MCD Insurance Agency

To our clients:

We are currently experiencing intermittent issues with Farmers systems due to a nationwide internet outage with Microsoft services. Our IT teams are working to get all systems back online as soon as possible.

In the meantime time, you may still email our staff, and we will get back to you as soon as possible. We appreciate your patience.

Turning the page on 2023 may mean your home insurance is about to renew. That’s a good time to do a quick coverage review and make sure you’re getting all of your discounts. I can help.

Winter brings snow, hot cocoa, and a reminder to plan for your family's future. Learn how life insurance can help provide financial protection during the chilly months and beyond.

Your legacy is your story and life insurance can help make it a story of financial protection for your loved ones. Start building your legacy today with life insurance coverage from Farmers Life®️.

Life insurance is often overlooked as an option when individuals consider giving to charities, but it can be a way to provide a charity with funds in the future. If philanthropy has been a way of life for you, let’s discuss ways for your legacy of giving to continue after you are gone.

Mom and Pops. Corner stores. Twee boutiques. Small businesses make our communities hum. Today’s the day to celebrate — and shop — local. It’s Small Business Saturday.

To all of our clients,

Our office will be closed from 11/23/2023-11/26/2023 while SoCal Edison is performing maintenance on power lines in the surrounding area.

We will be open again next Monday during our normal business hours.

This season of gratitude reminds us to appreciate the moments we have together. Life insurance can help ensure that those moments can continue even if the unexpected happens.

Keep your business fresh as a daisy. If a power outage or busted refrigeration system (or other mechanical breakdown) could spoil your inventory, we offer coverage that can help you get up and running again. Call me to learn more.

Don’t let one bad apple spoil your business. A Farmers business policy can help you recover from employee theft and other losses caused by a dishonest worker. Call me to learn more.

Does your business have an iconic, instantly-recognizable sign out front? You can cover outdoor signs with a business insurance policy. Call me to learn more about this and other coverage to help you keep your business up and running.

If windows are the eyes into the soul of a brick-and-mortar shop, a broken window — think: vandalism, a break-in or storm — could be a black eye for your business. Call me to learn more about tenants exterior glass coverage in a Farmers business policy.

Life insurance can play a major role in estate planning, from things such as helping your beneficiaries cover your final expenses, estate taxes, or to leaving a potential nest egg for your children. I’m here to help you get started.

Ahhh, autumn leaves. They blaze, they amaze. And then they fall and gum up your gutters, just in time for the rain and snow. Cleaning clogged gutters now can help prevent damage to your roof and home this season.

Fall encourages us to embrace change and make positive transformations. Thinking about life insurance to include in your estate plan can be a proactive step in helping you to protect your legacy and make a financial impact for future generations.

Please consider donating the to the family of a longtime client and colleague and his sudden and passing

Ryan Gagajena, organized by Jeanie Sauder So many were saddened to learn the news of Ryan Gagajena’s passing. He was such a talented, giving, funny… Jeanie Sauder needs your support for Ryan Gagajena

Let’s talk about plumbing. Specifically: the pipes, drains, septic system or sump pump that help you keep your business clean and comfortable for customers. Adding coverage specific to sewer and drains to a business policy could help spare you a financial mess. Call me to learn more.

Life insurance isn’t just for older generations. In fact, getting coverage earlier in life can be more affordable than you may think. Don’t delay helping to protect your family’s financial future. Let’s talk today about your options.

The increase in life insurance ownership is a small but important step towards greater financial security for families in the U.S. Now may be the time to explore life insurance options to help you financially protect your loved ones.

Word of the Day: bailee — a person or business given temporary custody of someone else’s property.
Whether you’re in the business of cleaning, repairing, transporting or storing items, customers leave important belongings in your care. What happens if a storm, vandalism or other loss impacts their property? Let’s talk about bailee property coverage for your business.

Consumers generally overestimate the cost of life insurance. Did you know that life insurance can be more affordable than you think?

It’s the season for expensive gadgets to get lost, misplaced or worse. If your kid’s backpack is stuffed with high-tech gear — laptop, tablet, cell phone — let’s talk about what may be covered by your home insurance policy (even if it disappears at school).

To all of our Southern California Clients. Farmers is closely monitoring as it progresses along the California Coastline. The US National Weather Service Los Angeles/Oxnard indicates flood watches are in effect for a majority of SoCal including Ventura, Los Angeles, Orange, Riverside, and San Diego Counties from Sunday afternoon-Monday Evening. Strong Tropical force winds remain a possibility.

In the event you need to file a claim, please contact our claims department at 1-800-435-7764, or by visiting https://www.farmers.com/claims/

While pencils and paper may be on your kid’s school supplies list, getting life insurance may be on your personal to-do list before classes start. Let’s talk today to discuss.

From bikes to laptops, your kid’s gear is a key ingredient in their success. Let’s talk about whether their belongings are covered under your home insurance policy if they’re stolen or damaged — or how to get additional coverage if they’re not.

August is Black Business Month, a time to celebrate and support Black-owned businesses. A recent survey showed the number of Black-owned businesses growing across every sector of the U.S. economy.

How does umbrella insurance work? It’s extra insurance that provides coverage and financial protection beyond the limits of your home or auto policies. And it follows you wherever you go. Questions? Call me anytime.

Home is where you should feel the most safe and protected. As a Farmers agent, I can help you to financially support life at home. Let’s talk today about how life insurance may help.