Tony Usher - Mortgage Broker - Nmls#1724766

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CALL 714-276-7793

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CALL 714-276-7792

Call 714-276-7792

Call about our down payment assistant loan 800-930-4469

Tony Usher - Mortgage Broker - Nmls#1724766 updated their address.

Call for help 800-930-4469

Call 800-930-4469 ask for Tony

Take applications of clients,and Get the to CTC

To perform real estate transactions & Loan transactions

Realtors split is 80/20

I need professional realtors and loan officers we’re going to go kill it in the real estate market either on loans or mortgages give me a email and I will send you more info.

Loan Officers and Realtors

“Dream House Program”



- No silent second mortgage/or second mortgage

- True Grant 3.5%/No Repayment

- Income limits to 140% of the county median income

- Nationwide Program

- Not limited to first-time home buyers

- Max DTI based on DU

- 620 Min FICO

- Can use Grant for the Down Payment and/or Closing Cost

- Follow FHA guidelines

- Borrower must sign a Disclaimer Letter and Grant Letter at Docs( That You will not sell or Refinance Home for 13 months)





Call me for more information

Office: 323-510-1811 Ext # 101



Tony Usher
Mortgage Broker Assoc
Lic NMLS # 1724766
CA DRE # 01998392

You must qualify for a FHA loan,call me tomorrow,and I'll give you details

Home Equity Conversion Mortgages (HECMs)

They are federally-insured loans that are backed by the U.S. Department of Housing and Urban Development (HUD). Home Equity Conversion Mortgages are used for various purposes.

In terms of costs, proprietary reverse mortgages and HECMs are more expensive when compared to traditional home loans. Another factor worth mentioning is its high upfront costs. Whereby you want to borrow small funds or stay in your home for a short while, then you may need to look into other loans as it is not a profitable option.

Your borrow limits on proprietary reverse mortgages and HECMs can be influenced by these conditions:

Age
The type of selected reverse mortgage
Home equity
Present interest rates
A financial evaluation of your capacity to pay property taxes and homeowner’s insurance.
The amount of equity you have in your home is dependent on your age. Older adults tend to have more equity than the average adult. The less debt you have on your home, the more money you get. One of the prerequisites of having your HECM loan approved is to be counselled by a counsellor from the Department of Housing and Urban Development.

You will be enlightened by the counsellor on the loan’s costs and implications. If this loan will not be suitable for your current needs, you will be provided with likely alternatives like single-purpose reverse mortgage or proprietary reverse mortgage.

Call 323-510-1811 Ext # 101 if you need any information..

Effective immediately, Mortgage Companies have increased the minimum credit score to 640 for ALL Government loans including FHA, VA and USDA.

Mortgage Pre-Qualification Quiz Get pre-qualified in 60 seconds

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