William Mitchell Garner

There have been some reported glitches with the rollout of the new 2024-25 FAFSA form. If you’ve had issues filling out the application, know that you still have time before the June 30 deadline.

New FAFSA rules: How changes may affect your student’s financial aid eligibility Plan for college expenses with more confidence.

Wishing all the dads a Happy Father’s Day!

The IRS announced its annual inflation adjustments for the 2024 tax year, featuring a slight uptick in income thresholds for each bracket compared to 2023. Let’s review together and discuss the appropriate tax strategy for you and your goals.

Tax brackets for 2023 and 2024 See which tax bracket you fall into and learn more about filing statuses and deductions.

Happy National Donut Day! What’s your favorite kind of donut?

A. Glazed
B. Cream-filled
C. Cake
D. Frosted
E. Other – share in the comments

Are you one of the 68% of people who plan to leave real estate to your heirs? Whether it’s a primary residence or a vacation home, communicating your intentions can help mitigate any confusion. Here are three tips to help you start the conversation.

3 tips to successfully passing on real estate to heirs How you set up your gift and communicate your wishes can be an act of kindness for loved ones.

Don't underestimate the challenge of getting back to even — the bigger the drawdown, the harder the climb back up. Get in touch to discuss your options.

Congratulations to the class of 2024! Best wishes on your next grand adventure.

Health care needs or medical expenses are hard to predict. Let's connect to discuss ways you can save on near-term health care expenses while also planning for future medical costs.

7 ways to lower health care costs and save money These proactive steps can help you manage your expenses today and save money in the long run.

Did you know: Your ability to earn an income is one of your most significant financial assets. In the event that you lose your job, life and disability insurance coverage can offer a layer of financial security and peace of mind.

Protecting your earned income with disability and life insurance Help protect your family’s financial future in the event of disability or death with these insurance solutions.

If you earn too much to contribute directly to a Roth IRA, reach out to me for guidance on the appropriate strategy for your situation. I want to help you benefit from this tax-advantaged account.

Roth IRA strategies for high-income earners Roth IRAs are powerful retirement savings accounts.

Spring means the start of wedding season. If you or a loved one is preparing to walk down the aisle, review these tips for starting your marriage on the right financial path.

Have these financial discussions before you get married Before you get married, discuss these important financial topics with your partner. Contact an Ameriprise financial advisor today to learn more.

Planning can turn dreams into realities. Let’s talk about where you want to be financially 1, 5 or even 20 years from now and how we can work together to help you get there.

Sharing love and gratitude with all moms today. Happy Mother’s Day!

In retirement, do you plan to stay in your current home or downsize? Let’s talk through the different scenarios and the impact each could have on your financial goals.

Downsizing your home in retirement Understand your different housing options and how a new home may affect your retirement.

Do you have the guidance you need to achieve your dream financial future? Let’s review your financial progress and make sure you’re on track to reach your goals.

Purchasing long-term care insurance between the ages of 50 and 65 is generally more cost-effective. Let’s discuss when may be the right time for you to consider long-term care insurance. I will help you evaluate your choices and choose a policy that will suit your specific needs.

Is long-term care insurance right for you? Learn more about long-term care insurance and speak to an Ameriprise financial advisor to help identify an appropriate option for you and your loved ones

Buying a house or other property is one of the biggest investments you’ll ever make. If you’re looking to make a move, let’s connect.

Are you and your partner aligned on your retirement goals? According to a new research study from Ameriprise Financial, 93% of couples have shared goals for retirement and overwhelmingly trust their partner on money matters.

www.ameriprise.com

New year, new job? Taking a new job can have a ripple effect on your finances. Before you make your next career move, let's discuss how to make the most of your job transition.

Four financial factors to consider before changing jobs Here are four financial factors to consider before changing jobs. For more financial advice, contact an Ameriprise financial advisor to make an appointment.

Interested in growing your money with a level of protection against loss in any market condition? Let’s talk.

Money market funds can provide short-term stability, but less long-term growth potential. Let's discuss ways to get cash off the sidelines.

Paying off your mortgage before retirement is a common goal, but other priorities can get in the way. Here’s why weighing the options – and getting an outside opinion – can help you make the best decision.

Pay down mortgage or invest? There are many factors to think about when considering paying off your mortgage vs. investing. Weigh your options with our tips.

Considering an encore career? Continuing to work after you retire may make it easier to stay active, connected and build a healthy retirement fund. I can help you consider various factors including Social Security and your employer benefits.

Working after retirement: benefits of working when retired Are there benefits to working after retirement? Does working affect Social Security? Find these answers and more information on working in retirement.

April is National Social Security Month. Help your employees navigate your workplace’s Social Security benefits and achieve their financial goals. Email me to learn more: [email protected].

Baby boomers hold an average of $42,520 in student loan debt, according to Education Data Initiative. Ameriprise Senior Vice President of Financial Strategy Marcy Keckler shares her tips for paying off debt and prioritizing a happier, more financially secure retirement.

17 Tips for Baby Boomers To Tackle Their Student Debt If you are a boomer currently struggling with student loan debt, don't despair. There are ways to tackle those loans.

You can’t predict a job loss, but you can prepare for it. Here’s a list of steps you can take in advance – just in case.

How to prepare for job loss Learn how to prepare for job loss. Ameriprise financial advisors offer helpful advice on how you can start preparing for a potential job loss. Learn more here.