Bulwark Capital

We’re here to help clear up some of the confusion about annuities during Annuity Awareness Month, which happens each June!

Annuity Sales Are Surging. Do You Know What They Are? A recent study revealed that only 9% of consumers say they feel very knowledgeable about annuities. Do you know what they are?

It’s National Insurance Awareness Day.

Everyone knows insurance can protect your family from financial devastation in the sad event of a family member passing away, and payouts are usually tax-free. But did you know that today’s life insurance policies can also offer living benefits, like tax-advantaged retirement income, or funds if you develop the need for long-term care? If you have a permanent policy, you might want to have it professionally reviewed to see if an exchange or replacement might offer you better terms.

Call us to discuss insurance! You can reach us at 253.509.0395.

**>> LIVE Zoom event online tomorrow!

Anyone can get into trouble with debt. When it comes to paying it off, the best strategy for you depends on your financial situation.

The important thing is finding the solution that fits your current budget and helps you knock out your debt fast without hurting your current and future financial goals: https://cnet.co/3K9QJ4Y

Your host, Zach Abraham, has been featured on the Wall Street Journal, Fox, US News & World Report, Yahoo Finance!, MSN, Business Insider and many other media outlets FOR A REASON.

He is ready to share his insights and answer YOUR questions LIVE on our upcoming free webinar.

👉 JOIN ZACH ON ZOOM! Register now:
https://bit.ly/3smdGfT

Tune in to our podcast, 🎙️ “Know Your Risk Radio” 🎙️ on our website, with new shows posted every week! In addition to the weekly podcast, you’ll find daily market updates that we call “The Daily Dots!”

Click here to listen, and be sure to bookmark: https://bit.ly/2zCsjzW

Host Zach Abraham will update you on financial markets, ways to potentially mitigate risk and protect your portfolio. Plus much, much more!

It’s the first day of summer!

What are your plans? 🍉☀️✈️🌴🏖️

Retirement is a time when you may want to consider reducing RISK in the portfolio. The fact is, constantly changing markets could put retirement portfolios at a greater risk for loss, especially in the years immediately preceding and following the day you retire.

You only get one retirement. Knowledge is power! Spend an hour with Zach and absorb as much as possible about this critical time of your life.

Our LIVE Webinar is FREE—and you can ask questions too! Space is limited so register now:

https://bit.ly/3smdGfT

Around 40% of people think they don’t have enough assets for a will or estate plan, which is a misconception! https://cnb.cx/3yC2kXS

Not having the proper estate planning documents in place can put your loved ones in a difficult situation, because probate courts will determine who gets what in a process that can be lengthy, costly, and stressful for family members and loved ones.

Let’s talk. Call us at 253.509.0395.

HAPPY FATHER’S DAY to all the wonderful DADs out there!!!! 👔

What millennials and Gen Z worry about is a LOT.

One of the ways we can help is to work with your whole family to create a multigenerational wealth plan. Let’s talk. You can reach us at 253.509.0395.

Gen Z, millennials concerned about their finances leading to homelessness, new study shows The Acorns survey found that Gen Z and millennials are worried that their financial situation could lead to homelessness.

Is there a “magic number” for retirement? Is it $1 million? $1.5 million? The fact is that everyone’s situation is completely unique, and the amount you will need is reliant on your retirement goals, lifestyle needs, tax situation, and your ability to generate reliable income streams.

Let’s discuss YOUR retirement plan well BEFORE you plan to retire! Call us at 253.509.0395.

Many Americans have no idea how much they need to save for retirement — and the calculus is getting even more complicated Knowing how much to save for retirement is already a gamble. Inflation and the uncertainty of Social Security are making it even harder to calculate.

Let’s face it, the headlines are divisive and confusing, especially in an election year.

How could world events, political strife and economic uncertainty impact your retirement? You need a strong PLAN to get through these unusual times! And that’s exactly why Zach is hosting another FREE LIVE webinar.

Get your questions answered! SPACE IS LIMITED, SO REGISTER NOW: https://bit.ly/3smdGfT

61% of older Americans would rather preserve their nest egg than grow their net worth.

How do you feel about asset protection? Let’s talk about your comfort level with risk—call us! You can reach us at 253.509.0395.

‘A great deal of uncertainty’: 61% of older Americans would rather preserve their nest egg than grow their net worth — could you be playing it too safe? Safe doesn't always translate into security.

June Is Annuity Awareness Month!

Reliable, recurring income during retirement becomes imperative once you’re no longer receiving a paycheck. In the past, monthly income was provided by employee pensions. Now, in many cases, retirees must figure out how they will file for Social Security as well as how they will withdraw money from their 401(k) in order to generate adequate retirement income without running out of money someday. Annuities can help some people by providing a regular income stream with a guarantee backed by the financial strength of an insurance company—either for a defined period of time, or for life.

Let’s discuss YOUR plan for retirement income. Call us at 253.509.0395.

For the first time in a decade, average credit scores have decreased slightly to 717, according to data released by FICO. (In 2023, average scores sat at 718.) This is mostly due to missed credit card payments.

Since October, more than 18% of Americans have had past-due payments on one or more credit accounts. Compared to April 2023, this is up by 4%, FICO reported. Read more: https://fxn.ws/44hJfWY

Let’s talk about your financial plan! You can reach us at 253.509.0395!

>> LIVE WEBINAR EVENT TOMORROW

The rate of divorce among Americans aged 50 and older has doubled since the 1990s, and has tripled for adults over 65 years old.

This so-called “gray divorce” puts women in particular at high financial risk, and they should take steps to protect themselves.

Let’s talk about your retirement plan. You can reach us at 253.509.0395!

www.cnbc.com

Today, we remember those who sacrificed everything.

There’s one risk that hides in the shadows, waiting to rear its ugly head and throw turbulence into the lives of new retirees and those right on the edge of retirement. It’s called market risk, or the possibility that you could lose your retirement money during market crashes or downturns. How might this look? Specifically, something called sequence of returns risk can be the most dangerous aspect of market risk. And while it might sound complicated, it’s a simple concept with the potential to have major implications on your retirement dreams. Read more:

What is Sequence of Returns Risk? Sequence of returns risk is the risk of negative market returns occurring right before you retire and/or very early in your retirement.

Reminder that our office is closed on Monday, May 27 for Memorial Day.

We hope everyone gets to enjoy some quality time with their families and friends on this long holiday weekend!

Two of the most important choices retirees face — which Medicare health insurance coverage option to choose and when to claim Social Security benefits — come with deadlines. And making a less-than-ideal selection may cost a retiree over their lifetime.

Let’s meet and talk about your retirement plan! You can reach us at 253.509.0395.

www.cnbc.com

Your host, Zach Abraham, has been featured on the Wall Street Journal, Fox, US News & World Report, Yahoo Finance!, MSN, Business Insider and many other media outlets FOR A REASON. He is ready to share his insights and answer YOUR questions LIVE on our upcoming free webinar!

👉 JOIN ZACH ON ZOOM! Register now: https://bit.ly/3smdGfT

Being forced into retirement unexpectedly is another reason having a retirement plan in place is so important.

Call us at 253.509.0395!

'I'm too young to retire': What forced these workers to retire before they were ready Here are the stories of seven Americans who retired years earlier than they had planned, for reasons largely beyond their control.

Dreaming of having your toes in the sand during retirement? 🌴🏖️

Here are 10 beach towns ranked by access to amenities and services, such as quality health care and transportation options.

https://bit.ly/3U7iaB3

During the decade or so before you retire, it’s often a good idea to address the multiple RISKS you may face during retirement, including market risk. The fact is, constantly changing markets could put retirement portfolios at a greater risk for loss, especially in the years immediately surrounding the day you retire.

You only get one retirement. Knowledge is power! Spend an hour with Zach and absorb as much as possible about this critical time of your life.

Our LIVE Webinar is FREE—and you can ask questions too! Space is limited so register now: https://bit.ly/3smdGfT

The Treasury Department has made the new clean vehicle tax credit much easier to obtain this year. Americans wanting to claim the tax credit—worth up to $7,500—will now be able to do so at the point of sale instead of having to wait until they file their tax returns.

In the market for an electric vehicle? Here's why 2024 might be the year to buy The Treasury Department has made the new clean vehicle tax credit much easier to obtain this year.

For all the wonderful moms out there! 💐