Westin Ferrera, Agent with New York Life

Looking for a little more certainty with your money? Check out this guaranteed interest rate. Contact me today!

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

Did you know it's possible to get life insurance without a medical exam? Before you forgo the exam, however, click here to learn the pros and cons and reach out if you want to discuss your options together.

Life Insurance Without a Medical Exam | New York Life Discover what life insurance without a medical exam means within context of insurance and other financial products. This could be a beneficial option for you.

What are living benefits? Learn why a life insurance living benefits rider can be a beneficial option for you or your loved ones. If you need any help, let's chat.

Living Benefits Rider for Life Insurance | New York Life Life insurance with living benefits can help make the insured’s remaining time as comfortable and dignified as possible. Learn more about living benefits today.

What are life insurance policy riders? Click here to learn about the six common types of riders, and when you have a moment, let's discuss how the additional benefits can help you meet your financial goals.

Life Insurance Policy Riders | New York Life A life insurance policy rider can help customize life insurance coverage by providing additional benefits. Learn more about the six most common types of riders.

What is whole life insurance? Reach out and I'll fill you in on the lifetime coverage, fixed premiums, and guaranteed benefits of whole life insurance. .

What is Whole Life Insurance? | New York Life What is whole life insurance? Learn more about whole life insurance quotes and how these types of policies work with New York Life.

These five tips can help you step outside of your comfort zone to maximize your growth and success, in your personal and professional life.

5 Ways To Step Outside Of Your Comfort Zone Growth happens quickest when you step outside of your comfort zone. This applies to both your professional and personal life, so it’s important to find ways to step outside of it on a regular basis.

What is the difference between whole life and universal life insurance? Click here to learn more.

Whole Life vs Universal Life Insurance | New York Life Learn the difference between universal and whole life insurance, and determine which policy from New York Life can help with your financial objectives.

Did you know a beneficiary can be a non-family member, a trust, a charity, or an estate? This , learn more about choosing a life insurance beneficiary and reach out if you need any help.

What is a Beneficiary? | New York Life Learn more about the importance of a designated beneficiary on your whole life insurance policy and why working with a New York Life agent may benefit you.

With the student loan deferment period set to expire on May 1, these tips and strategies can help you pay off your student loans in just 365 days.

10 Ways To Pay Off Your Student Loans in One Year The CARES Act of 2020 allowed borrowers to pause their payments on federal student loan debt without accruing any new interest. After several extensions, that deferment period is finally set to expire...

Are you on track for retirement? Would you like to learn strategies to save even more?
Please join us for an informative webinar, “Understanding your IRA Opportunities” on April 7, 2022 at 2 p.m.
You’ll hear from retirement experts to learn how supplement your current savings, gain access to a potentially wider range of investment options, take advantage of tax-deferred growth, and more.
Click here to register today. https://nylife.zoom.us/webinar/register/WN_4XoQL5JYRX-XkcNjNJmLIw

This article suggests ways you can stretch your retirement savings and prevent the possibility of running out of money.

Consider stretching out your retirement savings by doing this Retirement is different than it was for our parents

Most people feel like they need to choose between having a generous travel fund and saving for a home, here are five strategies to help you balance saving for both.

5 strategies that helped a 31-year-old travel to 27 countries and save for a home at the same time Danielle Desir started small with $25 per paycheck in her travel fund and opened separate savings accounts for her home and travel funds.

What have you done in the past that has paved the way for your success today?

According to New York Life’s Wealth Watch Survey, nearly half of adults say the COVID-19 pandemic is now a factor when considering their financial strategy. Take a look at the survey results to see how it’s affecting each generation specifically.

New York Life Wealth Watch Survey Finds 1 in 3 Americans Feel Hopeful, 1 in 4 "On Track," About Their Finances Going Into 2022 NEW YORK, January 25, 2022--As Americans look to the future with their finances in mind, many are beginning the new year with hope or a sense of feeling "on track" toward a goal or lifestyle, with some feeling a sense of uncertainty. The latest New York Life Wealth Watch survey found that when asked...

Due to , many Millennials have reported saving more thanks to fewer daily expenses. Still, most lack confidence in knowing how to achieve their financial goals. Read the latest findings in New York Life's Wealth Watch survey, and let's talk.

New York Life Wealth Watch Survey finds nearly one in three millennials have saved an average of over $4,200.00 since the onset of the COVID-19 crisis. Being prepared looks different across all phases of life. Understand what people like you typically consider when making their plans.

With winter comes crisp days, nights by the fire, and hopefully time to reflect on your financial future. Of course, where you live matters a lot. Learn how much it will cost you to retire in your state, and if you need any guidance, let's talk.

How much it actually costs to retire across America. With the cost of living varying considerably across different regions, we explore the cheapest places to retire – and the actions you can take now to maximize the size of your retirement pot.

Federal student loan payments restart after January 31. If your budget can’t handle payments on your student loans at this time, you may be eligible to lower them. Find out how in this article.

The Return of Student Loan Payments | Kiplinger A pandemic reprieve on student loan payments ends in January. If you still need financial help, there are steps you can take.

New research featured in the ’s inaugural State of Grief report reveals adults in the U.S. want to talk more about death and loss, especially those who lost someone to COVID-19.

Inaugural “State of Grief” report looks at the state of grief support at home, in school, and at work. Being prepared looks different across all phases of life. Understand what people like you typically consider when making their plans.

One of the most important leadership qualities is decision making. In this article, you’ll find three key questions to help you access your ability to make the best decisions for your team and your company.

Council Post: The One Leadership Quality That You Need: Decision-Making Great leaders make choices and do it courageously, declaring that they have made a decision and then buying their team into their thinking.

The Sandwich Generation has spent thousands of dollars in total care for their dependents over time—and is intensifying this budget crunch. Read about some of our latest insights into these economic trends.

Understanding the ‘new’ Sandwich Generation: Insights from New York Life research. Being prepared looks different across all phases of life. Understand what people like you typically consider when making their plans.

2022 will mark the 168th consecutive year we’ve issued dividends to eligible participating policy owners. Give me a call today to start planning for tomorrow and take part in any future dividend.

New York Life declares largest dividend in company history. Being prepared looks different across all phases of life. Understand what people like you typically consider when making their plans.

Despite the dramatic rise in working from home during the pandemic, many employees and self-employed people report being more stressed than ever. This article shares tips on how you can take control of your work/life balance in 2022.

3 Ways To Have Better Work/Life Balance In 2022 What employees and entrepreneurs can do to get more life in their lives