Tracey Garamone at New American Funding Nmls#301334

I have been helping people find their “Happy Place” for over 30 years...I am Your Mortgage Consultant for Life. Equal Housing Lender.

New American Funding NMLS #6606. I am a licensed mortgage originator, NMLS# 301334, and am licensed to originate mortgage loans in the following state(s): California. I have been helping my clients find their "Happy Place" for the last 35 years. Whether it is a home purchase or a refinance to improve a financial situation. I love what I do...from helping first time home buyers, Veterans, Move Up B

07/20/2024

Thinking about selling your home? 🏡✨ Investing in deep cleaning, fresh interior paint, and home staging can make a big difference in attracting buyers and maximizing your sale price. Ready to get the best financing options for your next home?


07/16/2024

Did you know that nearly a quarter of first-time buyers use gifts or loans from friends or family for their downpayment? 🏡✨ If you’re exploring your options for buying a home, I’m here to guide you through the process and find the best financing solutions. Ready to take the first step? Contact me today to get started!


07/12/2024

Happy FriYay…and Happy French Fry 🍟 Day…Fry-Day!


07/12/2024

Summer’s here and it’s all about making memories! What are your favorite sunny season traditions? Whether it’s beach trips, BBQs, or outdoor movie nights, let’s find a home that fits your summer story just right. Share your traditions below and let’s turn them into a reality!


07/11/2024

Happy 7/11!

07/11/2024

Moving with pets can be a smooth process with the right preparation! 🐾✨ Ensure your furry friends are safe and comfortable during the move. Ready to finance your dream home? Contact me today for expert loan advice!


07/08/2024

Saving for a home down payment is a crucial step to homeownership! 🏡✨ Consistent savings can make a big difference in reaching your goals. Ready to explore your financing options? Contact me today to get started!

07/08/2024

Are you looking to buy? Do you have equity in your current home? With NAF Cash Advance, you can become an all-cash buyer and use the proceeds from your home sale to buy your new home - mortgage free.


07/04/2024

Happy 4th of July🇺🇸🇺🇸🇺🇸


07/02/2024

Don’t let summer slip away without giving your home some seasonal TLC! 🛠️🌻 From refreshing your outdoor spaces to prepping for the upcoming seasons, now’s the time to check off that summer maintenance checklist. Use this list to make sure your home is in tip-top shape before the sun sets on this season.


07/01/2024

Happy July 🇺🇸🇺🇸🇺🇸


06/29/2024

OMG 😱 😱😱! NUMBER 3!! SO EXCITED 😆. I have another ecstatic 🤩homebuyer that just received their California Dream for All voucher…AKA Golden Ticket 🎫. Let the home 🏡 shopping begin. Happy Saturday!!


06/28/2024

OMG 😱 😱😱! NUMBER 2!! SO EXCITED 😆. I have another ecstatic 🤩homebuyer that just received their California Dream for All voucher…AKA Golden Ticket 🎫. Let the home 🏡 shopping begin. Happy FriYay!


06/28/2024

SO EXCITED 😆. I have an ecstatic 🤩homebuyer that just received their California Dream for All voucher…AKA Golden Ticket 🎫. Let the home 🏡 shopping begin. Happy FriYay!


06/27/2024

Happy National Sunglasses 🕶 Day!


06/25/2024

National Take Your Dog 🐕 to Work Day is today!! Woof Woof 🐶


06/25/2024

Ready to make the leap into homeownership but worried about the downpayment? 🏡💰 Let’s explore your options together and find a plan that works for you. Contact me today to get started on your journey to owning your dream home!


06/24/2024

Planning a summer move? ☀️📦 Let’s make it a breeze by keeping safety first! Stay hydrated, protect your skin, and schedule moving activities during cooler hours. Your dream home journey should be as sunny as possible – let’s keep it cool together!

06/24/2024

There’s nothing like the feeling of coming back home after a vacation. 🏡✨ Ready to make that return even sweeter with a home of your own? Let’s explore your financing options today!


06/20/2024

Happy First Day of Summer 2024☀️. What is your favorite season ?? Comment below ⤵️⤵️⤵️


06/20/2024

Thinking about renovating or remodeling your home? 🛠️🏡 Let’s unlock the potential of your space and increase its value! Contact me today to explore the best financing options for your project. 💰✨


06/18/2024

These are additional costs which will typically make up about two to five percent of the purchase price. Examples of closings costs include loan processing costs, title insurance, and excise tax. Have more questions about closing costs? I have answers. Let’s talk.


06/17/2024

Happy Monday!


06/17/2024

Thinking of giving your home a fresh coat of paint? 🎨✨ The right (or wrong 😱) colors can significantly impact your home’s future selling price! Let’s talk financing options to make your renovation dreams come true. Contact me today to get started!


06/14/2024

In the United States, Flag Day is celebrated on June 14. It commemorates the adoption of the flag of the United States on June 14, 1777, by resolution of the Second Continental Congress



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06/14/2024

Don’t let the mortgage process make you feel like a fish out of water! 🌊🦈 Dive in with confidence and let me help you navigate the waters. Ready to swim with the big fish? Contact me today to get started!


06/13/2024

National Kitchen Klutzes of America Day on June 13th honors those who would like to cook and be in the kitchen, but it fails every time. Are you a PRO or a KLUTZ in the kitchen? Comment below 👇 👇👇


06/12/2024

Yes, a higher interest rate means a larger monthly payment. But it’s not that simple. You need to understand what type of mortgage you’re selecting. For example, Adjustable-rate mortgages (ARMs) often have lower initial rates than fixed-rate mortgages. But interest rates on these mortgages reset periodically. So when that happens, your rate could rise, and sometimes more than you’re prepared for. Got mortgage questions? I’ve got answers. Let’s talk!


06/11/2024

National Making Life Beautiful Day on June 11th dedicates a celebration to those who make life beautiful. Whether you’re creating beauty by building relationships or helping others achieve personal success, your actions create a ripple effect, making life beautiful not just for yourself, but for those around you, too.


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Tracey's Tip Tuesday...The Spring Homebuying Market
Look Listen and Learn...The Homebuying Process in 5 Steps
Facebook 102 starts at 10:00AM

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27431 Enterprise Circle
Temecula, CA
92590

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