Massimo Eros Smiroldo - Loan Officer

Massimo Eros Smiroldo, Loan Officer
NMLS #: 1654236
Fairway Independent Mortgage Corporation
FIMC NM

06/26/2024

Have you decided to wait to purchase a home because of rates, savings for a larger down payment, etc?

If so, you need to understand OPPORTUNITY COSTS.

Example below: Buyer decides to wait for lower interest rates to purchase a home. 12 months later, he gets the same loan with a 1% lower rate. BUT, the same house is going to cost him an additional $31,500 because of appreciation.

The lower rate will "save" him $259/mo, but it's costing him the additional $31,500 upfront. His break-even point on his decision will be about 121 months before he starts to benefit from the monthly savings.

The lower rate looks better, but did it actually help him save money? Always focus on the BIG picture and think OPPORTUNITY COST!

New ★★★★★ 5 Star Experience.com Review by Kaitlyn K 03/11/2024

5.0 star review received on Experience.com for Massimo Smiroldo by Kaitlyn K - Efficient, easy to work with, great communication!

New ★★★★★ 5 Star Experience.com Review by Kaitlyn K Click to see all 68 reviews of Massimo Smiroldo, Loan Officer | NMLS # 1654236

New ★★★★★ 5 Star Experience.com Review by Andrew P 10/12/2023

5.0 star review received on Experience.com for Massimo Smiroldo by Andrew P - Massimo was very helpful through this whole process and made it easy for us to get our loan. We definitely couldn't have done this without him!

New ★★★★★ 5 Star Experience.com Review by Andrew P Click to see all 67 reviews of Massimo Smiroldo, Loan Officer | NMLS # 1654236

New ★★★★★ 5 Star Experience.com Review by Maria N 07/21/2023

5.0 star review received on Experience.com for Massimo Smiroldo by Maria N - Massimo was the best loan officer I’ve ever had the pleasure of working with. He went above and beyond to make sure everything was done quickly and with ease. Massimo is knowledgeable and very thorough. He explained each step of the process with patience. I will definitely recommend him to anyone needing a loan officer without hesitation. I couldn’t have gotten through this without him!

New ★★★★★ 5 Star Experience.com Review by Maria N Click to see all 66 reviews of Massimo Smiroldo, Loan Officer | NMLS # 1654236

New ★★★★★ 5 Star Experience.com Review by Christine S 05/06/2023

5.0 star review received on Experience.com for Massimo Smiroldo by Christine S - Massimo made the whole process so easy. He went above and beyond to help us and make the process smooth. He is truly amazing

New ★★★★★ 5 Star Experience.com Review by Christine S Click to see all 65 reviews of Massimo Smiroldo, Loan Officer | NMLS # 1654236

02/14/2023

Happy Valentine's Day! You know what that means? It's time to find the perfect home for you and your special someone💘

Call me for all of your home loans needs ☎️

02/13/2023

Want to buy a home in 2023? You've come to the right place! Let's put a plan in place to make your dreams of buying a home become a reality 🏡

02/11/2023

Super Bowl Sunday is tomorrow! What snack are you eating during the big game?

02/09/2023

Thinking about purchasing a home in 2023? Here are some ways to maximize your home budget...

We always advise to speak to a Mortgage Planner early so we can help you prepare for the big purchase.

🌟 Downpayment assistance - there are many local programs
🌟 Improve Credit - Fairway has Credit Tools to help!
🌟 Buydown Rate - Fairway offers a 2/1 buydown & a 3/2/1/ buydown
🌟 Pay off debts
🌟 Avoid HOAs - there are many homes in the area that do not have HOA dues or lower HOA dues

If you have any questions? Send me a message, happy to help!

New ★★★★★ 5 Star Experience.com Review by Amanda P 02/09/2023

5.0 star review received on Experience.com for Massimo Smiroldo by Amanda P - Everything was so easy and broken up so it wasn’t overwhelming. He worked to make sure we had everything we needed in place

New ★★★★★ 5 Star Experience.com Review by Amanda P Click to see all 64 reviews of Massimo Smiroldo,
Loan Officer | NMLS # 1654236

New ★★★★★ 5 Star Experience.com Review by Alec P 02/09/2023

5.0 star review received on Experience.com for Massimo Smiroldo by Alec P - Massimo was extremely helpful throughout our entire home buying process. He was very knowledgeable and responsive on for any questions. He made this experience the best it could possibly be!

New ★★★★★ 5 Star Experience.com Review by Alec P Click to see all 63 reviews of Massimo Smiroldo,
Loan Officer | NMLS # 1654236

02/06/2023

The first step to buying a home is what? ..... A Pre-Approval!!! 🗣️

716 Waterscape Court Rock Hill SC 29730 02/04/2023

716 Waterscape Court Rock Hill SC 29730 Move-in ready 3 bedroom, 2.5 bathroom, 1,694 sqft townhome in the sought after Riverwalk neighborhood! This gorgeous townhome boasts hardwoods throughout the main floor and stairs. Enjoy an open floor plan with gorgeous custom built-ins in living room and entryway drop zone. The light and airy prima...

Fairway Reverse - Homeowner Series - What is a "Reverse" Mortgage Loan, or HECM? 02/01/2023

Have you heard of a Reverse Mortgage (aka Retirement Mortgages)?

A great option for those 62 or older... here is a short video that explains more on how they work and how they may benefit you.

Comment any questions you may have below!

Fairway Reverse - Homeowner Series - What is a "Reverse" Mortgage Loan, or HECM? A HECM, or “Reverse” Mortgage is a loan that allows homeowners aged 62 or older to convert a portion of the equity in their homes into cash, without paying a...

01/30/2023

Are you 62 or older and are sick of having to make a mortgage payment while the cost of everyday goods increases?

I may have a solution for you... a Reverse Mortgage!

Head here to learn more or send me a DM to learn about your options: https://pulse.ly/mw675dv7ma

Is now a good time for an investment property or second home? 01/27/2023

Considering an investment home?

Mortgage rates are still at historic lows, while demand is as high as ever. Plus, rising rents can help make the purchase worthwhile in terms of a return on your investment.

Here are a few things to consider before buying in 2023:

Is now a good time for an investment property or second home? Now Is the Time for an Investment Property or Second Home Perhaps you’ve been dreaming of your own Outer Banks beachside cottage or Blue Ridge mountain cabin to retreat to. Or, with Charlotte’s steady growth, you have an eye toward investing in real estate closer to home. If so, 2023 could be

01/25/2023

Are you considering buying a home?

Here are 4️⃣ reasons why a pre-approval should be your first step! On top of that you need a trusted mortgage advisor to help you every step of the way.

Give me a call for a free no-obligation pre-approval! ☎️

01/23/2023

PSA: Make sure you know what you can afford before you shop for a home🗣️

Pre-approvals are FREE with no-obligation. Give me a call to get pre-approved quickly so you can start home shopping (aka the fun part🤗)

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Click here to claim your Sponsored Listing.

The Fairway Story

History:
Founded in 1996 by Steve Jacobson and named by a childhood best friend, colleague and forever member of the Fairway family, Randy Cross, Fairway Independent Mortgage Corporation is a mortgage lender headquartered in Madison, Wisconsin and Carrollton, Texas. Fairway’s vision is to foster relationships and create a team atmosphere, empowering offices to operate autonomously in their day-to-day operations, while still maintaining strict compliance and consistency across the board. Fairway provides all necessary support in the areas of personnel, accounting and compliance.

Mission:
At Fairway, it's our responsibility to create a fun, safe environment where the team can live out our Core Values. We aim to make our team members and customers feel part of the Fairway family while providing the best customer service, speed and support by being kind, humble and giving 100% every day – it’s WHAT we do and it’s WHO we are.

Fairway’s Core Values define who we are and what we strive to accomplish every day. These values define how we work, how we interact with each other, and guide us in determining how we best serve our customers and team members.

Core Values:
1. Humility First
2. Foster Growth & Knowledge
3. Have Fun
4. Create an Amazing Experience for You
5. Speed to Respond
6. Seek Wise Counsel
7. Respect, Listen & Stay Balanced
8. Committed to Serve
9. Consistent Honest Communication
10. Family Focused

Videos (show all)

We love loans. We love our customers. We love what we do.Let us put our 5-star service to work for you.
Speed to respond resonates throughout Fairway as a whole.Whether we are working with a client or teammate, efficiency an...
Need help improving your credit?Fairway has a full-service, in-house credit improvement department for mortgage loan app...
Fast closings happen at Fairway!These are just a FEW of our success stories.Discover more: https://pulse.ly/pzxa5cx50t#F...
Having fun is serious business at Fairway! It’s one of our Core Values.#FairwayNation #100daysofFairway
Teamwork makes the dream work.People first. Loans second.Discover more: https://www.fairwaymortgagecarolinas.com/about-u...
Interest rates change daily and they are not one size fits all‼️There are factors you can control but some you can't..Wa...
Do you want to save money monthly?🎁Be like Santa... Message me today to see if refinancing is right for you!❤️
Confused about the home buying process? We've got you covered 🌟The three most important things to understand before star...
How long does a pre-approval last? 🤔Typically, a pre-approval lasts for 60-90 days. You don’t want to assume since you’v...
Did you know that you DO NOT need 20% down to become a homeowner⁉️There are many different loan programs that require as...
Interested in buying a home? Here are some tips...1️⃣  Do your research2️⃣  Lighten up current debt3️⃣  Think about how ...

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Address


Weddington, NC
28104

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