Victor Cardoza, Bankers Life Agent

Unlike a traditional retirement, which is a permanent departure from the workforce, a mini retirement is temporary. Learn more here:

What Is a Mini Retirement? The mini retirement trend—a preretirement career break—has been rising in popularity. Here's what to know to help you decide whether it's right for you.

Are you caring for an aging parent or another loved one with Alzheimer’s Disease? Take a look at our recent blog post sharing helpful tips and advice.

Caring For A Loved One With Alzheimer's: 4 Tips For Family Caregivers - Bankers Life Blog If you have a loved one with Alzheimer’s disease, you already know this condition is extremely hard to deal with not only for the person themselves, but If you’re caring for a family member with Alzheimer’s, don’t let your own well-being fall by the wayside. Here are some caregiver tips to h...

Older Americans scored 12% out of a possible 100% on a short quiz about annuities, showing a concerning lack of knowledge about this important financial vehicle. Do you understand what annuities are, how they work, and how they can help support a secure retirement?

Contact me today, and we can discuss how an annuity may help improve your financial security.

Annuities are key to retirement. So why are so few of us buying them? Annuities are a key part of the retirement system. In fact, Social Security is an annuity. But few of us even understand, let alone buy them.

Have you considered Juvenile Life insurance in the past? Explore a few ways this vehicle could help build financial security for your family.

4 Reasons To Consider Juvenile Life Insurance - Bankers Life Blog As a parent, you want a solid financial foundation for your child. Juvenile life insurance is one tool for you to consider to create financial stability.

"One of the biggest factors that drives wealth depletion during retirement is health care costs."

Contact me to learn about products that can help protect your financial security and legacy!

Hey, Gen X, Z and millennials: Here's why you may miss out on the great wealth transfer The 'great wealth transfer' may not happen the way Gen Z, millennials hope. Boomers face medical costs that may erode inheritances they hope to give.

Whether we meet across your kitchen table or virtually, I will cater to your personalized needs and preferences. You can rest assured you’ll learn about insurance products and solutions that are appropriate for you and your family. Contact me to schedule a meeting!

Financial stress is enduring and prevalent for many, but it doesn’t need to be. I can assist you in building a plan that helps provide financial security and peace of mind. Contact me to learn more!

Life insurance isn’t for you. It’s for the people who matter most to you. I can help you find a policy that’s right for your needs and budget. Contact me to get started!

Over the past 145 years, Bankers Life has helped millions of customers protect their loved ones with life insurance. Our team is here for you every step of the way, delivering personal service to meet your coverage needs. Contact me to learn how you can get up to $50,000 coverage with no medical exam* and out-of-pocket costs that will never change.

Did you know less than half of women (48%) are confident about their finances, and only 28% feel empowered to take action? Check out our blog for four aspects of women can focus on.

Financial Wellness: For Women, It Isn’t Just About Money - Bankers Life Blog When you hear the words “financial wellness,” things like income, savings, investments and net worth might come to mind, but these things only tell part Women are under pressure from a financial wellness gap, so we’re exploring four aspects of financial wellness for women to focus on.

March is . What are superfoods and how can they benefit your health? Check out our blog for answers, plus 10 superfoods for you to incorporate in your diet!

10 Powerful Superfoods to Try This Year - Bankers Life Blog Has conflicting information about what foods to eat and what foods to avoid ever had you second-guessing the dietary choices you make? It can be difficult Learn what superfoods are, how they can benefit your health, and how you can incorporate them in your diet.

You may have a trusted contact in place in case of an emergency but what about your finances? What if you were ill or incapacitated? Read our latest blog to learn more.

Trusted Contacts: Why They’re Important and 5 Reasons to Have One - Bankers Life Blog You may hear the term “trusted contact” and think it means an important person in your life that loved ones should located in case something happens. This Find out what a trusted contact is, why they’re important, 5 reasons to have one and who to choose.

In the United States, more than 11 million Americans provide unpaid care for loved ones with Alzheimer’s or other dementias. That is why our branch will be raising funds to help ! To learn more about the 22nd annual Forget Me Not Days® campaign for the Alzheimer’s Association visit: https://act.alz.org/site/TR?fr_id=17384&pg=entry

With over 230 offices nationwide, our agents live and work in the communities they serve. Our local presence allows us to build personal connections with our customers and truly understand their financial goals. Reach out or visit https://bankerslife.com/ to learn more.

With pensions largely being a “plan of the past,” many are turning to the to help ensure their income stream in retirement. Read here for more and contact me to discuss your retirement planning.

Hurt by inflation, Americans yearn for pensions in retirement. One answer may be annuities. Inflation has made Americans wistful for pensions, which guarantee income for life in retirement. Companies may fulfill that need with annuities.

Did you know that Americans owed nearly $986 billion on credit cards by the end of 2023? With debts rising, it's time to consider the impact of assets and liabilities on your life. Join us as we kick off and explore the importance of assets and liabilities in securing your financial future!

Assets and Liabilities Explained - Bankers Life Blog At the end of 2023, Americans owed $986 billion on credit cards, surpassing prior years. With debt on the rise, assets and liabilities are playing major Gain an understanding of what the terms asset and liability are in simple terms.

Are you curious about annuities, but feel confused or intimidated by the purchasing process? Let’s meet to talk about WHAT an annuity is and why it may be right for you. I will guide you through every step of the process—so you can be confident that an annuity can help meet your financial needs.

is a great time to take your to the next level at Bankers Life. Here, you can achieve personal satisfaction and financial success while helping people protect their future.

Message me for information, or get started by applying here https://careersatbankerslife.com/

Should you buy long-term care insurance? Message me to learn about this financial tool that can help safeguard your finances as you age. Also be sure to check out why rated Bankers Life 5/5 for “Best Maximum Issue Age” in 2024!

Best Long-Term Care Insurance Companies Of 2024 Many adults need long-term care as they get older. Someone turning the age of 65 today has nearly a 70% chance of needing long-term care assistance in their lifetime, according to the Administration for Community Living. We analyzed coverage prices to find the best long-term care insurance polici

Are you curious about annuities, but feel confused or intimidated by the purchasing process? Let’s meet to talk about WHAT an annuity is and why it may be right for you. I will guide you through every step of the process—so you can be confident that an annuity can help meet your financial needs.

Discover a few ways you can take advantage of compound interest in 2024 here:

What is Compound Interest and Why Does it Matter for Retirement? - Bankers Life Blog We understand the fundamental retirement process - investing funds and witnessing growth with the hope of a secure financial future. But how does that Explore the question, “what is compound interest?” and unravel how it can be leveraged to your advantage in this breakdown of investment concepts...

A legacy is what you pass on—and it can take many forms. Read our blog to learn how to leave a family legacy, a community legacy, a career legacy and a financial legacy.

Leaving a Legacy: 4 Types to Consider - Bankers Life Blog Many people think that leaving behind a legacy is only for the rich, but the truth is, you don’t need to be a millionaire to leave a legacy. Yes, finances Do you want to leave behind a legacy that’s meaningful and enduring? Check out these four types of legacy for you to consider.

Is an annuity right for you? What even IS an annuity? Take this quiz to learn more about this product that’s designed to turn your money into an income stream for

QUIZ: Is an annuity right for you? - Bankers Life Blog Take our six-question annuity quiz to learn more about the annuity as a retirement savings and income tool and to see if one may be right for you! Take our annuity quiz to learn more about the annuity as a retirement savings and income tool and to see if one may be right for you!

You’ll notice a difference in the way we serve our customers and strive to deliver personal service to meet your needs. In fact, Bankers Life agents like me still make house calls! Message me to set up an appointment, or learn more at https://bankerslife.com/

Sometimes one medical issue can lead to the diagnosis of another. Read our blog about Britain’s King Charles and how his cancer diagnosis came about that way and what you can do to prepare and plan for an unexpected diagnosis.

Cancer Prevention Month: Lessons from King Charles III’s Unexpected Diagnosis - Bankers Life Blog February is Black History Month, but it’s also National Cancer Prevention Month, Self-Check Month and February 4th was World Cancer Day. The world was February is National Cancer Prevention Month, Self-Check Month and World Cancer Day. How King Charles III’s cancer diagnosis can help us be more ...

Whether you’re enjoying or , consider these ways to do so without breaking the bank.

An annuity is a financial vehicle designed to help you accumulate money for retirement, protect what you've saved, or turn your retirement savings into an income stream. Message me today to learn if an annuity might be right for you.

What should you expect when you meet with an agent like me? We'll talk through information that covers four factors: retirement income, health expenses, retirement care and final expenses. With your help, we’ll build a plan that helps provide security and peace of mind—so you can take in all the joys of retirement! Message me to learn more!