Martha Galvez

The process of obtaining a home loan is lengthy and can be confusing. Knowing what you should and shouldn't be doing during this time might feel overwhelming and impossible, so work with someone who really knows their stuff – me! Work with me and I'll guide you through every step of the process.

New to the market!
39798 Brandy Ln, Murrieta

Contact me for financing options!

galvezhomeloans.com

Hello! Here is this weeks market update. These rates are based on national averages.
Contact me for a personal overview of your unique situation.

📧 [email protected]
💻 galvezhomeloans.com

Hello everyone!
Here is this week's market update.
Curious to see what you qualify for? There are many options to choose from. I can help ye
the best fit for your circumstances.
[email protected]
-.mortgage
galvezhomeloans.com

Hi Friends! Here’s this week’s market update. 🏡 Don’t navigate the market alone. 🤔Contact me to discuss your options! 📞📱

Wishing you a lovely and joyous day! 🍀

✨✨It feels great to be a part of such an amazing work environment! ✨✨

💛Way to go Fairway Family!!🏡

visit my website for more information @ galvezhomeloans.com

📩[email protected]
📱.mortgage
💻galvezhomeloans.com

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True heroism is remarkably sober and very undramatic. It is not the urge to surpass others at any cost, but instead the urge to serve others at whatever cost.

For your service, your sacrifice, your bravery, your hard work and your dedication to our country, we salute you. To all who have served, not just today but everyday, we thank you.

✨Happy Veterans Day 🇺🇸✨

A healthy debt-to-income ratio will help you secure a mortgage, in addition to keeping your credit in good shape and saving for a downpayment. 💰

The debt-to-income calculation includes your housing costs as well as monthly debts such as credit card payments, car loans, student loans, and any personal loans you may have. 🧾💲

Different mortgage programs allow for various debt-to-income ratios. While a
debt-to-income ratio of less than 40% appears to be ideal; certain programs allow
for a more aggressive debt-to-income ratio.🤔

✨Allow me to assist you in navigating the home-buying process and locating the
appropriate program for you.

📩[email protected]

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Hello Friends,
Happy Tuesday☀️

We're back with Tracking Tuesday when we check in with the movement in the Market!! 📈📉

Let me guide you through your home buying journey and go over what these changes means to you !!🏘

📩[email protected]

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Hello Friends☺️

🎉Great News for new homebuyers and Owners!

Here is some early insight on the 2022 market 🏘️

Article preview @ HOME.com

Homebuyers should anticipate home prices to rise steadily over the next year! ⬆️
But it's unclear how much property values will rise. 🤔
In October, four main housing authority presented their estimates for home price rise for the coming year.👥👥
Their forecasts vary from 2.2 percent to 16 percent,
implying that anything from a major slowdown to a near-repeat of 2021's record
run-up in housing prices is possible. 🤯

If you're ready to take advantage of homeownership, get in contact with me and I'll walk you through your possibilities!📲🏘

📩[email protected]

Happy Pre-Friday🤗

Let's talk what makes home buying desirable 🏡

✨Keep the following considerations in mind while deciding whether to rent or buy.
✨Purchasing a home necessitates consistent monthly payments.
✨Homeownership also adds to wealth accumulation. Furthermore, owning a home gives you more dependence than renting.

If you're ready to reap the rewards of home ownership, contact me and let me guide
you through your options! 📱🏘️

📩[email protected]

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Happy Tuesday, Everyone! 🤗

We're back with the latest changes in the market ✨

Some slight movement and still a great time to invest in your dream home🏡

Let's help everyone stay connected and up to date share, like, and repost!! 💛

✨I'm here to give you an update on this week's rates.

✨Here's the most recent news from our dependable loan officer!

📩[email protected]

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You've determined that now is the time to apply for a loan 🏡

🔑 Truth is, the smoothness of the pre-approval procedure is heavily reliant on credit history, income, obligations, and employment history.

📝 Whatever the case may be, I am here to assist! My team and I work on loans every
day, so we've created a set of Do's and Don'ts that you should be aware of before
beginning the mortgage process.Following these suggestions will help us get to the "Clear to Close" as quickly as
possible.

✨ And, when in doubt, please fell free to contact me for with any questions!

📧 [email protected]

🏡 Buying a house is a big step.

✨ It takes time, money, and research, and it can be intimidating when you're just getting started.

✨But with my team, you can rely on us to make you feel a lot more knowledgeable about the home-buying process.

✨Not only are we here to take the stress out of the mortgage process, but we also want you to feel guided and supported every step of the way.

✨If you know anyone who is looking or interested in starting the process drop their @ below !! ⬇️⬇️

📧 [email protected]

The Difference between Pre-Approval & Pre-Qualification.

✨A mortgage pre-qualification is an initial assessment by a lender of a borrower's ability to qualify for a mortgage loan.

✨A pre-approval is determined after the lender's more in-depth analysis of the borrower's income, expenses, assets, liabilities, and credit score.

If you would like to learn more and you are interested in purchasing a home, I would love to go over your finances and credit report to initiate your pre-approval process.

Let’s make your dreams of becoming a homeowner a reality !! ✨✨🏡🔑✨✨