Stephanie Billions- Mortgage Lender and Realtor

I am asked everyday if we are we are in a housing bubble. Many of my clients reference the national news and the headlines. These can certainly be misleading and scary. Yes... foreclosures were up in 2022 however they are still well below normal and they are no where near 2008-2009. We are still at all time low forclosure levels. Most homeowners are sitting on over $300k in home equity which will prevent a mass forclosure market.

We are seeing rates come down and more first time homebuyer activity. The average listing is receiving less than two offers before entering escrow. This is positive news for buyers due to less competition on the homes that they are looking to purchase.

Over my 21 years in this industry I can tell you two things. One is that I had never seen rates in the 2-3% range before Covid. Second is that the average home owner refinances their home every 3-5 years. This article gives great perspective. Focus on your furture home and the long term investment. Don't continue to delay home ownership. It may just pass you by.

Think Twice Before Waiting for 3% Mortgage Rates Last year, the Federal Reserve took action to try to bring down inflation.

Rates are falling! Talk about some great news!

You are why I love what I do! Making homeownership a possibility for everyone. 💪🍾🏡🥰

I am asked this question at least five times a week. The information in this article is valuable and on spot. Enjoy the read.

Are We in a Housing Bubble? One of the biggest questions in real estate right now is: are we in a housing bubble? This is what your clients need to know for 2022.

4 Simple Graphs Showing Why This Is Not a Housing Bubble A recent survey revealed that many consumers believe there’s a housing bubble beginning to form.

Happy 75th Anniversary to the Murrieta Fire Department. They are an integral part of the safety of our community. They sure are appreciated.

📸 Welcome back to 75 Days of Murrieta Fire!

🌟 This we are bringing you some history! Ever since 1948, the "Old Fashioned Pit Barbecue" is held every April by the Murrieta Fire Protection District. The first barbecue was attended by 300 people and served 300 pounds of beef. We now serve approximately 2,500 people using over 2,000 pounds of beef. The Barbecue serves as a meeting place for residents and their families. People have the opportunity to look at the fire station, equipment and meet Fire District members.

📍 This year, we look forward to making the annual barbecue bigger and better than ever to celebrate the 75th anniversary. A date will be announced soon, so make sure to check MurrietaFire.org and follow along via social media.



📷 E Hale Curran

Representing the seller on this one... we were in escrow within the first week on the market and SOLD at a new all time high for the neighborhood! If you would like your home marketed with some of the best marketing around to include aerial drone footage, professional photos, and a dedicated website for your home let me know. I am always here to help. 951-692-9080

Billions Homes Realty Corporation
Stephanie Billions

So thankful and honored.

I am so honored and thankful to work with the best clients.

Expert Insights on the 2022 Housing Market As we move into 2022, both buyers and sellers are wondering, what’s next?

This is a great article. Education is key in the current and future housing market.

How The Housing Market Is About To Change Forever After another crazy year in real estate, everyone is wondering the same thing: is the housing market headed for a slowdown?

2022 Housing Market Forecast [INFOGRAPHIC] Some Highlights What does the coming year hold for the housing market? Here’s what experts project for 2022. Mortgage rates are projected to rise and so are home prices. Experts are forecasting buyer demand will remain strong as people try to capitalize on rates and prices before they climb, creat...

The rumors of a housing bubble are just that… Rumors. While none of us have a crystal do have historical data. Waiting to purchase a home will most likely cost you big time. If you have the opportunity to lock in the purchase price of a home now… do it. You will be happy that you did. Please reach out to me at 951-692-9080 if you would like to discuss anything real estate! It’s what I love.

111,285 Reasons You Should Buy a Home This Year Click the link below to download this FREE powerful tool!⁠

I am super grateful for all of my clients. 😊

This is very important information. 😊

Why a Wave of Foreclosures Is Not on the Way With forbearance plans coming to an end, many are concerned the housing market will experience a wave of foreclosures similar to what happened after the housing bubble 15 years ago.

Make 2022 the year that you STOP paying to build your landlords wealth. Reach out to me…. Let’s create a game plan for you towards homeownership.

Renters Missed Out on $51,500 This Past Year Rents have increased significantly this year.

This is one of the best articles that I have read on this topic. Very comprehensive without being too technical.

Housing Market Predictions for 2021 & 2022 There have been a lot of highs and lows with the 2021 housing market. This is what experts predict for the rest of 2021 and into 2022.

What a great article. Enjoy!

The Big Question: Should You Renovate or Move? The last 18 months changed what many buyers are looking for in a home.

This is fantastic news! Onward and upward for our beautiful city and valley.

Temecula Freeway Traffic Expected To Ease With 2 Projects The city provided an update on the second phase of the French Valley Parkway project and the I-15 congestion relief project.

If you are on the fence and thinking that you should wait until next year to buy your home you may want to consider this.

Two Reasons Why Waiting a Year To Buy Could Cost You If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home.

Simple Money-Saving Tips Stashing cash for the upcoming shopping season or maybe a new home? Use these simple money-saving tips to get more into savings.

Riverside County Housing Market Update for September 2021. Three data points stand out to me. Days on market ⬇️ Median sales price⬆️ Percentage of list price received ⬆️. What you are witnessing is a SOLID real estate market. It’s a great time to sell and and even better time to purchase a home. Call or text me anytime to discuss your options at 951-692-9080. 🏠

Stephanie Billions- Mortgage Lender and Realtor updated their business hours.