Charles McCulloch

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What you’ll pay in closing costs can vary. If you’re looking to buy a home, make sure they’re factored into your budget. DM me today to get expert advice on the entire homebuying process.

Today’s housing market is very different from the housing bust in 2008. Back then, there were a lot of distressed sales that led to a major drop in home prices. That’s not happening now. Want to learn more about the current market and how it’s different from 2008? Reach out to me today.

Buying a Home May Make More Sense Than Renting [INFOGRAPHIC]

If you’re trying to decide whether to rent or buy a home, there are a few things you should consider. Homeownership can help you escape the cycle of rising rents, builds your wealth, and serves as a hedge against inflation. If you’re ready to take advantage of the benefits of homeownership, DM me to explore your options.

Buying a Home May Make More Sense Than Renting [INFOGRAPHIC] Some HighlightsIf you’re trying to decide whether to rent or buy a home, there are a few things you should consider.Homeownership can help you escape the cycle of rising rents, builds your wealth, and serves as a hedge against inflation.

When thinking about where you’ll go after you sell your house, consider the benefits of both newly built homes as well as existing ones. Let’s chat today about the options in our market and what’s right for you.

Owning a home is a major way to build wealth. That’s why housing makes up a critical piece of someone’s net worth. DM me to talk about the value of investing in homeownership today.

If you’re planning to sell your house this spring, you want to make it inviting, show it’s cared for, and boost its curb appeal. DM me today so I can help you determine what needs to be done to your house to make it stand out in our local market.

Could a Multigenerational Home Be the Right Fit for You?

During the pandemic, many of us reexamined the meaning of home for ourselves and our loved ones. Today, that can be seen in the recent rise in multigenerational households. According to Jessica Lautz, Deputy Chief Economist and Vice President of Economic Research at the National Association of Realtors (NAR):

“Multi-generational buying may be a home where families live in the same home with elderly parents, children who have boomeranged back home, or other extended family members. While this is not a new concept of living, it is one which has gained recent popularity.”

And citing data from Pew Research Center, the Wall Street Journal (WSJ) says:

“. . . multigenerational living has made a comeback in recent years, particularly after the 2008 financial crisis and during the pandemic.”

So, if buying a multigenerational home has crossed...

Could a Multigenerational Home Be the Right Fit for You? During the pandemic, many of us reexamined the meaning of home for ourselves and our loved ones. 

There are clear financial benefits to downsizing. When you move to a smaller home, you may be able to lower your bills and improve your bottom line. Want to look into your downsizing options? Reach out to me today.

Where Will You Go After You Sell Your House? [INFOGRAPHIC]

If you’re thinking of selling your house, be sure to explore all the options you have for your next home. Both newly built homes and existing homes offer plenty of unique benefits. If you have questions about the options in our area, DM me and let’s discuss what’s available and what’s right for you.

Where Will You Go After You Sell Your House? [INFOGRAPHIC] Some Highlights If you’re thinking of selling your house, be sure to explore all the options you have for your next home. Both newly built homes and existing homes offer plenty of unique benefits.

Historically, whenever the economy has slowed down, mortgage rates have fallen. While the past can’t predict the future, we can certainly learn from it. If you’re thinking about making a move this year, let’s talk about your goals.

There are plenty of great reasons to own a home. A major one is that it allows you to accumulate wealth. As the largest asset for most homeowners, housing is a major factor in building your net worth. Let’s chat about your homeownership goals today.

In today’s market, the way you price and market your house makes all the difference when you sell. DM me today to get expert advice on selling your house this spring.

An Expert Makes All the Difference When You Sell Your House

If you’re thinking of selling your house, it’s important to work with someone who understands how the market is changing and what it means for you.

>>1. They’re Experts on Market Trends

An expert real estate advisor knows about national trends and your local area too. More importantly, they’ll give insight to what all of this means for you, so they’ll be able to help you make a decision based on trustworthy, data-bound information.

>>2. A Local Professional Knows How To Set the Right Price for Your Home

Real estate professionals look at a variety of factors, like the condition of your home and any upgrades you’ve made, with an unbiased eye. They compare your house to recently sold homes in your area to find the best price for today’s market so your house sells quickly.

>>3. A Real Estate Advisor Helps Maximize Your Pool of...

An Expert Makes All the Difference When You Sell Your House If you’re thinking of selling your house, it’s important to work with someone who understands how the market is changing and what it means for you. Here are five reasons working with a professional can ensure you’ll get the most out of your sale.

What You Should Know About Rising Mortgage Rates

After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and higher prices have made homes less affordable. If you’re planning to purchase a home this year, you too may be wondering if now’s the right time to buy or if you should hold off on your search until rates come back down.

The recent uptick in rates has been driven by what’s happening with inflation. Joel Kan, Vice President and Deputy Chief Economist at the Mortgage Bankers Association (MBA), explains:

“Mortgage rates increased across the board last week, pushed higher by market expectations that inflation will persist, thus requiring the Federal Reserve to keep monetary policy restrictive for a longer time.”

>>Advice for Home Shoppers

If you’re thinking about pausing...

What You Should Know About Rising Mortgage Rates After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and higher prices have made homes less affordable. So, if you’re planning to purchase a home this year, you too m...

One of the major benefits of owning a home is building . Over the past few years, homeowners have gained record amounts of equity, which gives them greater financial security. Want to know how much equity you have in your home and how you can leverage it? Reach out to me today.

Checklist for Selling Your House This Spring [INFOGRAPHIC]

As you get ready to sell your house, there are specific things you can add to your to-do list. These include decluttering, taking down personal photos and items, and power washing outdoor surfaces. DM me so you have advice on what you may want to do to get your house ready to sell this season.

Checklist for Selling Your House This Spring [INFOGRAPHIC] Some Highlights As you get ready to sell your house, there are specific things you can add to your to-do list. These include decluttering, taking down personal photos and items, and power washing outdoor surfaces.

In today’s housing market, there are more people who want to buy a home than there are houses for sale. While inventory is up from last year, it’s still below pre-pandemic levels – meaning it’s still a sellers’ market. If you want to take advantage of this sweet spot, let’s connect today.

A homeowner’s net worth is 40X greater than that of a renter. You’re missing out on that wealth generation when you’re stuck renting. DM me today if you’re ready to build wealth through homeownership.

A Smaller Home Could Be Your Best Option

Many people are reaching the point in their lives when they need to decide where they want to live when they retire. If you’re a homeowner approaching this stage, you have several options to explore.

Sometimes smaller homes are more suited to your changing needs, and moving means you can also land in your ideal location.

In addition to the personal benefits, downsizing might be more cost effective, too. The New York Times (NYT) shares:

“Many downsizers expect to improve their retirement income stream if their new home costs less than what their old house sells for. Lower utility costs, insurance and property taxes — as well as investment returns on the proceeds — can also improve the bottom line.”

Being in a strong financial position is one of the most important parts of retirement, and downsizing can make a big difference.

A key part of why downsizing...

A Smaller Home Could Be Your Best Option Many people are reaching the point in their lives when they need to decide where they want to live when they retire. If you’re a homeowner approaching this stage, you have several options to explore. Jessica Lautz, Deputy Chief Economist and Vice President of Research at the National Association o...

Most Americans say buying a home is a priority for them. Is homeownership one of your goals this year? If it is, DM me today so I can answer your questions and guide you through the process.

Spring into Action: Boost Your Home’s Curb Appeal with Expert Guidance

Today’s housing market has a different feel. There are more homes for sale than there were at this time last year, but inventory is still historically low. So, if a house has been sitting on the market for a while, that’s a sign it may not be hitting the mark for potential buyers.

Today, homes with curb appeal that are presented well are still selling quickly, and sometimes over asking price.

With the spring buying season just around the corner, now’s the time to start getting your house ready to sell.

>> Curb Appeal Wins

One way to prioritize updates that could bring a good return on your investment is to find smaller projects you can do yourself. Little updates that boost your curb appeal usually work well.

Small cosmetic updates, like refreshing some paint and power washing the exterior of your home, create a great first...

Spring into Action: Boost Your Home’s Curb Appeal with Expert Guidance To sell your home this spring, it may need more preparation than it would have a year or two ago. Today’s housing market has a different feel. There are more homes for sale than there were at this time last year, but inventory is still historically low. So, if a house has been sitting on the marke...

There are far fewer homes for sale today than there were during the 2008 housing crash. That means there isn’t the same oversupply right now that once fueled a crash in prices. DM me for more expert insights and data that show why today’s market is so different from last time.

In today’s market, homes that are priced right and in good condition are still selling quickly. If you’re thinking about selling your house this spring, now’s the time to get it ready and make sure it will appeal to today’s buyers. DM me so we can figure out what needs to be done to ensure your house sells fast.

If you’re thinking about selling your house, this is a great time to do so. The current number of homes for sale is still far below pre-pandemic numbers—and there aren’t enough houses on the market to satisfy buyer demand. If you’ve thought about selling, let’s chat today.

Many people believe you need 20% of the purchase price for a down payment. However, data shows that’s not always the case. The average homebuyer actually puts down much less than that. DM me today because you might be closer to your savings goal than you realize.

Why It’s Easy To Fall in Love with Homeownership

No matter how the housing market changes, there are some things about owning a home that never change—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours.

Over the last few years, we’ve fully embraced the meaning of our homes as we spent more time than ever in them. As a result, the emotional benefits our homes provide have become even more important to us.

As the most recent State of the American Homeowner from Unison puts it:

“. . . one thing has stayed the same: the home continues to be of the utmost importance and a place of security and comfort.”

The same study from Unison notes:

• 91% of homeowners say they feel secure, stable, or successful owning a home
• 64% of American homeowners say living through...

Why It’s Easy To Fall in Love with Homeownership No matter how the housing market changes, there are some things about owning a home that never change—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours.