Peri Henderson - VP & Branch Manager; NMLS - 121326

Thank you to all of our Veterans out there! I'm so Grateful for your service and blessed that you were part of protecting our freedom. You matter and you make a positive difference. Happy Veterans Day!!!

Your friends over here at Directors are now offering increased conventional loan limits prior to the official release of the 2023 loan limits!
Let me know if you have any questions!

It's so funny rates rising. . .When I started in 1993 they were double digits hahaha rates are still awesome - let me know if I can be of service :)

Special Report: Top 3 Risks to Interest Rates in 2022 Will interest rates go up or down this year?

ATTENTION buyers of SECOND HOMES

Fannie/Freddie announced they will increase rates to be more in line with non owner occupied rates, effective April 1st. This means .375% - .875% increase in rate depending on credit score and loan to value.
If I may be of service to you or your clients please reach out to me anytime [email protected] 503.317.9825

As we get into the New Year - you may be thinking about your new year's resolutions. . if owning a home is one of them check out this article for Three Ways to Prepare for HomeOwnership. Education is key - I love coaching homebuyers let me know if I can assist - no pressure EVER

Happy Friday! here is a link for "markets in a minute" hope you find this information of value. Have a fabulous weekend :):):)
https://directdigital.directorsmortgage.com/?domain=directdigital.directorsmortgage.com&slug=markets-in-a-minute&userId=03Jesw

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

Adults returning to work. Original untranslated video: https://www.youtube.com/watch?v=hf1W9soz7vY

If you or someone you know is interested in looking into possibly refinancing this is great news… how May I be of service 🙏🏼

Recently, FHFA (governs Fannie/Freddie) announced the elimination of the GSEs’ (Government Sponsored Enterprice) adverse market refinance fee effective August 1, 2021. MBA President & CEO, Bob Broeksmit, CMB, released a statement applauding FHFA Acting Director Sandra Thompson for this decision to eliminate the 50-basis point fee that was suddenly announced last August and placed an undue burden on our industry and the consumers we serve.

Many people are refinancing, pulling cash out and buying another home. It just got cheaper for them. This is a great reason to reach out to your database. Plant the
seed. . .is it time to buy a second home? I hope that you find this information of value to you and your clients. or if you would like to see if doing a refinance makes sense reach out to me - it never hurts to look 😎

Click on the image to read the full article!

www.listreports.com

Starting the mortgage process can be a hole big thing and it can get very overwhelming. You donut need to do it alone, I’m here to help with all of your kneads!

www.listreports.com

I get it, becoming a homeowner is a big decision, there is a lot to consider. But there is also probably a lot already indicating that it's your time, and you don't have to figure it out on your own. I'm here to help!

www.listreports.com

Looking to see if you are in a position to buy a home. . .come check out our homebuyer education class. This is a WA Bond class so if you are looking for down payment assistance you will need to take this class before you can get financing. . .Even if you don't need the down payment assistance I guarantee you will get all the information you need to make an educated decision on whether to buy or rent. . .hope to see you there!

Here to Home - Home Buyer Education Sat 22 May, 9:00 AM - 2:00 PM: Join us for 5 hours of jam packed information. We will be covering: Steps to Homeownership Owning vs renting How Much Can You Afford? Selecting a Loan Program Down payment and Closing Costs How to Sho

Here's this week's Directors Mortgage Markets in a minute. . .https://directdigital.directorsmortgage.com/?domain=directdigital.directorsmortgage.com&slug=markets-in-a-minute&userId=03Jesw

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

Here are the rules for replenishing your cash should you choose to pay cash for your next home (will definitely help in our bidding war times we are in) but rates are still awesome so why not get your cash back in your hands not in your house?

CMPS Article The 90-Day Window for Cash Buyers: How it Works & Why it Matters Congratulations on paying cash for your home!  I just wanted to make you aware that the IRS gives you a 90-day window to put a mortgage on your property and gain the tax benefits associated with the coveted “acquisition indebtedness...

Such a crazy market for our real estate industry. . .here is an article on strategies for winning in a bidding war world. . .of course always check with your managing broker to follow your company's policy. I'm here to help in anyway - Have a fabulous day!

Ready to buy a home in 2021??? Here are the steps you need to know to get the process started. . .

Steps to Buying a Home — EdgeU Buying a home is a big job, I often joke with my clients that it’s almost like having a second job that home are basically the same for everyone, but details may vary as everyone’s circumstances are different.

Where is home for you? Are you ready to start the journey to your dream home? I'm here to help! Send me a message with any questions you have about getting started.

www.listreports.com

There is a desperate need for housing inventory today. If you we’re ever considering selling your home, now would be the time to start talking about it with an agent. I think you’ll be shocked at what you can get for your home today. PM me if you’d like me to connect you to a local real estate agent that can give you an estimate of what your home can sell for today.

Home Values Grow "With An Exclamation Point" - The Mortgage Note Fueled by record-low interest rates and scarce inventory, home value growth surged in December by 3.2 percent over the previous quarter – the largest increase in at least a quarter century, according to a new report released by Zillow. Typical home values in the U.S. climbed to $266,104 in Decemb

1989 called, they want their facts back. 74% of first-time buyers put less than 20% down to buy their home!

www.listreports.com

In the midst of the holiday rush, I wanted to slow down and say thanks for allowing me to share home financing information and services. I'm never too busy to help if you need me. Happy Holidays!

If you're not sure if doing a refinance makes sense or not, let me know how I can help

www.listreports.com

This time of year, we are thankful to be able to help our clients achieve their goals. Hope you enjoy your day!

We love getting positive feedback from our clients! Check out this review from our client Carrie!

"I was most happy with Peri at Directors Mortgage! She went above and beyond to help me during this time of transition in my life."

Homebuyer's Series - You're Ready to Buy, Now What? Owning a home can give you stability and security, and protection from rising housing costs Get the ins and outs of loan programs as well as protecting yours...

Homebuyers Series - Are You Ready to Buy? Part 1 Owning a home can give you stability and security, and protection from rising housing costs. But it’s a big responsibility. Get the ins and outs of preparing...