Hawkins Home Loans, Inc. DRE: 02110728 NMLS: 2043294 CFL: 60dbo-125151

Holding a pre-approval letter? Here’s what NOT to do next

Got your mortgage pre-approval? That’s fantastic news, but hold off on celebrating with a spending spree—it’s like enjoying your victory cake before the race is over! Here’s why:
Securing a pre-approval is a crucial step in the home buying process, but it’s just the beginning. It might be tempting to splash out on a new car or book that luxurious vacation, but increasing your debt or using up your savings can impact your final loan approval. Lenders will recheck your financials before closing, and any major purchases could derail your mortgage.
🏠 Keep your financial profile stable and your spending in check to ensure nothing gets in the way of moving into your dream home. Think of it this way: the real celebration comes when you get the keys!

We know how much you love your furry friends. But if you're tired of pet fees and no access to a yard, it may be time to say goodbye to renting. Owning a home not only creates an oasis for you, but also for your best friend. Message me today!

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If you want to buy a home but are having trouble gathering enough money for a down payment, rest assured there are options — including lowering your interest rate for the first year. Plus, you may be eligible for a no-cost appraisal! Give me a call today to discuss your options.

Buying a home can be exhilarating. It can also be overwhelming unless you have an expert along for the ride. I have access to industry-leading technology to make the process a lot easier. Call me today!

Find out why now is a good time for first-time homebuyers to get a mortgage. Message me to get started.

While big retail lenders limit you to their own products, independent mortgage brokers partner with dozens of lenders to offer you multiple product options. Call us today to learn why wholesale is a whole lot better.

Hi this is a reminder post for tomorrows event Socktoberfest. Lori Dawn Lackey Hawkins Don Bosley

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🚨 **Friendly Reminder: Socktoberfest Family Faire - Just Around the Corner!** 🚨

📅 **Date**: October 21, 2023
🕚 **Time**: 11 AM - 2 PM
📍 **Location**: 920 Drever St., West Sacramento

Hey everyone! We're just a few days away from the Socktoberfest Family Faire, and we can't contain our excitement. Here's a quick reminder to mark your calendars and prepare for a day of fun and giving back.

🧦 **What to Expect**:
- Delicious food 🍔
- Exciting games 🎯
- Live music 🎶
- A chance to sort and distribute socks to those in need 👣
- A collection point for gently used jackets and sweaters 🧥

This event is not just about having a great time; it's also about making a meaningful impact in our community. Every contribution counts, and your participation will make a difference.

Don't forget, you can support us by purchasing personal hygiene items through this Amazon link: https://a.co/7DYsDr2

Let's come together as a community to help West Sacramentans get back on their feet and stay warm during the coming months. We hope to see you there with your friends and family. Get ready to make Socktoberfest memorable! 🤗🧦❤️ Lori Dawn Lackey Hawkins Don Bosley

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🏌️‍♀️🏌️‍♂️ Hawkins Home Loans is thrilled to have been a part of the recent West Sac Sports Bar &Grill golf tournament benefiting MS (Multiple Sclerosis)! ⛳

We believe in supporting important causes, and this event was a fantastic way to do just that. It's incredible to see the community coming together for such a meaningful purpose.

Thank you to everyone who participated, and to the organizers for putting together a fantastic event. Together, we can make a difference! 💙
Lori Dawn Lackey Hawkins West Sac Sports Bar & Grill

Has your side hustle turned into your main hustle? Bank Statement loans are designed for you because you don’t need pay stubs to prove your income! Call me today to learn more.

Did you know a new manufactured home can cost up to 50% less per square foot than traditional housing? And your upgrade options are much better than in the past – from fireplaces to premium appliances. Loan options are also much improved. Call to learn more.

Don’t wait to start your own family to buy your own house! Every minute you spend in a rental is time you could have spent growing a lifetime asset. Call today to see how affordable purchasing a home can be.

Your hard work pays off! All of that A+ credit you have been building over the years is now going to pay off. Contact me today to hear about elite pricing.