Cyndi Foster, Agent with New York Life
Agent licensed to sell insurance through New York Life Insurance Company I am not licensed in all jurisdictions.
821 E SE Loop 323, Suite 500
Tyler, TX 75701
As a licensed Agent of New York Life Insurance Company, I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze you needs and recommend appropriate solutions. Neither New York Life
Today is a day of celebration and hope, as we reflect on the struggle for equality African Americans have faced throughout history.
With inflation running a bit hot, the strategists at New York Life Investments share updated scenarios for the price path ahead, as well as how investors can consider these risks in their allocation.
Market Matters Podcast This week, Super Tuesday marked a major point of progress in the 2024 U.S. president election.
Is your retirement protected from the new tax laws? This insightful, on-demand seminar shows you strategies to help protect your retirement funds. View on-demand any time before 5/13/2024: https://bit.ly/49hfHcR
With a new child, your taxes will get more complicated. But you may qualify for some of the new tax credits and deductions. Here’s what you need to know for the 2024 tax season.
2024 tax season guide for new parents: What to know about the Child Tax Credit, EITC and more Had or adopted a child in 2023? What new parents need to know about tax credits and deductions. Importantly, the enhanced Child Tax Credit went away in 2022.
Annuities can be an appealing option for your retirement plan for those who want or need a steady, long-term income stream. But is it's right for you? Here’s what you should know.
Is an Annuity Right for You? Here’s What You Should Know Contracts can be confusing, and costs can add up fast if you’re not careful, but the right annuity can still be a good income strategy for the right person.
Wishing everyone a day filled with family, unity, and the spirit of democracy as we honor and reflect on the leaders who shaped our great nation.
2023 was a challenging year for American families. In fact, 85% of adults said their finances were negatively impacted during this period. But it’s not all doom and gloom as we head into 2024. See why there’s plenty of reason for optimism by checking out the most recent Wealth Watch Survey from New York Life.
New York Life Wealth Watch 2024 Outlook New York Life’s latest Wealth Watch survey finds financial resiliency among American adults, even in the face of high interest rates and rising credit card debt.
You show love to your partner in ways that you know will make them happy. But don’t sleep on financial preparation and life insurance. Insuring your love is as easy as 1-2-3.
How to Get Life Insurance | New York Life Looking to buy life insurance, but not sure where to start or how much coverage you need? Here are some tips for purchasing a life insurance policy.
It’s important to remember that taxes don’t stop once you’re retired, but you can take these steps throughout your working life to help minimize your tax obligations later.
How to Minimize Taxes in Retirement | The Motley Fool Retirees can follow these simple guidelines to help manage their tax situation. Here's what you need to know about taxes in retirement.
"Some people want it to happen, some wish it would happen, others make it happen." ~Michael Jordan
Looking for a way to prepay your life insurance premiums? Lock in a 12% interest rate for the first year and 6% for subsequent years on a Premium Deposit Account on select life insurance products. Speak to me today to learn more.
If you're a parent of a college-bound kid, a 529 plan can be a great help in paying for your child's education. But did you know that a 529 plan can only be used for qualifying educational expenses? The cash value of a whole life insurance policy has no limitations. Learn how adding whole life insurance to your college savings strategy can give you more flexibility, and reach out if you have questions.
Supplement College Savings With Whole Life Insurance | New York Life New York Life shows you how a whole life insurance policy can be used as a college savings fund. Learn about how to use life insurance to supplement education.
Even presidents know that great leadership means making good decisions not just for your country, but for your loved ones as well. Learn which U.S. presidents have been New York Life policy owners, and reach out when you're ready to be the commander in chief of your family's financial future.
Guess which 9 presidents were insured by New York Life. Learn about the presidents that were insured by New York Life.
Great news! New York Life just announced that 2024 will be the 170th consecutive year that eligible participating policy owners receive a dividend. Even better, the declared dividend is $2.2 billion! Want to know why that's important? I'll be happy to explain.
New York Life declares company record. We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget
Click here to read this article about how to protect your future self and when to purchase long-term care insurance.
https://cbsn.ws/3St3rPZ
"What you think, you become. What you feel, you attract, What you imagine, you create." ~Buddha
Cancer not only affects the individual, but their family, friends, and loved ones too. In honor of , read Mike and Jill's story to learn how their life insurance policy's living benefits rider helped to alleviate financial stress when they needed it the most.
Use Life Insurance While Still Alive | New York Life Adding a living benefits rider to life insurance can help those living with a critical illness alleviate some financial stress by cashing out from their policy.
Looking for a way to prepay your life insurance premiums while reducing your out-of-pocket costs? Lock in a 12% interest rate for the first year and 6% for subsequent years on a Premium Deposit Account to fund premiums for select life insurance products. Speak to me today to learn more.
Small business owners! New York Life’s Group Term Life Insurance is a valuable option to provide your employees security and encourage retention, at a price that may fit your budget. Learn more about its benefits for your business and employees today.
What is Group Term Life Insurance? | New York Life Learn about the benefits of term life insurance through an employer, and how this supplemental coverage can protect your family in the near term.
In the latest episode of Market Matters, host Lauren Goodwin is joined by Michael LoGalbo to discuss potential “black swan” risks that – though unlikely – have the most potential to disrupt investor consensus in 2024. In part one of this series, they discuss an unlikely monetary union, a major cultural shift, and a valuable new asset. https://bit.ly/47VGc6U
Want to max at your 401(k) this year? Congress and the IRS greenlighted several new rules that will make it easier for you to save more for retirement.
How To Max Out Your 401(k) In 2024: New Rules Make It Easier Among the countless headlines last year, little attention was paid to retirement saving.
Starting this year, unused funds in 529 education savings plans can be converted into a Roth IRA, but you’ll need to know the fine print of the process. Here are the details on converting and what else you need to know.
How to roll over a 529 plan to a Roth IRA Here are the details on converting a 529 plan to a Roth IRA.
If you’re contemplating an IRA rollover, remembering these three important rules can help you avoid making a costly tax mistake.
IRA Rollover Rules: What You Need to Know Three important IRA rollover rules to remember. As always, getting taxes wrong can be costly.
Starting a family, saving for college, preparing for retirement—no matter where you are on your financial journey, the right time to start planning is now. I've helped countless people get on the right track to reach their goals. Don't let wasted time steer you off course. Reach out, and let's come up with a strategy together.
Prepare for Life | New York Life Insurance Company Whether you're getting married or planning for retirement, safeguard your financial future through every phase of life with New York Life.
Using IDITs to reduce taxes and protect assets Want to keep more of your hard-earned wealth in your family's hands? Jeff Chadwick, JD, reveals the power of intentionally defective irrevocable trusts (IDITs) in this article, diving deep into the nuanced world of transfer taxes, estate taxes, and effective strategies to protect your assets. Using IDITs can not only reduce your taxes but also can ensure your wealth is secured for future generations. It's never too late to start planning your estate, but remember, professional consultation is key to tailor the best strategies for you. Read this article from Jeff Chadwick at Winstead, PC, to learn more!
https://bit.ly/3UhLtTg
Want to prepay your life insurance premiums while reducing your out-of-pocket costs? For a limited time, New York Life is offering a 12% first year interest rate and 6% for subsequent years on the Premium Deposit Account (PDA) to fund premiums for select life insurance products. Speak to me today to learn more.
These eight common estate planning mistakes can upend your best efforts to protect your family’s finances when you pass away. Here’s why.
Common Estate Planning Mistakes Have you managed to avoid the eight most common estate planning mistakes? Your family will thank you.
A recent New York Life survey revealed a shift in the makeup of the sandwich generation, those caring for kids and aging loved ones. Click here to read more about the importance of having a long-term financial strategy. https://bit.ly/47I9mWY
Today, we honor the legacy of Dr. Martin Luther King, Jr., whose powerful words and tireless efforts continue to inspire positive change.
Happy New Year! May the closeness of your family, friends, and loved ones fill your heart with joy this year and all the years to come.
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