Planet 850 Financial Consulting
Better Credit.Better Life.
Our main priority is to restore the health of your credit; not just by removing negative items, but making your credit profile fundable.
Good Morning 🌤‼️
What's holding y'all back from getting your 850 credit score ? Let's talk about it ⬇️⬇️⬇️
We will be Out the Office, until Wednesday July 13th.
We will respond back to all inquires, and emails upon return. Have a Great Weekend 🚀
Whatever you do.. don't close that credit card 💳 ❌
Credit/ Lifestyle tip of the day 💕
Step 1: Use the credit card to buy what you need.
Step 2: Use the credit card points, to buy what you want. 🚀
9 times out of 10, your Student Loans are the oldest accounts on your Credit Report. Removing them will also damage the age of your credit, which makes up 15% of your score.
It is better to just clean them up in some cases instead of completely removing them. 🚀
Here are a few resources:
Experian.com(FREE Account)
1 FREE copy -If your application for credit, employment, insurance, or other benefit has been denied or another unfavorable action has been taken against you, based on information in your credit report.
1 FREE copy a year- Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228.
Credit Ed 101:
5 Factors make up your FICO score. 🚀
Payment History- 35%
-Are You Making On-time Payments
Credit Utilization- 30%
-How much of your limit are you using
Length of credit history- 15%
-How old are your accounts
Credit Mix- 10%
- Do you have installment AND revolving accounts
New Credit-10%
-How many new credit accounts are you applying for
Credit Ed 101:
First things first, "Credit Bureaus" are NOT Bureaus...They are not operated by the Federal Government. The proper name for them is Credit Reporting Agencies(CRA). They are in fact data collection agencies. Creditors pay these institutions to report your debt. They are absolutely no one to be afraid of! 🚀
The Ultimate goal is to properly build out your Credit Profile(credit report). Gaining as much access to O.P.M as you can is the key to success. 🚀
OFFICAL LAUNCH DAY 🚀‼️
Credit Report Audits only $8.50 TODAY ‼️
https://calendly.com/planet850/credit-report-audit
Book You Call Today.
Click here to claim your Sponsored Listing.
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Website
Address
500 S Australian Avenue
West Palm Beach, FL
33401