Michigan Insurance and Financial Services of Clinton Township

We had the privilege to sponsor 5 athletes this year

Referral Contest MIAFS Every Referral you receive $10 Amazon Card - https://mailchi.mp/3b842050eae0/referral-contest-miafs-every-referral-you-receive-10-amazon-card

Grandson buys grandmother's long-time flower shop in Port Huron Vivian Herbert placed the Flower Niche for sale in August hoping it would stay as a flower shop. Now, her grandson is fulfilling that hope.

On Saturday, October 8th, there is a Memorial BBQ with the proceeds going to the family of fallen Detroit Police Department officer Loren Courts.

The event will be at The Berkley American Legion opening the doors at noon.

Officer Courts tragically lost his life while on duty after being ambushed on a call for service earlier this year.

Help us out and spread the word?

Officer Loren Courts Memorial BBQ - Michigan FOP Berkley BBQ & Berkley American Legion Proudly Present Officer Loren Courts Memorial BBQ Saturday October 8th @ The Berkley American Legion All proceeds to benefit the Courts Family Tickets $20 Minimum Donation Gates, Beer Tent & Lounge open at Noon Meal Service @ 4pm Includes Ribs, Brisket, Pulled P...

Still waiting for your MCCA refund? You're not alone. Refunds are expected to continue through May 9th. As of today, roughly half of our insureds across all of our carriers have received theirs and many more are expected to see them over the coming weeks.

Keep an eye on your mailboxes, emails , and bank statements as each carrier and each individual policy may be different. At the agency level, we do not have specific refund information to provide.

Share with a friend who keeps asking about the refund! See less

What sets our agency apart from others? Well, you'll certainly know your agent's name! All too often, we hear from people that they haven't heard from their agent in years. With insurance needs always changing, that's not a good thing.

Our agents and support staff carefully review our policies at renewals to make sure you have the right coverage for your lifestyle and needs.

With MIAFS, you always have a trusted resource for your insurance questions.

🚗 AUTO POLICIES
🏡 HOME POLICIES
☂️ UMBRELLA POLICIES
🏦 BUSINESS POLICIES..and more!

REFUND CHECKS (Feel free to share):
Per the State of Michigan:
The MCCA has announced that the refund will be $400 per eligible car or motorcycle. For example, if you had auto insurance policies for two cars as of 11:59 p.m. on October 31, 2021, you will receive a refund of $800. The refund is $80 per historical vehicle.
The surplus funds will be turned over by the MCCA to the insurance companies operating in Michigan by March 9, 2022, and the insurers will be responsible for issuing checks or ACH deposits to eligible policyholders.
DIFS will direct insurers to issue refund checks or ACH deposits to consumers as expeditiously as possible but in no event later than 60 days after the transfer of funds.

As always, if you have questions, or want to see if what you are paying for Home/Auto insurance makes sense right now feel free to call me

****March Giveaway Contest****
MARCH GIVEAWAY

We are celebrating the luck of the IRISH in March. We will be giving away $100 in Michigan Lottery scratch-offs to one winner.

TO WIN: All you need to do is recommend a friend or family member to us! If they reach out for a quote - you are entered. It's that simple. No purchase is necessary. Michigan residents only!

Good Luck

Congrats to Melissa Schroeder

Winner of the $100 gift card to restaurant of your choice!

Thanks for the referrals, we appreciate everyone that submitted a referral for the contest.

Our next contest starts today, one entry for each referral till end of March.

We ❤️ Referrals just as much as you like saving money! Our agency is built to serve our clients and we love having opportunities to give back.

Send us your referrals, help a friend or family member save money and get great coverage through MIAFS - and in return, you'll have a chance at winning a $50 gift card for your trust in us. Enter every month!

We've heard from many that this year has been one of the worst for potholes in recent years. With another freeze cycle on the roads and temperatures expected to rise next week, be sure to be careful on the roads!

Have questions about what you can do if your vehicle has been damaged? Your agent can walk you through those options.

It's Twosday! Quite literally! 2️⃣-2️⃣2️⃣-2️⃣2️⃣

11:11 is outdated, make your wishes at 2:22, 2-22-22! 🎉

MIAFS is proud to work with Neptune Flood Insurance. We often receive questions about water-related claims and find that many times people are missing the coverages they need to protect themselves against a flood. Here in Michigan, flooding can be an issue year round - do you know what flood zone you're in?

It's Superbowl Sunday! 🏈

We feel like we shouldn't need to ask, but who are you rooting for!?

Did you know that MIAFS wants to give back to YOU too!? We've supported all kinds of great causes and organizations around our communities - but we appreciate every single one of our clients for being a part of our success.

Send us your friends and family - make sure they let us know who sent them and you'll have a shot at some sweet referral rewards from our team!

Not insured by MIAFS? Get a quote today!

Winter Weather is expected across Lower Michigan starting overnight into tomorrow.

Take it easy on the roads and be sure to check in and see how they're doing!

If you do have to travel, leave extra time and be sure to have a safety kit with emergency supplies. Make sure you know how to reach your Roadside team should you need a tow.

Did you know that helping MIAFS help others can land you with a $50 gift card!? Our team is so thankful for all of the referrals that we receive daily - your trust in us is greatly appreciated and we want to reward you!

Katie and Ryan from our Rockford office - thank you!
Niki P. from our Saint Clair Shores office - thank you!
Brian J. from our Mount Clemens office - thank you!
Evan T from our Ga***rd office - thank you!

Want a chance at your own $50 gift card? Send us your friends and family and next month - you could win one yourself!

Not a MIAFS client already? Visit www.miafs.com to find an agent near you to get your quote today!

Why work with an independent agent? 👨‍💼👩‍💼

Shopping around is time consuming! Our agency has relationships with numerous insurance carriers that offer diverse pricing and products - we are able to provide solutions that other agents may not and we're able to save you money while doing so! We're your one stop shop!

Hate seeing a big jump on your renewal? We do too! If your price suddenly changes - we'll take the time to explore all avenues to make sure the carrier you're with is truly the best fit!

Why work with an independent agent? 👨‍💼👩‍💼

Shopping around is time consuming! Our agency has relationships with numerous insurance carriers that offer diverse pricing and products - we are able to provide solutions that other agents may not and we're able to save you money while doing so! We're your one stop shop!

Hate seeing a big jump on your renewal? We do too! If your price suddenly changes - we'll take the time to explore all avenues to make sure the carrier you're with is truly the best fit!

Inflation and variable materials availability have caused reconstruction costs to go through the roof.

Why does that matter?

On your home insurance, you should be insuring for the reconstruction cost of your home. For some, that amount may be considerably higher than what the "market value" of your home is.

If you haven't had a chat with your agent about these increased costs, it might be a good idea to reach out and do so. Some policies have built-in inflation guards and other provisions to make sure you're covered.

Insurance is complicated. That's why we are here to serve our clients and help it all make sense. You've already got enough on your plate, why be your own insurance agent too?

Our expert team is here to find you the insurance products that fit your lifestyle and needs. ✅️

The housing market is still 🔥! Seeing lots of new listings just like this one after the recent temperature changes. This is one showing that hopefully can be checked off your list with just a perimeter walk.

Our agency is proud that "cheaper" doesn't always have to mean less. Many times we find people are spending more for their policies than they need to! One of the most common reasons for rising rates outside of claims and tickets can often be due to coverage choices on your current policy!

Sure, you have coverage - but do you have the RIGHT coverage?

✅ MIAFS can evaluate your current policies and let you know opportunities to save and improve your coverage.

With upcoming refunds in Michigan for many insureds, there has been an uptick in scams trying to take advantage of the situation to steal private information.

If you're unsure about notices, don't be afraid to ask!

https://www.wlns.com/6-news-cyber-safety/scam-alert-beware-of-tricks-involving-michigan-auto-insurance-refunds/amp/

SCAM ALERT: Beware of tricks involving Michigan auto insurance refunds The Michigan Department of Insurance and Financial Services (DIFS) is warning Michiganders to be aware of scammers who may try and exploit the recent announcement that Michigan drivers will be rece…

If you live in the snowbelts of our state, you've probably spent some time on the sleds recently. If you don't live in the snowbelts, well, this hasn't been a very fun winter!

But for those that are out enjoying the winter weather, do you have a snowmobile policy? Have you ever thought about what would happen in the event of an accident with your winter toys?

This is a sample auto insurance declarations page. This is a very important document to review TODAY! Better yet, have an agent review this with you!

Why? This document shows a snapshot of who, what, and where you have coverage. If all of the information isn't 100% accurate and up to date you may have significant coverage gaps.

You have until the new year to correct many coverage issues that may count against you in the future leading to higher rates and less flexible payment plans.