and love today. What's your favorite fall treat?

Looking for ways to lock in the lowest possible mortgage rate in a high-rate market? Here's a few major mortgage factors:

💳 Credit score
🛒 Loan type
⌛ Loan term
💵 Down payment

Reviewing these factors with a qualified loan officer will help you find the loan to fit your life - so lets talk!

Happy Veterans Day to all who served. We appreciate your service and sacrifice.

It's Daylight Savings time again – time to earn that extra hour of sleep this weekend!

Here's a quick and easy guide to inflation:
👆 Money supply increases (printing, giving away, or loaning more)
👆 Prices for goods and services increase
👇️ Purchasing power decreases

What's that have to do with interest rates?
👆 Federal Reserve increases federal interest rate
👆 Cost of borrowing money increases

And how does that combat inflation?
👇️ Prices for goods and services decrease
👆 Purchasing power increases again

Did you know November is Native American Heritage Month? We're grateful for all our vibrant communities and respect those who have been here the longest.

We're here to help you become a homeowner, but tonight you can be anything you want! Happy Halloween to all you ghosts, ghouls, and goblins 👻🎃🦇

Things worth waiting all year for:

🎃 Halloween decorations
👻 Fun costumes
🍿 Scary movies

If you don't see rates on that list, it's because you shouldn't wait for the perfect time to buy a home. You can always refinance later, but the first step is reaching out to understand your options today😎 Let's talk!

🚫 3.5% battery left on your phone
✅ 3.5% down payment on your new home with FHA financing

Reach out to learn more about your low or no down payment options

🍫 What's better than a king-sized candy bar on Halloween? A little help from a relative toward your down payment!

While most loan programs allow for gift funds, there's a few things you need to know.
🎀 You must be able to prove the relationship with the relative and show a paper trail of the gift
🎀 It could be from an unrelated person if it was a wedding gift
🎀 It must be a gift, not a loan
🎀 Typically allowed on primary home purchases

A tight budget doesn't have to squeeze homeownership out of your future. Explore all the affordable financing tips, tricks, and loan options you'll need to know in our easy-to-use, interactive guide. It's a real page turner 😎 https://bddy.me/3CVbEEI

In a world of binge-watching TV shows and videos online, it's important to unplug every once in a while. What better way to switch it up than opening a good book? October is , and this is your reminder to flex those reading muscles this month. What's a good book you've read lately?

Can you name THREE types of mortgages? It's a little harder than you think when you don't know your options. And with HUNDREDS of options out there, it might be time to find the one that's right for you: https://bddy.me/3s98CrI