Jeremy Chatmon Sr, Real Estate Agent

What’s the difference between Interest Rate and APR? 🏡💡
The interest rate is the cost of borrowing money, expressed as a percentage of the loan amount. But the APR (Annual Percentage Rate) gives you the bigger picture—it includes not only the interest rate but also any fees and charges tied to the loan.
Essentially, the APR provides a clearer view of the total cost of borrowing over time. 📊 So, when comparing loans, make sure to look at both!

🎃 Spooky season is upon us! Whether you’re trick-or-treating, carving pumpkins, or just enjoying the eerie ambience, let’s make this Halloween a memorable one. Don’t forget to share your spooktacular decorations and costumes! 👻🕸️

Overall, the choice between a home equity loan and a home equity line of credit (HELOC) depends on the borrower's financial needs, preferences, and circumstances.

Home equity loans provide a lump sum with fixed payments, while HELOCs offer flexibility and ongoing access to funds with variable payments.

It's essential for homeowners to carefully consider the terms, costs, and repayment options of each option before making a decision.

If you have questions or need help figuring out the next steps in achieving your real estate goals, reach out today!

Looking for tips to keep your laundry area tidy and functional? Here’s how to create an efficient space that makes laundry less of a chore!

Style and Space: Your laundry room doesn’t just have to be about utility. Incorporate your home’s decor themes with stylish storage solutions and colorful touches.

Add Storage Options: Consider adding open shelving or cabinets above your washer and dryer for easy access to detergents, fabric softeners, and other supplies. Use clear containers or labeled baskets to keep everything sorted.

Durability and Maintenance: Choose surfaces and storage that are resistant to moisture and easy to clean. Materials like laminate or tile can withstand the humid environment of a laundry room.

Designated Sorting Area: Set up a system for sorting lights, darks, and delicates as soon as you bring the laundry in. A few separate baskets or bins can make this task much more manageable.

Seasonal Organization: Regularly declutter your laundry room to ensure it remains functional and uncluttered.

If you can take a break from all the fun Fall activities this season, autumn can be the perfect time to purchase a new home. Buyers can get some of the best deals this October, heres how...

Low inventory makes it easier to narrow down your search.

Allowing flexible move-in dates during the off season allows buyers ease in scheduling movers, delaying closing if need be, and adjusting their schedules.

Regardless of when you buy a home, you can deduct your mortgage interest and property tax from your entire year’s income. This allows you to keep more of the income you’ve earned while still enjoying the benefits of homeownership.

There is usually less competition towards the end of the year since many families search for houses during the summer before school starts. Buyers are also reluctant to search during colder weather months, allowing an agent to provide a more personalized experience.

Who's ready to go house hunting??

Ready to list your home but not sure where to focus your efforts for the best ROI?
Concentrate on these key areas:

1. Living Room
2. Primary Bedroom
3. Kitchen

Boosting your home's appeal doesn't have to break the bank. There are plenty of cost-effective tips and tricks for making impactful upgrades. Concerned about repair costs? Let's discuss how to manage them effectively. Send a DM, and let’s devise a budget-friendly plan that works for you. Let’s get your home market-ready together!

My buyers offer was accepted on this condo 🏠!!! ✍🏽🔑

On your life's journey, remember to prioritize your own joy alongside lighting the way for others. Being a source of positivity for yourself is just as important as being one for those around you.

Happy National Pasta Day!

Name your favorite pasta dish in the comments!

Embrace an attitude of gratitude and watch great things unfold! Being thankful opens doors to more blessings and opportunities. What are you grateful for today?

Pumpkin Patch Season is Here!

Fall is in the air, and it's the perfect time to visit local pumpkin patches for some autumn fun! Whether you're picking the perfect pumpkin, enjoying a hayride, or just taking in the crisp fall air, I want to know:

Where’s your favorite pumpkin patch? Let's celebrate the season by supporting our local spots!

Myth! Don't limit yourself. Although it may seem convenient to stay with your current bank, you have the freedom to shop around with other lenders to find better rates and terms. Reach out today to discover a mortgage that perfectly fits your needs.

Ready to make your home market-ready? Tackling a few key improvements can make all the difference. From a fresh coat of paint to updating fixtures, these simple upgrades can significantly boost your home's appeal and value.

Drop a home emoji if you found this post helpful!

When house hunting, keep an open mind. Perfection is a process, and sometimes the best homes are those that bloom with your life’s journey. 🌱 A property might not have every single feature on your wish list right now, but if it’s brimming with potential and hits most of your must-haves, it could be the canvas for your future dreams. Imagine adding personal touches and custom finishes over time. The house that grows with you becomes a true home, reflecting your story with every new chapter. Let’s find a place where your tomorrow can take root!

Seize the moment with a rate lock! 🏡

A "rate lock" agreement ensures your mortgage interest rate stays fixed during the home-buying process, shielding you from the ups and downs of the market. It's like locking in the best deal for your future home. With interest rates getting lower, now's the perfect time to consider this option.

Let's chat about how locking in a rate can benefit you in navigating your path to homeownership. Ready to make a move while the rates are in your favor?

Get your home fall-ready with these practical cleaning tips!

Clear Out the Gutters: Use an old spatula to efficiently remove leaves and debris, ensuring they’re ready for rainy days.

Natural Lawn Fertilization: After mowing, leave the grass clippings on your lawn. They break down quickly, enriching your soil with nutrients.

Rake Leaves Smartly: Instead of heaping leaves into piles, rake them into rows for easier bagging.

Adjust Your Ceiling Fan: As temperatures drop, set your ceiling fan to rotate clockwise on a low setting. This helps push warm air that rises back down, keeping your space cozy and potentially lowering heating costs.

Save this post to keep these tips handy for your fall preparations!

Most of us would love to remodel a room or area in our home, what would be your top pick? Kitchen, bathroom, family room... the options could be endless!

Want the FULL breakdown?

The short answer: It's not required, but it's highly recommended. Here's why:

- Expert Guidance: A buyers agent brings invaluable expertise and can save you time, money, and stress.

- Market Insights: Your agent will know the local market inside and out and will provide valuable insights into current market trends, property values, and neighborhoods, helping you make informed decisions.

- Negotiation Power: Negotiating can be one of the more challenging parts of buying a home. But the right agent will advocate for your best interests and secure the best possible price and terms on your behalf.

- Advocacy: An agent will support your needs throughout the buying process, ensuring your voice is heard and your concerns are addressed, making the journey less daunting.
While you can technically go it alone, why would you want to?

Having an agent on your team can make the home buying process smoother, more efficient, and ultimately more successful.

What are you waiting for? Send a DM to learn more today!

Watching interest rates rise and fall can feel like a high-stakes game, but don't let it sideline your homebuying dreams!

Each day that slips by is potential equity and appreciation that could be yours. Remember, a rate today isn't a rate forever.

Refinancing could be your ace in the hole later on. When your dream home comes knocking, be ready to answer!

Wow!!! I am absolutely blown away to be named the Top Agent at for August 2024! It’s truly an honor, especially when I look at the incredible talent and experience of my fellow agents. I’m deeply grateful for the trust my clients have placed in me, and I couldn’t have achieved this without their support and the guidance of my amazing colleagues. This is truly a surprise, and I’m beyond thankful for the opportunity to work with such a great team every day! 😀

Of course, if you know anyone ready to make a move in real estate, send them my way, Id appreciate it greatly!

📱 918.829.7906 [email protected] 🏡

Got it Sold for my Sellers AND got to represent the Buyers as well!! 💪🏽
If your ready to sell, Im just a phone call away!

📱 918.829.7906
[email protected]

Price improvement on this stunning home!

❗️Motivated Seller❗️

📍 21871 E 104th St S Broken Arrow, Ok 74014

MLS #2407915

Listed Price: $579,000

❗️$5k in Seller Concessions, All appliances included, including riding lawn mower, with an acceptable offer❗️

✅ 4 Bed, 3.5 Bath, Game Room

✅ Charleston Country Estates

✅3 Car Garage

✅Stainless Steel Appliances

✅ Large Laundry Room

✅ Sprinkler System

✅ Quartz Countertops

✅ Canned lighting

✅Quick Highway Access

✅ Broken Arrow Schools

✅Over-sized Walk in Master closet



Call or text to schedule a showing!
📱 918.829.7906 [email protected]

Listed by: Jeremy Chatmon Sr
Century 21 First Choice Realty

Come check it out Sunday 7/14 at our open house 2-4pm!!!

MOTIVATED SELLER! Check out the new price for this 4 bed, 3.5 bath, 3-car garage home on .78 acre lot in Charleston Country Estates! Now offering $10k that can be used to buy down interest rate or go towards buyers closing costs!! Refrigerator, washer, dryer and riding lawn mower are also negotiable with acceptable offer! Contact Jeremy Chatmon Sr, Real Estate Agent for a private tour OR stop by the OPEN HOUSE on Sunday Jul 14, 2:00PM-4:00PM!

How heartening is it to receive a recommendation like this?

See more: https://www.realsatisfied.com/Jeremy-Chatmon

3 years with Century21 Today! 💪🏾

If your looking to buy, PM me and lets get started today! 918-829-7906 @gmail.com

Wishing you many more years of success and happiness!