FIT Financial Group

Wishing all the dads a Happy Father’s Day!

Sharing love and gratitude with all moms today. Happy Mother’s Day!

Are you and your partner aligned on your retirement goals? According to a new research study from Ameriprise Financial, 93% of couples have shared goals for retirement and overwhelmingly trust their partner on money matters.

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Baby boomers hold an average of $42,520 in student loan debt, according to Education Data Initiative. Ameriprise Senior Vice President of Financial Strategy Marcy Keckler shares her tips for paying off debt and prioritizing a happier, more financially secure retirement.

17 Tips for Baby Boomers To Tackle Their Student Debt If you are a boomer currently struggling with student loan debt, don't despair. There are ways to tackle those loans.

Saving is a habit, not a destination. In honor of , let’s review your financial plan and make sure you’re optimizing your savings.

From Gen Zers to members of the silent generation, what are the top three money moves for each group? Here are tips from Marcy Keckler, Ameriprise’s Vice President of Financial Advice Strategy, and other financial experts.

Top Money Moves for Boomers, Gen X, Millennials and Gen Z Each generation has their own financial needs.

Did you know that leaving an employer isn't the only time you can move your retirement savings? You can roll your 401(k) fund into an IRA at any time – even while still employed at the same place. Let’s discuss if this strategy fits with your broader retirement savings plan.

Rolling over 401(k) while still employed Are there financial benefits to working while in retirement? Learn how your earnings could affect Social Security benefits so you can make an informed decision.

Retirement Plans & Job Retention are more closely related than you think.

Surveys from both Willis Towers Watson and The International Journal of Education and Research give us a clear picture of what benefits employers should be offering to attract and retain top talent for the long run ... and it's not just ping pong tables and free coffee anymore.

Check out our article below to get the full rundown on what works, what doesn't, and how you as a business owner can capitalize on it.

Should you withdraw 401(k) funds before retirement? The answer is not a simple yes or no.

There are several factors to consider, questions to ask, and strategies you should know before you take action. Check out our guide below on how to approach this important decision and consider reaching out to an F.I.T. Financial advisor to help you carefully weigh your options: https://bit.ly/47RlZA0

National Retirement Security Week is a great time to begin planning for your retirement or to update your existing plans. What are you looking forward to in retirement?

Whether you're 10 years out from retirement, or 40, making the right financial moves to transition into retirement is key. Here's our top 5 mistakes to avoid while saving for retirement, and what to do instead.

If you're interested in learning how the team at F.I.T. Financial Group can work with you to prepare for a brighter financial future, fill out the form in the link below. https://bit.ly/3Qj4EK5

In honor of , take a moment to pause and review your finances. Are you on track to meet your financial goals? Let’s connect.

HIRING: Financial Administrative Assistant

Step into an instrumental role at F.I.T. Financial Group! This position provides administrative support to financial advisors in maintaining and deepening client relationships. We are looking for a successful Financial Administrative Assistant with a positive attitude and sincere willingness to constantly learn.

Key Personality Traits Include:
• Proven customer service, client support and problem resolution skills
• Strong verbal and written communication skills
• Conduct polite and clear phone manner
• Effective and efficient time management and organizational skills
• Demonstrates a heightened scrutiny to identify and avoid loss
• Handle confidential/sensitive information responsibly
• Motivated finisher who looks forward to handling multiple responsibilities
• Ability to work independently and as a team

Desired (but not Required) Qualifications:
• Previous experience in financial operations. (Ameriprise systems a plus)
• Already have or be able to study for and pass exams for licenses (SIE, Series 99 a plus)

Key Job Responsibilities:
• Client services including electronic fund transfers, wires, journals, checks, RMDs, etc.
• Schedule client appointments and prepare client deliverables
• Gather client data and set up new business
• Maintain client relationship system by documenting client contact/calls/meetings
• Skilled in Microsoft Office products and using technology to create effective presentations
• Learn and maintain 3rd party applications
• High level of organization and attention to detail
• Ability to prioritize and manage multitask successfully
• Ability to adhere to rules and regulations as required by advisor and Ameriprise
• Ability to identify and implement process improvements
• Engage with customers via inbound calls and email correspondence
• Facilitate and resolve client service requests
• Collaborate with internal business partners to research and resolve complex client requests
• May change over time to meet the needs of the practice and can include other duties as assigned by advisors

Benefits:
• F.I.T. Financial (a franchise of Ameriprise Financial) offers employees a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage, dental and vision options; employee short- and long-term disability protection, paid holidays, vacation days, 401(k), health savings account and dependent care reimbursement account.

About Us:
F.I.T. Financial Group, a financial advisory practice of Ameriprise Financial, is committed to provide thoughtful guidance and personalized service. This enables us to establish and maintain control over corporate and individual goals. While using a disciplined and structured approach we create strategies that meet personal and business priorities. F.I.T. Financial Group provides exceptional Financial Education, Advise, and Service for our clients. We specialize in Corporate Retirement Plan Management, Financial Planning, and Customized Portfolios.
Our commitment is to guide individuals and corporations through financial decisions by providing them with timely and accurate information to make informed choices. We establish long-lasting relationships with professionalism and integrity. We support all aspects of a retirement plan and a financial household. We believe it is our responsibility to take an active role in developing long-lasting relationships with our clients and within our practice.

With 66% of Americans worried about retirement savings amongst inflation, market volatility, and a variety of other factors, building your nest egg can seem complicated. It doesn't have to be - check out our guide with 5 simple steps to start building the foundation of your retirement strategy today.

You don't have to navigate these challenges alone. Our team at F.I.T. Financial Group can work with you to build a documented plan to navigate your way to retirement with ease. Contact us today https://bit.ly/3EfZs2v

It’s never too late (or early) to start saving for retirement. Let’s review your current financial picture and discuss retirement strategies that are right for you.

Retirement planning: The basics Understand the key steps to get started on planning for retirement.

For high income earners, maximizing retirement plan contributions isn't enough to bolster retirement savings. Read below for 5 strategies to maximize more of your income!

Are you providing the best 401(k) plan for your business?

Not all 401(k) plans are created equal, and plans can vary drastically. While individual raises, bonuses, and promotions may benefit some, a 401(k) plan may be easier and more equitable to apply to your whole company.

Employees who feel their employer is invested in them are more likely to be engaged in their workplace and stay with the company longer, reducing the high cost of employee turnover. This can have drastically positive effects on your company in the long run.

So, when’s the right time to re-evaluate your business’s 401(k) plan? Now.

There are several retirement savings options for your business, depending on your employees' needs, the size of your organization and more. Be sure to explore the plans available to you, so you don't miss out on the valuable recruitment and retention benefits of creating a more financially sound retirement for your employees.

F.I.T. Financial Group can help you find a plan that works best for your company, provide ongoing education for your employees and be sure to keep your plan updated in the future.

If you’re interested in a free assessment to see which 401(k) options would best fit your business, fill out the form in the link to talk with an F.I.T. Financial Group Retirement Plan specialist.

Request a complimentary initial financial consultation with Matthew T Flynn Do you feel confident you're on track to reach your financial goals? Let’s discuss your financial future.

Whether you're thinking of downsizing or rightsizing your home in retirement, here are a few factors to consider.

Downsizing your home in retirement As your life evolves, your needs change. Here is what to consider as you evaluate your housing options in retirement.

Millennials: Do you find yourself managing competing demands for your time, money and focus? Marcy Keckler, Ameriprise Financial Senior Vice President of Financial Advice Strategy & Marketing, offers these tips for staying on top of it all.

Three Tips to Help Millennials Strengthen Their Finances Six in 10 Millennials feel good financially, but they could benefit from additional planning, especially when it comes to weathering economic hiccups and taxes in retirement.

Financial peace of mind is becoming increasingly more difficult to come by for many employees. So much so that 73% of employees say that their financial worries severely or majorly impact their productivity at work.

You can do the math and see how this could be a major drain on resources, productivity, and ultimately, losses for your business.

Offering the right financial benefits and training can remedy these worries which means increased productivity long after you’ve hired and onboarded top talent.

It’s important to note the importance of offering both an easy-to-use retirement plan AND the financial training that goes along with it. Providing one without the other is like giving your employees great steaks to eat but no grills to cook them on.

If you’re interested in a free assessment to see which 401(k) options would best fit your business, fill out the form in the link to talk with an F.I.T. Financial Group Retirement Plan specialist.

Request a complimentary initial financial consultation with Matthew T Flynn Do you feel confident you're on track to reach your financial goals? Let’s discuss your financial future.