Charles Grugel Equity Design Group

Life Insurance at Various Life Stages Your need for life insurance changes throughout your life. If you're young and single, you may have little need for it unless you're caring for an aging parent. Instead, you might consider investing the money you would have spent on life insurance. Married couples with dependent children will defini...

Annuities and Retirement Planning An annuity can help round out your retirement savings plan.

Life Insurance and Estate Planning Life insurance is considered a critical part of estate planning and has multiple uses

Should You Buy Long-Term Care Insurance? Chances are good that you will need some form of long-term care in the future. Don't look to Medicare for help unless you've met its hospitalization requirements and eligibility guidelines. Long-term care insurance is a way to retain your independence, protect your assets, and maintain your standard...

Teaching Your College-Age Child about Money Before your child leaves home, make sure he or she has the financial knowledge to handle college.

Tax Benefits of Home Ownership Your principal residence offers a number of potential tax benefits.

Trust Basics Trusts are powerful and versatile estate planning tools.

Record Government Spending Boosts Appeal of Tax-Free Income Record Government Spending Boosts Appeal of Tax-Free Income

Tapping the Equity in Your Home The equity in your home represents untapped funding available to you. Compared to other types of personal financing, you may qualify for a higher loan limit at a lower interest rate, and the interest may be tax deductible. But the cost of obtaining the financing may be high, and you'll have to use y...

Getting Started: Establishing a Financial Safety Net A cash reserve of readily available funds may just save you in a financial emergency. Your reserve should have enough funds to cover three to six months' worth of living expenses. Pulling the funds together may mean you'll have to save aggressively, perhaps cut back on movies and dining out, or even...

Test Your Knowledge of Financial Basics This brief quiz can help you gauge your knowledge of personal finance basics.

Financial Basics for Millennials In the financial realm, the millennial generation faces a unique set of challenges.

The Rule of 72: How Long Will It Take to Double Your Money? The Rule of 72: How Long Will It Take to Double Your Money?

ABCs of Financial Aid A strong financial aid package can push certain colleges to the top of the list.

Asset Protection in Estate Planning Protecting your hard-earned assets from potential creditors requires advance planning.

Charitable Contributions from IRAs Qualified Charitable Distributions from your IRA offer numerous potential benefits.

Saving for Retirement and a Child's Education at the Same Time Juggling both retirement and college saving is a challenge. Consider these tips.

10 Terms Every Investor Should Know Here are some basic investment terms to know.

Understanding Risk Know the different meanings of the term risk as it applies to investing.

Taxation of Investments Investments are taxed in a variety of ways.

American Rescue Plan Act Provides Relief to Individuals and Businesses New legislation includes multiple provisions to provide relief.

2022 Key Numbers Find out more...

Fundamental Concepts for New Investors Understand these basic investing principles.

Six Keys to More Successful Investing Here are six basic priniciples that may help you invest more successfully.

Changing Jobs? Know Your 401(k) Options Be sure you understand the options for your 401(k) plan when leaving your job.

Annuity Basics Annuities can be a good long-term investment vehicle, but they're not right for everyone. The issuer, the owner, the annuitant, and the beneficiary are the four parties to an annuity contract (the owner and the annuitant are often the same person). Contributions grow tax deferred until you receive d...

Understanding Defined Benefit Plans Learn more about traditional pension plans.

Retirement Planning: The Basics Retirement planning is easier than it used to be, thanks to the many tools and resources available.