Rodney Ruddick - Mortgage Loan Officer NMLS #1816692

Some good news for your Wednesday! If you’ve been on the fence about buying, give me a shout!

REMINDER:

If you purchased a primary residence in the last 12 months (or even prior to that)

You have 17 days to get your homestead tax credit application into your county assessor in order to save some money on property taxes!

Feel free to reach out to me if you need some help filling out or locating the form!

Great teamwork and a great lender on this deal that closed 2 weeks from the day it hit the lenders desk. Making it happen!

Chad Harris, Realtor, ABR - Keller Williams GDM
Rodney Ruddick - Mortgage Loan Officer NMLS #1816692
Tom and Abby Premier Real Estate Professionals, at Keller Williams GDM

Licensed in IA

Another is upon us! The spring market is heating up! One thing I love about reading reviews is the consistency of these three items: knowledgeable, professional and easy to reach. When you work with me, I do my best to make my schedule work for you!

Proud to be recognized! Curious as to what this down payment assistance program is? Give me a call!

The Iowa Finance Authority is proud to announce Bank Central as one of our gold top lenders for assisting Iowa homebuyers! We value our robust local lending partnerships that allow Iowans access to IFA’s mortgage and down payment assistance programs, while also connecting them with a trusted local lender.

We want to take a moment to thank our wonderful local business partners who played a huge role in making our recent client appreciation event a success. 🙌🏼

⚫️Des Moines Printing - Tyler and his team at Des Moines Printing cover all of our printing needs with precision and excellence. Your work truly speaks volumes, and we’re grateful for your friendship + commitment to quality.

⚫️Rodney Ruddick with Bank Central - Rodney, your profound knowledge of the market and impeccable service as a preferred lender have been invaluable to us. Thank you for your reliability and dedication.

⚫️Latitude 41 Lawn and Landscapes of Iowa - Jake, Austin, & their entire crew have consistently impressed us with their exceptional service and attention to detail—from yard maintenance and landscaping to snow removal.

⚫️Bryan Exteriors - Marc and his team have been outstanding partners in handling roofing and siding needs with professionalism and expertise.

⚫️Rich Bales Insurance with Phillips Stafford Insurance Group - Rich, your genuine personality and expertise in handling insurance matters have been invaluable to us and our clients. Thank you for providing great service and peace of mind to everyone you serve.

⚫️Louie Wickett with Key Mortgage Group - Louie, your dedication to providing an exceptional mortgage loan experience is truly unmatched. Your expertise ensures that our clients are well taken care of.

⚫️Garrett Manning with Heartland Wealth Management - Garrett, your friendship and unparalleled knowledge in setting our clients up for long-term financial success are really appreciated. Thank you!

⚫️CJ’s Window Cleaning Services - Colton & Josh, you’re the best in the biz. Your attention to detail never goes unnoticed, and we’re grateful for your outstanding service.

⚫️Cazador Mexican Restaurant - Aheartfelt thank you to Cazador for consistently delivering the best authentic Mexican food in Ankeny since 1998. We’re grateful for your delicious food + warm hospitality.

Have you had a great experience with one of these local businesses? Let us know in the comments!⬇️⬇️⬇️

And we’re back for another installment of ‘Wait..what?!’ Wednesday!

No player who finished their college career at Alabama has scored in the Super Bowl. Players from 143 other schools have scored in the Super Bowl with Miami University having the most with 84 points.

It may be absolutely freezing outside, but these testimonials have me feeling all warm inside!

On this weeks installment of ‘Wait..what?!’ Wednesday: Mortgage fun facts!

In the early 1900’s, many mortgages required a 50% down payment, and often had a 5 year amortization term. Todays average down payment for a first time homebuyer comes in around 6-7%

In 1933, bank robber Charles Arthur "Pretty Boy" Floyd stopped long enough whilst robbing banks to destroy mortgage documents, thereby freeing other "everyday folks" with a mortgage-free existence.

We’re back for some Facts! These are just some feel good little known facts

Did you know…

The voice actors for Minnie and Mickey Mouse were married in real life?

Since 1971, the country of Bhutan measures GNH (gross national happiness) instead of GDP.

January is ‘Be Kind to Food Servers’ month!

🌟 Spotlight of the Week: Rodney Ruddick 🌟

Join us in celebrating our esteemed lender, Rodney Ruddick from Bank Central, in this week's Spotlight Campaign!

🏦 Bank: Bank Central
🌟 Years in Business: 9

Rodney stands out in the world of real estate with his unparalleled dedication to helping buyers find their dream homes. His favorite aspect of the job? Seeing the joy in his clients' eyes when they step into their perfect home.

🏡 Favorite Transaction Story:
A memorable moment in Rodney's career was when he helped a couple, previously turned down by other lenders, successfully reach the closing table of their new home. It's stories like these that make Rodney's job incredibly fulfilling.

🔮 Future Aspirations in Real Estate:
Rodney is excited about continuing to build lasting relationships and educating prospective buyers in the ever-evolving real estate landscape.

Working with Rodney, you can expect:

Unmatched Responsiveness
Integrity in Every Interaction
Creative, Outside-the-Box Solutions

🏌️‍♂️ Hobbies Outside Work:
When he's not making real estate dreams come true, Rodney enjoys golfing and cherishing moments with his family.

Rodney Ruddick is not just a lender; he's a dream enabler. Here's to many more years of success and exceptional service in real estate!

You can learn more about Rodney Ruddick - Mortgage Loan Officer NMLS #1816692 on his profile

Welcome to ‘Wait…what?!’ Wednesday. I’ll be giving a random fact that just might blow your mind. The theme this week is College Football!

Michigan holds winning records in all football series of 10 or more games except for 3: Cornell(6-12), Army(5-5) and the USC Trojans(4-6).

Washington QB Michael Penix Jr has only thrown 3 interceptions twice in his collegiate career (both in 2019 when he was quarterback for the Indiana Hoosiers, once against Cincinnati and the other against the University of Iowa)

Let’s start 2024 with a quick

I am very proud that a majority of my reviews mention my responsiveness, honesty, and integrity. I will always be 100% transparent during the homebuying process, and aim to not only make everything go smoothly, but to make sure you gain some knowledge along the way.

Happy New Year! One of my goals for 2024 is to be more active on the social media, so here we go!