Blanchard & Calhoun Insurance - Thomson -

🛡️ September is Life Insurance Awareness Month! 🛡️

Life can be unpredictable, but protecting your loved ones shouldn’t be. Now is the perfect time to assess your life insurance needs and ensure your family is financially secure, no matter what life brings.

Whether you're starting a family, buying a home, or planning for retirement, life insurance offers peace of mind for every stage of life. Did you know that 1 in 3 families would struggle to pay bills within a month if they lost their primary breadwinner.

Life insurance can help cover mortgage payments, college tuition, and daily living expenses for your family.

Our team is here to help you find the best coverage tailored to your needs. Let’s have a conversation today—protect what matters most!

In honor of these guys that Declared our Independence and these guys that fought and earned that freedom, our office will be closed July 4th and 5th. We'll re-open Monday, July 8th. Have fun, be safe, and Happy 4th of July!

If you've been affected by yesterday's microburst in Thomson and need information or guidance with your particular situation then email Greg [email protected] or [email protected]. He's out of town with limited cell coverage, but will be in contact to discuss and advise.

The link below will take you to a 6 hour online defensive driving course, at a discounted price. Once completed, most insurance carriers will grant you some premium relief. We need to use every available tool to purchase insurance coverage on the most favorable terms. We appreciate you and your business.

Legacy Risk Solutions LLC – Page 48394 – Defensive Driver Solutions To get started on your defensive driver course right now, simply click any of the "Sign Up Now" or "Get Started" buttons anywhere on this page! You can be taking your course in minutes!

Passing along.

The deadline for the 2024-2025 Watson-Brown Scholarship is tomorrow! Please be sure to review your application, then sign it and hit "submit"!

We're excited to announce that tomorrow, December 19th, we'll be officially relocating our business operations from 538 West Hill Street to the 1st floor of The Red Bullock Building located at 132 Railroad Street in Thomson, Ga. We will be closed tomorrow, as we transition, but we'll re-open Wednesday, December 20th.

Our office calls will be sent to our service center, but don't hesitate to call Greg 706.799.2582 if you have an urgent matter.

We appreciate you, your patience, and your business and look forward to serving you in our new home!

We'll be closing at 3pm and will reopen for business Monday morning at 8:30am. We appreciate you and your business and hope you have a relaxing gathering tomorrow and make man fond memories.

Shout out to Daxton Reese, the grandson of one our own, Ms. Zephie Banks. He sends in the signals for Coaches Kirby & Bobo, as the UGA Dogs continue their pursuit of a three-peat. Go Dogs!!!

That's right. We're on the move!Our passion for our mission remains the same; Top Shelf service, guidance, and risk protection markets for our clients. Stay tuned..

Inflation, increased cost of building materials, and a variety of other factors continue to drive insurance prices higher for almost every line of coverage. As a result, we're working hard remarketing for our clients in an effort to keep them in the most favorable coverage/premium situation that we can generate. Some Homeowner Insurance companies have now moved to a percentage deductible, instead of a fixed dollar amount. In most cases, this would cost you thousands more than a fixed deductible. It's a good idea to put your eyes on your most recent renewal to see if you've been changed from a fixed to a percentage deductible. Let us know if we can be of service to you.

Insurance pricing for home, auto, life, and almost all commercial lines of coverage continues on an upward trend. There comes a time to look around and check the market. That's where we come in. This screenshot is just a sample of some of the markets we work with. Come see us and together we'll shop for the most favorable situation for you. Or, if your premium and coverages are fine, but you simply need returned phone calls and a higher level of customer service, then we can take care of that too.

It's been an honor and privilege to serve you in 2022. We appreciate you and your business. We closed today at 3pm and will reopen Monday January 2nd at 8:30am. Happy New Year and Go Dogs!

Here's another freezing temperature tip sheet. There's a BIG difference between 25 and 15 degrees. Make a mental note and have your place ready.

https://www.hanover.com/businesses/business-customer-resources/hanover-risk-solutions/understanding-freezing-and-bursting

Understanding freezing and bursting pipes | The Hanover Insurance Group Pipes that freeze and then burst can destroy property (including inventory), halt business, and put your property in further danger of fire when fire suppression systems freeze. Learn how freezing happens and what to do to help prevent damage.

Be ready, the temperature will drop into the teens in a few days. You still have time to prepare and protect your home.

https://www.chubb.com/us-en/individuals-families/resources/10-ways-to-protect-your-home-against-cold-weather.html

10 Ways to Protect Your Home Against Cold Weather | Chubb Prepare your home for the cold weather with these simple tasks. You'll increase your home’s energy efficiency & protect it against damage. Read more.

Here's a great piece about life insurance from Auto-Owners. This might be something you're considering placing or updating in2023.
https://www.auto-owners.com/ao-blog/-/blogs/what-you-re-too-afraid-to-ask-how-does-life-insurance-actually-work-

What You're Too Afraid to Ask: How Does Life Insurance Actually Work? - Auto-Owners Insurance We know life insurance isn’t an easy topic to discuss. So, we worked with our life insurance company associates to answer your frequently asked questions.

Did you know that you can access Builders Insurance Company through our agency? Who is Builders Insurance Co.? They're a Mutual Insurance Company based in Atlanta, which has a fairly broad commercial appetite, but their sweet spot is virtually every contractor involved in construction and maintenance. Their laser-focus on this industry allows them to better understand and underwrite your business and offer their clients' the coverages they need with competitive pricing. Call, email, or stop by if you're in the business of grading land, HVAC, electrical, plumbing, siding, carpentry, flooring, etc.

Our office will close today at 3pm for Thanksgiving and reopen Monday morning at 8:30. We're deeply thankful for all of our current and future clients and hope you all have a warm and relaxing Thanksgiving get together.

It's time to discover what you've been missing. Book your Power Lunch appointment today. Click the link to get started.

-- Power Lunch -- - Greg Derry Today's hectic pace is perfect for a power-lunch appointment. You select the date & time that suits your schedule, chose one of the following establishments: Hogie Joe's, Fernanda's, Sweet Annie's, Ivery's, Gathering Grounds, or Kent's, then bring your most recent Insurance Declaration pages and

Do you own or manage a trucking outfit or a business that operates any type of vehicle? If so, then you know how challenging it is, even when you're operating efficiently. But, operating inefficiently is a shortcut to avoidable costs and big hassles. A brief talk with Greg will help you gain a better understanding of how your business can improve its safety profile and how underwriters see your company.

Use the link to pick a date & time that works best for you.

https://calendly.com/greg-legacy-risk/trucking-transportation

Trucking / Transportation - Greg Derry Buying and servicing Commercial Auto Coverage for transportation operations is in the ditch. Our desire and goal is to help trucking firms avoid as many claims and O.O.S. situations as possible. It's only through getting a better grip on and shrinking your risks that your business will enjoy an

October is Cybersecurity Awareness Month. It pays to know your risks. Here's an Enlightening blog post from Am Trust Insurance Co. on this spooky topic. Call us or stop by to discuss your personal or commercial Cyber exposure.

https://amtrustfinancial.com/blog/small-business/october-is-national-cybersecurity-awareness-month

Cybersecurity Awareness Month 2022 | AmTrust Financial October is Cybersecurity Awareness Month. Learn how both individuals and organizations can play a role in cybersecurity and prevent data breaches.

At Joesbury Insurance Agency, our business model is to partner with life-long personal and commercial insurance clients, and serve their ever-changing insurance needs. You can reach us by phone 706.595.4522, email us at [email protected], or just come see us at 538 West Hill Street in Thomson.

We are closing our office this afternoon at 3pm and will reopen July 5th. Be careful and have fun this holiday weekend!

Homeowners roof storm damage....?

Homeowners Insurance and Roof Storm Damage: 5 Things You Absolutely Need to Know - Auto-Owners Insurance The five most important things all homeowners should know about roof storm damage and their homeowners insurance.

Did you know you’re legally responsible for maintaining your underground service lines? Get Underground Service Line coverage to avoid costly out-of-pocket expenses. Let’s talk today.

Very good advice from Main Street America.

Spring Home Maintenance Checklist | Main Street America Insurance Spring is here, and you know what that means – it’s time to break out the cleaning supplies and get to work. But did you know there are other seasonal home maintenance tips that can keep your home running smoothly and protect you from future insurance claims?

We're very proud to be the first insurance agency in McDuffie County to be appointed with Auto-Owners Insurance Company and we've enjoyed this healthy partnership since 1989. Let us know how we can serve you. We're located directly across from the Thomson Family Y on West Hill Street. Call, click, or stop by.

We've been extremely busy, as of late, absorbing a great deal of new and exciting information regarding new insurance carriers and their risk appetites, since our partnership with Legacy Risk Solutions. Serving our clients well is a source of joy and satisfaction for our entire staff. This strategic partnership has exponentially increased our ability to be of service to current and future clients. Some of our client's recent risk placements:
^ Home/Auto package w/ Travelers Insurance Co.
^ Workers Compensation w/ Travelers Insurance Co.
^ Business Owners Policy w/ State Auto Insurance Co.
^ Workers Compensation w/ Am Trust Insurance Co.
^ For Hire Log Hauling Operation w/ Berkshire Home State Ins. Co.
^ Local Garage w/ Acuity Insurance Co.
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We sincerely appreciate you and your business!

We will be closed December 24th and 25th, as we celebrate Christmas with our families. We sincerely hope you have a warm, relaxing, and peaceful Christmas. Our office will reopen at 9am on Monday the 28th.

--- Free 30-Day YMCA Guest Pass ---
-- As a member of the Thomson Family Y, our agency has the opportunity to sponsor a guest to enjoy access to a gym, pool, or any one of the many exercise classes offered by the Augusta Family YMCA for 30 days. To qualify for our give away, please send us a 100-word essay on why you want to live a healthier lifestyle. We'll announce the winner on Wednesday, December 30th, which is just in time to get your new chapter off to a good start.
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Essay submissions must be received by 5pm on Tuesday, December 29th to be considered. Only one essay per participant. Please send your essay to [email protected]