Gladys Del Pozo, Licensed Agent with New York Life

Your 401(k) plan can be a powerful tool for long term savings. But the question is, are you making the most of it? Check out these 401(k) tips from Forbes to help you understand how to maximize your savings. If you have questions, reach out to me. I am here to help you reach your financial goals.

How To Boost Your 401(k) Balance I have mixed feelings about 401(k) plans.

Find out how the DCA Plus Account within a variable universal life policy may help you earn a 12% guaranteed interest rate (6.30% actual yield) as you strategically enter the market. https://hearsay.social/3oZQwqD

Is inflation making you feel less financially secure? If so, you’re not alone. Take a look at what this recent article has to say about the impact inflation is having and let me know if you’d like to hear about some proven solutions.

Retirees remain confident despite inflation impacting short-term budgets. New York Life examines how the cost of groceries, gasoline and other goods and services rise as a result of inflation, consumers across generational groups are responding to the pressure of reduced purchasing power by making changes to their day-to-day spending habits and adjusting their budgets.

Whole Life insurance plans are great because they offer your family peace of mind for the long run. But many don’t know that they offer more. Such as the potential for annual dividends and the option to borrow against the cash value of your policy. To learn more about Whole Life watch this video

players.brightcove.net

Markets go through cycles, but you don’t want to wait until you’re retired to protect yourself. These strategies can help safeguard your lifelong savings against a recession.

4 Ways To Recession-Proof Your Retirement Savings | Bankrate Whether you are already in retirement or gearing up to retire in a couple of years, here are some strategies to safeguard your lifelong savings.

This article examines three ways you can assess how long the bear market might last and how severe the fall for stocks might be.

How Long Might The Bear Market Last? Here are three ways we can assess how long the bear market might last and how severe the drawdown for stocks might be.

Increasing inflation is never a good thing. But depending on where you’re at in your life, you may feel differently about how it’s impacting you. To give you a better insight into how Americans are dealing with inflation, review the results from the most recent Wealth Watch Survey. And if you have questions about how inflation will impact your future, reach out to me.

Retirees remain confident despite inflation impacting short-term budgets. New York Life examines how the cost of groceries, gasoline and other goods and services rise as a result of inflation, consumers across generational groups are responding to the pressure of reduced purchasing power by making changes to their day-to-day spending habits and adjusting their budgets.

Not all of us are thinking about our finances right after we get married. But the sooner you answer your financial questions, the sooner you’ll be prepared for a future together. On that note, I recommend reading this piece about merging your financial accounts after marriage.

Combining Finances After Marriage | New York Life Now that your wedding has passed, consider joint finances with your spouse like joining bank accounts and merging credit cards.

There’s no doubt about it now. Inflation is here, and it’s affecting a lot of decisions we make, including preparing for retirement. On that point, I’d like to direct you to an interesting article from Forbes that speaks to inflation and retirement planning. If you have questions about your future, you can always reach out to me.
https://hearsay.social/38yfc4K

Rising interest rates will have an impact on the housing market. Here are strategies to consider when you’re ready to buy.

Will Higher Interest Rates Finally Cool The Red-Hot Housing Market? With the Fed raising interest rates, will the hot housing market finally start cooling off?

Many of us never think a disability will impact our lives. Statistics tell another story. For the month of May, we celebrate Disability Insurance Awareness Month by giving you the tools to protect your future. Learn more about your disability insurance options today.

What is Disability Insurance? | New York Life What is disability insurance? Learn more about disability insurance and its benefits with help from New York Life.

Learn how a half-point interest-rate increase can help curb inflation, in this article.

Fed Chair Jerome Powell says a half-point interest rate hike is on the table “We really are committed to using our tools to get 2% inflation back."

Wondering how you can support your local businesses during ? While we take care of the big stuff, think digital. Help your favorite company's online reputation by boosting it with positive feedback.

Small businesses make up the fabric of every community. As we work to protect business owners and their employees this , put your love into action and show your appreciation by shopping local.

The last few years have been hard for small businesses. But your determination to succeed is your greatest strength. Learn how New York Life can provide the resources and services you and your employees need to stay strong through these challenging times.

Did you know there are ways to earn tax-free income during retirement? It’s all part of a tax diversification strategy outlined in this brief video. If you have questions about retirement or tax diversification, I can help.
https://bcove.video/3hNaWOd?hss_meta=eyJvcmdhbml6YXRpb25faWQiOiA1MzQsICJncm91cF9pZCI6IDQ1MDYxOSwgImFzc2V0X2lkIjogMTgzMTk5OCwgImdyb3VwX2NvbnRlbnRfaWQiOiA5Njg0ODY5NywgImdyb3VwX25ldHdvcmtfY29udGVudF9pZCI6IDE1NDI3ODA1NX0%3D

Worried you may not have enough saved for retirement? That's what I'm here for. Reach out and I can help you identify insurance solutions, investments, and strategies to make your savings last.

Retirement Planning - Help Your Savings Last | New York Life Are you planning for retirement and concerned about your savings? New York Life can help you identify the insurance and investment solutions to make them last.

Did you know a beneficiary can be a non-family member, a trust, a charity, or an estate? This , learn more about choosing a life insurance beneficiary and reach out if you need any help.

What is a Beneficiary? | New York Life Learn more about the importance of a designated beneficiary on your whole life insurance policy and why working with a New York Life agent may benefit you.

When it comes to retirement, more income means less worry. Learn how New York Life's deferred income annuities can help.

Deferred Annuity - Create Future Retirement Income | New York Life Wouldn't it be nice if you had a consistent monthly income to rely on, even after you retire? Secure a steady income with deferred annuity from New York Life!

Even the best-laid plans for retirement can go awry without a tax strategy. From types of retirement vehicles to the timing of withdrawals, with the right strategy in place I can help you keep more of what you've earned. Let's talk.

Tax Planning & Strategies for Retirement | New York Life Plan for your retirement by investing in tax advantaged accounts and by using efficient withdrawal strategies to prepare for your retirement. 

Transitioning from saving for retirement to living in retirement can be overwhelming, but that's why I'm here. Check out these tips and reach out if you want some expert advice.

Retirement Income Planning Tips | New York Life As you transition from retirement saving to living in retirement, consider how to structure your income and manage your portfolio to plan for a longer life.

Investing can be a great way to build wealth, but how much you earn affects how much you pay in taxes. Click here to learn what to look out for and let's discuss the best way for you to keep more of what you've earned.

Tax Efficient Investing Strategies | New York Life Although investing can provide additional income, it is essential understand capital gains and tax breaks to be more tax efficient.

Did you know it's possible to get life insurance without a medical exam? Before you forgo the exam, however, click here to learn the pros and cons and reach out if you want to discuss your options together.

Life Insurance Without a Medical Exam | New York Life Discover what life insurance without a medical exam means within context of insurance and other financial products. This could be a beneficial option for you.

I have found that the more informed my clients are about retirement,
the better they feel. To that end, I recommend reading this brief article. If you have any questions, please feel to reach out any time.

Retirement Planning - Help Your Savings Last | New York Life Are you planning for retirement and concerned about your savings? New York Life can help you identify the insurance and investment solutions to make them last.

What are living benefits? Learn why a life insurance living benefits rider can be a beneficial option for you or your loved ones. If you need any help, let's chat.

Living Benefits Rider for Life Insurance | New York Life Life insurance with living benefits can help make the insured’s remaining time as comfortable and dignified as possible. Learn more about living benefits today.

Help your employees prepare for whatever the future may bring. With Group Term Life insurance, your employees and their families receive valuable protection from undue financial hardship.

Group Term Life Insurance | New York Life Find out how New York Life can help protect your family from the unexpected with Group Term Life Insurance.

This article looks at current mortgage rates, previous rates, and what this means for you—borrowers who want to purchase a home.

Current Mortgage Rates, March 31, 2022 | Rates Moved up | NextAdvisor with TIME A handful of principal mortgage rates all climbed up today. The impressive growth in borrowing costs for fixed-rate 30-year mortgages is notable, but 15-year fixed rates also saw growth. For variable rates, the 5/1 adjustable-rate mortgage (ARM) also floated higher. In 2022, mortgage rates rose near...

What are life insurance policy riders? Click here to learn about the six common types of riders, and when you have a moment, let's discuss how the additional benefits can help you meet your financial goals.

Life Insurance Policy Riders | New York Life A life insurance policy rider can help customize life insurance coverage by providing additional benefits. Learn more about the six most common types of riders.

Taxes and retirement go hand in hand to help assure your financial security. Use these four tools to help you capitalize on tax savings as you approach or enjoy retirement.

Four tax tips everybody should know when investing for retirement Here are four tools to help you capitalize on tax savings as you approach or enjoy retirement, according to Rutgers School of Business Professor Jay Soled, who spoke with Yahoo Finance Live.

Are you on track for retirement? Would you like to learn strategies to save even more?
Please join us for an informative webinar, “Understanding your IRA Opportunities” on April 7, 2022 at 2 p.m.
You’ll hear from retirement experts to learn how supplement your current savings, gain access to a potentially wider range of investment options, take advantage of tax-deferred growth, and more.
Click here to register today. https://nylife.zoom.us/webinar/register/WN_4XoQL5JYRX-XkcNjNJmLIw