Kerrick Draper at Waterstone Mortgage Corporation NMLS #214516

Selecting the right real estate agent can make a world of difference when buying or selling a home.

How To Choose a Great Local Real Estate Agent

Drop your best wisdom in the comments, Realtors! 💭⬇️

Let’s hear that advice.

If you’re thinking about buying or selling a home, you’ve probably got mortgage rates on your mind.

How Mortgage Rate Changes Impact Your Homebuying Power

I am thrilled to announce my team recently won the Oklahoma 2024 Dream BIG Oklahoma Award for Down Payment Assistance Mortgage Company of the Year!

Down payment assistance programs help so many Oklahoma homebuyers achieve the dream of homeownership. Providing more individuals and families with a place to call home in our local communities is something I'm very proud of.

Thank you to all my customers, team members, and business partners who helped our team achieve this incredible honor. Cheers to continuing to find affordable homeownership solutions!

I am thrilled to announce my team recently won the REI Oklahoma 2024 Dream BIG Oklahoma Award for Down Payment Assistance Mortgage Company of the Year!

Down payment assistance programs help so many Oklahoma homebuyers achieve the dream of homeownership. Providing more individuals and families with a place to call home in our local communities is something I'm very proud of.

Thank you to all my customers, team members, and business partners who helped our team achieve this incredible honor. Cheers to continuing to find affordable homeownership solutions!

The housing market is in a transition. And that gives you 3 key opportunities going into the fall.

3 Reasons To Move in Today’s Shifting Market

Waterstone Mortgage now offers an additional FHA down payment assistance option through the Chenoa Fund! This DPA program offers up to 5% in assistance for FHA loans, which means 100% FINANCING, plus up to 1.5% to put toward closing costs.

What’s more, the Chenoa Fund also offers a FORGIVABLE assistance option after 36 consecutive, on-time payments on your first mortgage.

No income limits, no first-time homebuyer requirement.

If you’re thinking about using an FHA loan to purchase a home, this program could make the dream of homeownership even easier to achieve.

Learn more ➡️ https://bit.ly/3AnS5ax

When you're thinking about buying a home, your credit score is one of the biggest pieces of the puzzle.

What Credit Score Do You Really Need To Buy a House?

Do you have an FHA, USDA, or VA loan? You might be able to lower your monthly payment due to lower interest rates in today’s market or the equity you have in your home — NO appraisal and minimal documentation required!

Send a message today to learn more about your refinance options.

In recent years, there’s been a significant shift in how wealth is distributed among generations.

The Great Wealth Transfer: A New Era of Opportunity

If you’re hoping to buy a home before the end of the year, make sure you’re prepared to make your strongest offer! Waterstone Mortgage’s Platinum Credit Approval Closing Guarantee is one of the best ways to impress sellers — proving to them that you’ve received the strongest pre-approval possible by a reliable lender. 🥇

Don’t take a chance when it comes to the homebuying process; this is one of the biggest financial decisions of your life! 💵

Let's begin your Platinum Credit Approval process now — send a message to get started!

https://bit.ly/4conVBt

Over the past couple of years, a lot of people have had a hard time buying a home.

Is Affordability Starting To Improve?

Think you missed your chance to buy your first home? Think again. It’s never too late!

Send a message to learn more about how you can kickstart your journey to homeownership TODAY. 🚀

One of the biggest bright spots in today’s housing market is how much the supply of homes for sale has grown since the beginning of this year.

Are There More Homes for Sale Where You Live?

It’s back-to-school season! Does this have you thinking about school districts? It's never too early to plan ahead. ✏️ 🗒️

Getting pre-approved is the first step on the journey to finding your family's perfect home. Send a message to get started!

If you’re thinking about selling your house, it’s important to know what the home inspection is and what inspectors look for.

Home Inspections For Sellers: How To Prepare

If you’re planning to sell your house and move, you probably know there’s been a shortage of options available.

Where Will You Go After You Sell?

Mortgage rates have been one of the hottest topics in the housing market lately because of their impact on affordability.

Mortgage Rates Down a Full Percent from Recent High

As the market shifts, a refinance could be the right financial move for many homeowners. 💰 🏠

With a refinance, you could lower your monthly payment or remove mortgage insurance. Or, you could tap into your home equity with a cash-out refinance, home equity loan, or home equity line of credit (HELOC).

Let’s take a look at your mortgage and figure out the best option for your situation together. Send a message or visit the website to learn more ➡️ https://bit.ly/4fy9iOO

If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market.

Helpful Negotiation Tactics for Today’s Housing Market

Curious about selling your home?

What Every Homeowner Should Know About Their Equity

Back in 2008, there was an oversupply of homes for sale.

3 Reasons Why We’re Not Headed for a Housing Crash

Are you a part of the Sandwich Generation?

Why the Sandwich Generation Is Buying Multi-Generational Homes

🏠 Homeownership = wealth! 💰

Let’s get started on your journey to homeownership together. Send a message to chat about your options.

Figuring out what to do with your house when you're ready to move can be a big decision.

Should You Rent Out or Sell Your House?

✅ In: Home offices and other bonus rooms, ability to customize the space

❌ Out: Unmanageable square footage, homes with a lack of customization or flexibility

Visit the website for a close-up look at what homebuyers want this season: https://bit.ly/3zZZYTu

The housing market is going through a transition.

The Biggest Mistakes Sellers Are Making Right Now

Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening.

Are Home Prices Going To Come Down?

If you’re planning on buying a house with an FHA loan but are looking for a way to make it more affordable up front, look no further.

The National Homebuyers Fund down payment assistance (DPA) program offers 5% in assistance — meaning you could experience 100% financing, plus up to 1.5% in closing cost assistance.

No income limits, no first-time homebuyer requirement.

Learn more about this cost-saving program: https://bit.ly/3zZZYTu

Equity is the difference between what your house is worth and what you still owe on your mortgage.

Unlocking the Benefits of Your Home's Equity