Vickie Intriago
As a CERTIFIED FINANCIAL PLANNER™ with over 20 years of experience I do "retirement planning with a heart"®. You have worked hard to create your wealth.
You deserve the retirement you've dreamed of. Have the confidence that you need to retire. Securities and advisory services are offered through Centaurus Financial, Inc., member FINRA/SIPC, www.finra.org, www.sipc.org, a broker/dealer and registered investment adviser. The representative associated with this site may only discuss/transact business in the following states: CA, TN, GA, OR, AZ, NY, CO, MN.
The latest Fed minutes suggest we might see an interest rate cut as soon as September. Here's what you need to know:
▪️ Most Fed officials believe easing policy could be appropriate if data continues as expected
▪️ Markets are fully pricing in a September cut
▪️ Inflation is moving towards the 2% target, but labor market risks have increased
What does this mean for your portfolio? It's a great time to review your investment strategy and consider how potential rate changes might impact your financial goals.
Stay tuned for more updates, and don't hesitate to reach out if you have any questions about positioning your finances in this changing economic landscape!
Source:
Fed minutes point to ‘likely’ rate cut coming in September The Federal Reserve on Wednesday released minutes from its July 30-31 policy meeting.
Happy Labor Day! 🛠️
Today, we take a moment to recognize and appreciate the hard work of individuals across the nation.
Whether you're relaxing at home or enjoying a well-deserved day off, I hope you're able to recharge and enjoy this special day.
To the builders, creators, and doers: Happy Labor Day!
🔑 Unlock the power to shape your legacy! 🔑
As August is What Will Be Your Legacy Month, let's remember that we have the ability to shape our own legacies. The choices we make, the actions we take—they all contribute to the story we leave behind. Dream big, pursue your passions, and live a life that inspires others to do the same. 💫
💡 Your legacy: a beacon of light in a changing world! 💡
During this special month, let's remember that our legacy isn't just about our achievements—it's about the values we hold dear and the positive change we create. Share your wisdom, uplift others, and be the guiding light that illuminates the path for future generations. ✨
🌍 Leave footprints that inspire generations! 🌍
August is What Will Be Your Legacy Month, reminding us that every action we take matters. Each word of encouragement, each act of kindness, can ripple through time and touch countless lives. Let's make our legacy one of love, compassion, and empowerment! 💚
🌟 August is the month to ponder our legacy! 🌟
Reflect on your past and your future goals to consider what you will be leaving behind for future generations. As we reflect on our lives, let's remember that our legacy isn't just about money or possessions—it's about the impact we make on the lives of others. Take a moment today to think about the positive mark you want to leave on this world. 💫
Having an estate strategy means that decisions about your family, assets, and your health care remain in your hands. Learn about 4 elements that may help you. Watch here:
4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video.
Many people stop being "and-a-half" around age 12. But at age 50, "and-a-half" makes a comeback.
Important Birthdays Over 50 Here's a look at several birthdays and “half-birthdays” that have implications regarding your retirement income.
Don’t get greedy when the market rises, and don’t panic when it falls. Sound advice—learn more.
The Cycle of Investing Understanding the cycle of investing may help you avoid easy pitfalls.
Positive news for Social Security and Medicare recipients! 🎉 The latest report shows that the projected depletion dates for both programs have been pushed back, offering a welcome respite.
This positive development is largely due to a stronger economy and higher payroll tax income. However, it's important to remember that this doesn't eliminate these essential programs' long-term financial challenges. 🧐
Feel free to reach out if you have any questions or concerns.
Source:
TinyURL: https://tinyurl.com/3eudt33s
Medicare and Social Security go-broke dates are pushed back in a 'measure of good news' The go-broke dates for Medicare and Social Security have been pushed back as an improving economy has contributed to changed projected depletion dates.
When are you taking your benefits? Considering the timing can help maximize your benefit.
A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit.
Did you know the U.S. retirement system is under strain due to changing demographics? 👵🧓 BlackRock CEO Larry Fink addressed this in his recent shareholder letter and suggested that one solution could be for Americans to work longer before retiring.
But what about Social Security? It's set to face a funding shortfall in less than a decade, sparking a hot debate on its future. Some propose raising the retirement age, while others suggest lifting the income tax cap for Social Security.
The reality? There's a significant retirement gap in America, with many people needing more savings for their golden years.
These changes and debates can significantly impact your retirement strategy. It's crucial to keep up-to-date and adapt as necessary. After all, preparing for retirement is more of a marathon than a sprint. 🏃♂️
Source: https://www.cbsnews.com/news/retirement-social-security-crisis-raise-retirement-age-blackrock-larry-fink/
When was the last time you reviewed your ?
Have a strategy for discussing healthcare with your parents.
Caring for Aging Parents As our nation ages, many Americans are turning their attention to caring for aging parents.
What role would taxes play in your investment decisions? Find out in this message.
Tax Efficiency in Retirement What role would taxes play in your investment decisions?
Consider a bucket plan to go with your bucket list.
A Bucket Plan to Go with Your Bucket List Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.
Just entering retirement? Here's what you need to know.
9 Facts About Retirement Regardless of how you approach retirement, there are some things about it that might surprise you.
After you leave work, what will your life look like? Organize your thoughts with the help of this piece.
Retirement Seen Through Your Eyes What's your vision of retirement?
Women control $10 trillion in financial assets. That figure is expected to rise to $30 trillion by 2030.
Women on the Rise Explore the growing influence women wield over the economy with this handy infographic.
You can start Social Security benefits as soon as you reach 62. Know the rules before deciding.
When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits.
Retirement is the start of your next big adventure. What type of retirement do you dream of? Read more here:
Choose Your Own Retirement Adventure Retirement is one of the greatest adventures you’ll have. Which retirement adventure will you choose?
Ever heard of a Roth 401(k)? Would one be right for you?
What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.
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