Yolanda.M.Smith Insurance
I can help insure your family in these states:PA, SC, NC, Ohio, VA,TX,CA,Al,Ak,MI,GA,NY,IL,,CT,WI,AZ
Life insurance is an affordable way to leave a large, lasting legacy to a charity, school or religious organization.
The price of life insurance depends on four main factors: your age, your health, the type of policy and how much coverage you buy. In general, you’ll pay less the younger and healthier you are.
If the ladies in your family had one of these make sure they have final expense insurance
New Gardener: your health is your wealth
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What is life insurance?
life insurance provides cash to your loved ones after your death. It can replace your income and the many unpaid ways you support your family. You can use the money for expenses like funeral costs, mortgage or rent, bills, college tuition and more.
- Myth: My spouse and I don't need life insurance. Our kids are all grown up.
- Fact: The truth is, your spouse may outlive you by 10, 20 or 30 years, and they'll still face daily living expenses during that time. Would they be able to maintain their lifestyle if you passed away without life insurance?
Announcement: Having some life insurance is better than having none at all.
If your significant other is still married while you have a relationship with them? Whose name is on the life insurance policy
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❌ Myth: A life insurance policy through work is enough.
✔️ Fact: Life insurance at work is a nice benefit, but it typically is not enough to protect your family. Plus, if you change jobs, the policy does not go with you
Make sure your covered with life insurance because we all got to go -just don’t know when
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You may be underinsured with life insurance:
- Only life insurance coverage is through your employer.
- Income went up.
- Stay-at-home spouse doesn’t have life insurance.
- You had a child.
- You bought a new home.
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Does your agent work around your schedule? If not they not like us
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5 Benefits of Life Insurance: (1) Can help your family pay bills, (2) Can help ensure your children's dreams, (3) Can help allow your family time to grieve, (4) Can help protect the ones you love financially, and (5) Can have living benefits you can use while you're alive.
Permanent life insurance provides lifelong protection for as long as you pay the premiums. It also accumulates cash value on a tax-deferred basis, which you can tap into to buy a home, supplement your retirement income, cover an emergency expense and more.
Changed jobs recently? There’s a good chance your life insurance through work didn’t move with you. Make sure to talk with an insurance professional about getting a separate policy from work.
Term life insurance provides temporary coverage (10-30 years) for specific financial responsibilities; until your kids graduate or your mortgage is paid off.
By any means necessary do not let your life insurance policy lapse!
The life insurance coverage you have through your employer is usually only 1-2 times your salary and that won't be enough to cover your final expenses, ongoing expenses for your family, outstanding debts, and future expenses.
Public Service Announcement: Having some life insurance is better than having nothing at all.
Preparing for the future with life insurance is a lesson in goal-setting, budgeting and discipline…
What is life insurance?
life insurance provides cash to your loved ones after your death. It can replace your income and the many unpaid ways you support your family. They can use the money for expenses like funeral costs, mortgage or rent, bills, college tuition and more.
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Life insurance conversations are often difficult to start but to are necessary. You need to have these conversations sooner rather than later. Make a plan to have a life insurance conversation with your parent, grandparent, spouse or another family member.
Your health is your wealth.
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The President’s Cancer Panel Warning:
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SEE ALSO: Top 100 Ways To Reduce Your Risk Of Cancer (free ebook!)
► https://herbshealthhappiness.com/100-science-supported-ways-to-reduce-your-risk-of-cancer-free-download/
Please add life insurance into your budget! Managing bills can be overwhelming, but I’m here to tell you that life insurance is more affordable than you probably think.
Are you prepared? Because I am
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Having some life insurance is better than having none at all.
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Upper Darby, PA
19082
Opening Hours
Monday | 4pm - 5pm |
Tuesday | 4pm - 7pm |
Wednesday | 9am - 8pm |
Thursday | 9am - 8pm |
Friday | 9am - 10pm |
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Your local insurance adviser for your auto, home, and life insurance needs.