Kimberly Dandurand- NMLS 229426

Kimberly Lefler- Spire Financial updated their info in the about section.

Kimberly Lefler- Spire Financial's cover photo

Mortgage applications surge on refinances as rates hit 21-month low

Rates looking to be at their lowest in almost 2 years. What that means to you:

*Potentially you can purchase more house for at or less cost.

* If your considering refinancing now is the time!

Call us!

https://www.yahoo.com/news/mortgage-applications-surge-refinances-rates-161236423.html

news.yahoo.com As mortgage rates fell to the lowest level since September 2017, mortgage applications surged 26.8% last week, led by an increase in refinancing.

We keep hearing that rates may be creeping up later this year. If you have plans to refinance to utilize some of the equity in your home for projects around the house, to consolidate debt, to send a kid to college .... Now IS the time! Call me so we can put options together to see if it makes sense for you to do.

With the amount of equity a lot of homeowners have now is the time to do any remodeling you may have wanted to do. Other needs for a refinance may be:

*College expenses
*Debt Consolidation

I saw this on a friends page and laughed so hard at the responses, let’s see yours 😂

Save this to your phone, draw a face on Mr Blank Man with your eyes closed and post it in the comments below. (mine is in the comments!!)

Gratitude can transform common days into thanksgivings, turn routine jobs into joy, and change ordinary opportunities into blessings." - William Arthur Ward

Wishing you and your family a very Happy Thanksgiving!

10 Sanity-Saving Thanksgiving Tips, Tricks and Hacks

A few tips to keep the stress down during the Holidays..

https://www.foodnetwork.com/thanksgiving/thanksgiving-how-tos/sanity-saving-thanksgiving-tips-tricks-and-hacks

foodnetwork.com Check out 10 easy ways to save money, time and energy this Thanksgiving.

American Pacific Mortgage- Colorado

Get the truth about down payments. You don’t have to have all of your own funds for the down payment or closing costs.

Some Highlights about our beloved VA Home Loans

*The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans & 2 million active duty service members which helps them achieve their dreams of homeownership.

*In 2017, $189 billion was loaned to veterans and their families through the program.

*VA Purchase Loans are on the rise in 46 out of 50 states and Washington, DC.

2 Myths Holding Back Home Buyers

Unsure about what to believe? Call me and we can ensure you have the facts.

keepingcurrentmatters.com Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that,

Even I’m shocked!

Congrats to Miss Erin on her first home purchase! Cleared to close in 15 days!

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We LOVE your referrals!

Great big thanks to all of you wonderful human beings who hold all our children in their hearts everyday filling them with theknowledge to make it through this crazy thing called life. You are soooo appreciated!

4 Reasons Why Fall Is A Great Time to Buy A Home!

All very logical reasons

keepingcurrentmatters.com Here are four great reasons to consider buying a home today instead of waiting.

Rents Are on The Rise: Don’t Get Caught in The Rental Trap!

simplifyingthemarket.com There are many benefits to homeownership, but one of the top benefits is protecting yourself from rising rents by locking in your housing cost for the life of your mortgage. Don’t Become Trapped A recent article by Apartment List addressed rising rents by stating: “Our national rent index is up

What State Gives You the Most ‘Bang for Your Buck’? [INFOGRAPHIC]

Interested in other states cost of living? This info graphic shows just how much $100 will buy you in each state.

simplifyingthemarket.com Some Highlights: The majority of states in the Midwest and South offer a lower cost of living than states in the Northeast and West. The ‘biggest bang for your buck’ comes in Mississippi where, compared to the national average, you can actually purchase $115.74 worth of goods for $100. Fo

Great Big congratulations John & Jill on their brand new home!!!

Your kids may not have school this Thursday and/or Friday. Check this list!

NOT Owning Your Home Can Cost You a Lot of Money!

keepingcurrentmatters.com Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.

If you thought rates today were high....... think again. Definitely puts things into perspective.

My how times have changed!