Kathy Hernandez - Loan Officer

🚀 Catch the latest episode of Agent Animals with Marisol Sandoval Perez, a rising star in real estate! In just three years, she’s closed an impressive 24 deals in 2023 and 14 already this year. Marisol shares how staying engaged with clients and attending vendor events have fueled her success. Whether you're new or experienced, her tips can help take your business to the next level.

👉 Don’t miss out—tune in now! Register here: https://www.ideallending.net/agentmastermind/

As home prices start to cool, the market is opening up new opportunities to find your perfect home without breaking the bank. Discover how these price shifts can benefit you and why now might be the ideal time to make your move.


👍 What Does This Mean for Homebuyers? Click below to find out!

Cooling Home Prices and What It Means for Buyers - Ideal Lending LLC Choose Ideal Lending for your mortgage needs: competitive rates, outstanding service, and quick closings. You're more than a client; you're family.

🏡 Good news for homeowners! Tappable home equity has hit a record $11.5 trillion. With rising home prices, three in five mortgage holders now have at least $100K in equity to access. 💰

Thinking about tapping into your home’s equity? Contact us today to learn more!

Looking for an easy way to potentially lower your interest rates and reduce monthly payments? 🏡 Consider an FHA Streamline Refinance! With minimal paperwork and no appraisal needed, you could save money each month without the hassle. Ready to see how much you could save? Let's chat!

🚀 The average homeowner in Florida has significant equity in their home, with many holding more than 50% ownership. This equity, often quietly growing as property values rise and mortgages are paid down, is a powerful financial tool.

Want to learn more about leveraging your equity? Comment below with a 👍 for a free personalized home report!

Owning a home means you’re committed to a never-ending to-do list. But don’t worry! Keeping up with regular maintenance is not only essential for maintaining your home’s value and comfort but can also save you up to 1% of your home’s value each year. 🛠️

Want to learn more? Click the link for the full guide! https://www.ideallending.net/must-do-home-maintenance-tasks/

🏡 Buying a home is an exciting milestone, but it can come with its fair share of challenges. High home prices, saving for a down payment, and high mortgage rates can make the process feel overwhelming. But don’t worry! We’ve got you covered with loan programs that help you overcome these obstacles and make homeownership more accessible.


Ready to take the next step? Let’s make your homeownership dream a reality! ✨🔑

Top Low or No Down Payment Loan Programs - Ideal Lending LLC Choose Ideal Lending for your mortgage needs: competitive rates, outstanding service, and quick closings. You're more than a client; you're family.

🌟 Did You Know? Homeowners' Net Worth Is 40 Times Greater Than Renters! Thinking about moving from renting to owning? Here’s why it’s a smart choice:
Build Wealth: Each mortgage payment increases your home equity.

Financial Growth: Benefit from property value appreciation.

Stable Costs: Enjoy predictable monthly expenses with fixed-rate mortgages.

🔑 Invest in Your Future: Now's the time to consider the long-term financial benefits of homeownership. 📞 Interested in learning more? Give me a call or comment below! Let's secure your financial future together!

At Ideal Lending, we understand how important these factors are for your clients.

Let us help you support them with the best mortgage solutions to find homes in desirable communities. Give us a call today! 🏡

Half a dozen new Florida real estate-related laws went into effect on July 1, following this year’s legislative session. 🏠✨

Stay informed and see how these changes might impact you. Check out the full article for all the details!

Gov. Ron DeSantis Signs Real Estate Bills Into Law While Gov. Ron DeSantis shot down efforts to establish heat protections for workers, he approved bills that impose more oversight on association boards.

Join us on Agent Animals with Lauren Kilbourne from Cush Real Estate in Oakland, CA. With over 30 luxury transactions in the past year, Lauren’s innovative social media strategies are a game-changer!

👉 Register Now to secure your spot! https://www.ideallending.net/agentmastermind/

🏠 Thinking of selling your home? Fixing it up can make all the difference! 🛠️✨ A well-maintained house attracts more buyers and sells faster. Check out these essential tips to boost your home's appeal and get the best price.

🔗 https://www.keepingcurrentmatters.com/2024/07/17/why-fixing-up-your-house-can-help-it-sell-faster/

🏡 Ready to own your dream home? Our expert understanding of the mortgage process has helped many people become happy homeowners. Let us simplify your path to a new home.

📞 Call today and let's make your homeownership dreams a reality!

Mondays are a fresh start. Set your goals, stay positive, and tackle your tasks with focus. You've got this! Let's make today amazing! 💪✨

Self-employed and tired of the paperwork hassle? 📝 Our Bank Statement Loans let you qualify for loans up to $4M with just your bank statements! Say goodbye to tax transcripts and income documents. Simplify your mortgage process today. 🏡✨

🌟 Turned your cash into a house and now wish you could turn it back? Delayed financing might just do the trick!

Reach out and let's make some magic happen!

🏠💸 Surprising Stat: 1 in 4 Retirees Still Have Mortgage Debt!

Retirement should be stress-free, but did you know a quarter of retirees are still paying off their mortgages? Learn how you can plan ahead and manage your mortgage to enjoy a debt-free retirement.

A Quarter Of Retirees Still Paying Off Mortgage Debt Current economic conditions have muddied the picture of what retirement should look like for many Americans. According to the ninth annual Nationwide Retirement Institute’s Advisor Authority study, nearly one-third (31%) of retirees expect to be less secure in their retirement than their parents a...

🚨 The Hometown Heroes Program is back! Receive up to $35,000 in down payment and closing cost assistance—but hurry, funds will run out fast! Call me today for full program details and qualification info. Don’t miss out on this amazing opportunity! 📞