Dave Oleary: How Money Works

I was honored to give a training this evening on how to create a trust fund baby. Or how to create generational wealth for yourself and especially future generations. Compound interest is so powerful and so simple. Even if you are already old 😳, you can put this in place for children or grandchildren.

If you missed it, let me know. I’ll review the recording with you.

Tonight was a great training at our LA office. It was great for many reasons. First, the topic was about helping families with retirement funds that provide lifetime income and market volatility. It was also great because it was our newest Company Certified Trainer presenting the content. And it was especially great for me in that several years ago I introduced my friend to this industry and now he is a seasoned agent who teaches others. Congratulations to Brad Glassman for so many accomplishments. I am very proud of how far he has come and excited for what he will accomplish in the years to come.

Who do you know that needs to hear this?

Thursday, August 15th, I will give a training at the Irvine Office titled:
Adding Value (and income) in a Shifting Real Estate Market

All are invited - especially if you are affected by the recent shift in real estate. Learn how to add value to your existing client base. Learn how to get more clients. Learn how you can add a referral income stream I the process.

Buyer’s Agents welcome! No buyer broker agreement needed here:-)

Starts 6:30pm Pacific Time

RSVP directly to me if you are in the area… or long distance - register on zoom: www.Oleary88.com

I want to give a big shout out to James Schwartz. He is now in the Million Dollar club. Not in sales… but personal income. Although the income is phenomenal… it represents the countless families he has helped and the many team members whose lives he’s changed. I have seen constant growth in his organization also represented by the multiple times he’s been promoted in the last year.

This is an amazing industry and I are so fortunate to be a part of it. As I climb the mountain with friends like Brad Glassman - I look forward to also helping others reach business and income levels never before realized.

I will continue to emulate the amazing leaders I’ve had in my life like James, Traci Gagnon, Tom Truong & Song Yang

Tonight. Training at the Irvine office. Don’t live in Irvine or Orange County? Then zoom in!

Guests invited to this one. “Open house training” so bring a friend. 😊

Mozone begins 6:00 followed by training and the TTT. Zoom registration at: www.Oleary88.com. Tonight. Training at the Irvine office. Don’t live in Irvine or Orange County? Then zoom in!

Guests invited to this one. “Open house training” so bring a friend. 😊

Mozone begins 6:00 followed by training and the TTT. Zoom registration at: www.Oleary88.com.

Why would we even long to see what it's like outside our comfort zones if adventure didn't make us feel more alive?

How can we be "homesick" for intimacy and deeper connection with family and friends if we have no home?

How is it that the stuff we accumulate has a diminishing return on meaning if we were not created to enrich others? Why would we be given unique gifts and talents if they were not to be used to solve problems that matter? Why do we long for life if we were not meant to live it abundantly?

From “ Life By Design Not Ny Default” 7 Kick-Ass Principles for Creating Success and Significance. By Drs. Jackie and Kevin Freiberg

I love this. It’s a new year… so what is the new standard for your life. What will you tolerate to continue amd what must you draw a line in the sand to change?

https://youtube.com/shorts/GcchjCj8aEQ?si=kVr2pxqFM1deMhb8

The difference between MUST & SHOULD is the life you want and the life you have. 💥👊 | #shorts 🚨⏳ In just a few days, I’ll be live running a FREE event to teach you the specific tools, strategies, and psychology for YOU to BECOME UNSHAKEABLE. The ...

Blessed, and now armed!

Since leaving the real estate world a couple of years ago, I have truly enjoyed this next chapter.

Financial Services is an amazing career. And just to know how many families I have helped protect and prepare for their future is satisfying in itself. And to be surrounded by team members and leaders who cheer you on and give unwaivering support just makes the experience so much more phenomenal.

James Schwartz is one such leader. I recently crossed another milestone of achievement and income in the business and he presented me with this savage Battle Axe! Thank you to all the leaders and brokers in the Plano office for welcoming this transplant.

2023 has been awesome but it’s not over yet. Let’s continue to slay December and go into 2024 with fierce momentum.

Don’t Be Selfish. DM or text me and I’ll get you registered.

Alyssa is an excellent speaker and well versed in the field of Estate Planning.

Consider this: Estate Planning involves what you leave behind in not just assets, but tax liabilities and probate fees… not to mention the months or years it’s all tied up in the courts…. Even if you have a will. So - is this plan for YOU? No. It’s for your loved ones you leave behind. Don’t be selfish. Be on top of this so your spouse, children and grandchildren will be taken care of. Don’t let the courts decide who gets what.

Wow!
Next year this country hits “Peak 65”… where historically we are more people turn 65 years old than ever before. It will be at the rate of 12,000 per day. And… historically fewer have an actual pension plan in place. And combine this with the recent market volatility where most 401k accounts have turned into a 201k from the downturn in the economy…

What’s the answer? What can you do? Are annuities an answer as part of your game plan? How much more loss can you afford?

Check this article. Leave a comment on your take!

Inside America’s retirement income crisis

Inside America’s retirement income crisis America will see a tidal wave of retirees next year, and many are not prepared, but there are ways you can put yourself in a stronger financial position heading into your golden years.

What an influential force, even to this day, on tax free strategies of retirement distributions… at any age.

When EF Hutton talks, people listen - 'Classroom' commercial Originally aired in 1986, this EF Hutton commercial takes place in an elementary school classroom featuring a girl reciting the alphabet. The slogan "When EF...

Learn how to make money work for you… unless you’d rather always be working for money.

To all the veterans out there, we salute you! Thank You for your service and sacrifice!

With 2022 coming to a close now is a great time to take inventory of your insurance policies.

Which ones are in place that you love? Which would you like more out of? Which ones do you not have in place that you would like to in the coming year?

Life is unpredictable, so it's important we do everything we can to support ourselves and our loved ones. If you want to learn more about why I feel so passionate that EVERYONE has Life Insurance, send me a message!

No Tricks, Just A Treat Working With Me 🍬
Wishing you a happy and safe Halloween! 👻🎃🧡

If you want to change the world, stop looking out into the streets and highways, look within because the world actually begins from the inside out where you have a family. Protect yourself. Protect your family. Protect your wealth. Leave a legacy.

Be ready for any unforeseen event in your life and get yourself covered against any uncertainties.

Grandparents want to be there every step of the way, but it’s not always possible.

College Funding, Wealth Accumulation & so much more.

Message me to discuss how to give the gift of lifetime life insurance protection and transfer wealth at the same time.

Call me and I'll tell you why I put a policy on my 2 year old grandson.

Dave Oleary
Licensed in California, Texas, Tennessee, Alabama, Illinois, Nevada and more.
619-417-9919 call/txt

Always learning, always growing. Spending the day Saturday with this Elite Team - hearing from industry leaders and the power players of our company. We have the best financial products and the largest platform of distribution but it’s the people that make the world of difference in what we do.

“No Family Left Behind” is our motto. But I also need to start a new byline of “No More Gofundme accounts”. It’s so sad to see a friend or family member have a medical or accidental event and the family must resort to online fundraising. Let’s fix that gap ahead of time. It’s not hard. It’s just some education on how we can cover you with a blanket of financial security.

Family teaches you to love without holding back, it shows you how important it is to accept people and the differences we have no matter how hard it is. Protect yourself. Protect your family. Protect your wealth. Leave a legacy.

Healthcare Costs Are Projected to Rise 6.5% in 2022: Here’s What It Means for You
By: Rebecca Griffith

Why It Matters:
-An annual report by PricewaterhouseCoopers (PwC) is projecting an overall increase in medical costs of 6.5% in 2022.
-The “COVID-19 hangover” is a factor, with an expected increase in healthcare usage in 2022, as well as worsening health overall because of the pandemic.
-Other factors in the increase include increased substance use and mental health issues, the ongoing costs of treatment of the virus, and investments that are being made by the medical industry.


To read more:

Healthcare Costs Are Projected to Rise 6.5% in 2022: Here’s What It Means for You Why It Matters:

Are You Offering the Voluntary Benefits Workers Want?

Why It Matters:
-Recruiters and Human Resource (HR) professionals are struggling to find workers in a new era of ultra-low unemployment.
-Newly empowered workers are learning they want more than wages from a job, like a full offering of voluntary employee benefits to choose from.
-Employers and HR professionals are increasingly recognizing the value of voluntary benefits when it comes to hiring and retaining talent.


To read more:

Are You Offering the Voluntary Benefits Workers Want? Why It Matters:

Mortgages and Behavioral Finance

Why It Matters:
-In the midst of a recession, your clients need solutions that provide financial confidence.
-Mortgage protection may provide stability in uncertain times.
-Term life insurance is a flexible, low-cost, effective option.


To read more:

Mortgages and Behavioral Finance In the face of uncertain financial times: clients need to know that term life insurance offers effective mortgage protection.

Financial Planning Meets Big Job Changes During the Great Resignation

Why It Matters:
● American workers are leaving their jobs in record numbers. Financial professionals can help clients understand the pros and the cons.
● Work is about more than wages. Consider the impact to retirement plan vesting, insurance, and paid time off.
● Employers may be ready to adjust to a client’s needs. Is a job change truly a better opportunity, or could something be worked out with the current employer?



To read more:

Financial Planning Meets Big Job Changes During the Great Resignation Why It Matters:

Behavioral Finance: Managing Clients, Not Money

Why It Matters:
-Marketing is stacked against investors. Behavioral finance techniques may allow financial professionals to overcome client biases and media influence.
-Know the daily temptations your clients face and help them fight back.
-Irrational, impulsive, emotional decisions can torpedo even the best of plans. Behavioral finance aims to combat those forces.


To read more:

Behavioral Finance: Managing Clients, Not Money Why It Matters:

“Your comfort zone is a place where you keep yourself in a self-illusion and nothing can grow there but your potentiality can grow only when you can think and grow out of that zone.”

― Rashedur Ryan Rahman

Do you invest with your heart?



to learn more:

Investing with Your Heart For some, the social impact of investing is just as important as the return, perhaps more important.