Voth Insurance

After 20 years of Corporate America, I've decided to take my knowledge & expertise of the insurance Coming Soon.... Property & Casualty Products

Individual/Group Domestic/Global Health Insurance, Life Insurance & Medicare Products.

Uninsured, less educated patients less likely to question medical bills: study 09/05/2024

A great broker is always there to help... Any questions, just ask! Thx!

Uninsured, less educated patients less likely to question medical bills: study One in five survey respondents reported that their household had received a bill they disagreed with or couldn’t afford in the past year, but only 62% reached out to a billing office, according to a new study published in JAMA.

US will still pay at least twice as much after negotiating drug prices 09/04/2024

US will still pay at least twice as much after negotiating drug prices The U.S. government's first-ever negotiated prices for prescription drugs are still on average more than double, and in some cases five times, what drugmakers have agreed to in four other high-income countries, a Reuters review has found.

Miami clinic owner, nurse among 3 accused of racketeering, insurance fraud 09/03/2024

WOW!

Miami clinic owner, nurse among 3 accused of racketeering, insurance fraud The owner of a Miami rehab clinic and two of her employees — a nurse practitioner and a therapist — are each facing more than two dozen felony charges, including counts of racketeering, after state authorities said they busted an insurance fraud scheme in an undercover sting.

White House to award $100 million to healthcare navigators 09/03/2024

FYI… A navigator is NOT a licensed, certified, educated and insured broker.

White House to award $100 million to healthcare navigators CMS streamlined the application process and focused on navigators helping historically underserved groups.

08/31/2024
America's early-onset colon cancer death spots revealed 08/28/2024

America's early-onset colon cancer death spots revealed DailyMail.com mapped out the number of early-onset colorectal cancer cases in each US county based on federal data, as a study claims people in rural areas are more vulnerable to the disease.

08/23/2024

If you're enrolled in a Medicare Advantage plan, make sure to exhaust your 2024 value-added benefits (including dental, vision, and fitness) before major changes occur in 2025 and beyond.

08/21/2024

Any questions about your health plan? Just ask! I’m here to help! Group Health, Medicare, etc.

Medicare announces lower prices on 10 common, high-cost drugs 08/16/2024

Savings is on the way, but at what cost? Will lower cost medications significantly increase? We’ll find out soon enough….

Medicare announces lower prices on 10 common, high-cost drugs The negotiations with drugmakers are projected to save older adults $1.5 billion in out-of-pocket costs when the new prices go into effect in 2026.

Medicare drug price negotiations: 10 things to know 08/14/2024

Any questions, just ask!

Medicare drug price negotiations: 10 things to know CMS will share its first round of negotiated Medicare drug costs on Sept. 1, though two drugmakers are still fighting the negotiations.

Exploring the Rise in Mental Health Care Use by Demographics and Insurance Status | KFF 08/05/2024

Exploring the Rise in Mental Health Care Use by Demographics and Insurance Status | KFF Many people experience mental health conditions, which raises questions about mental health service utilization patterns and what barriers exist with connecting people to services. This analysis explores the latest trends in utilization of mental health services and how it differs by demographics an...

SunPass warns customers about phishing attempts via text 07/02/2024

SunPass warns customers about phishing attempts via text SunPass warned customers Tuesday that there have been multiple incidents of phishing attempts that have been made via text message.

Biden administration to lower costs for 64 drugs through inflation penalties on drugmakers 06/27/2024

Biden administration to lower costs for 64 drugs through inflation penalties on drugmakers President Joe Biden has made lowering U.S. drug prices a key pillar of his health-care agenda and reelection platform for 2024.

'Novo Nordisk is ripping off the American people,' Bernie Sanders says of Ozempic and Wegovy costs 06/25/2024

...a report that found that Novo Nordisk charges around $1,300 a month for Wegovy in the U.S., even though the drug can be purchased for $186 a month in Denmark, $137 in Germany and $92 in the United Kingdom...

'Novo Nordisk is ripping off the American people,' Bernie Sanders says of Ozempic and Wegovy costs The Vermont senator wants to know why the drugmaker charges up to 15 times more for the blockbuster weight loss drugs in the U.S., compared to other countries.

Most doctors say prior authorization delays care, causes patients to abandon treatment 06/24/2024

The whole authorization process needs to be updated. I've run into many problems recently and I can see how some would give up!

Most doctors say prior authorization delays care, causes patients to abandon treatment More than 9 in 10 say denials and delays from insurers are hurting patients, sometimes leading to serious adverse events, according to an AMA survey.

Social Security reveals cut to payments needed to balance the books 06/14/2024

If SS wasn’t used as a slush fund things would be different. Best advice… SAVE YOUR MONEY!

Social Security reveals cut to payments needed to balance the books Social Security relies on its trust funds to provide monthly benefit checks to around 70 million Americans. But the money is running out - and payments need to be cut.

FBI issues warning about record number of US hospital hacks 06/14/2024

FBI issues warning about record number of US hospital hacks Cyberattacks in the US are increasing, according to the FBI who reported one in three Americans are affected. The attacks have raised major concerns after people were denied healthcare.

How 133 CVS store-brand drug recalls were linked to filthy factories 06/12/2024

How 133 CVS store-brand drug recalls were linked to filthy factories An investigation has revealed how CVS has faced more than twice the number of recalls of its own-brand drugs as its competitor Walgreens. Experts say this is linked to outsourcing.

Insurers to pay out more than $1 billion in premium rebates 06/11/2024

Insurers to pay out more than $1 billion in premium rebates The rebates that will be issued later this year will be larger than those issued in most prior years, the analysis found.

Photos from Voth Insurance's post 06/07/2024

🌀Hurricane season is here! Take proactive steps to safeguard your property and financial well-being.
* Ensure timely payment of your homeowners, renters, auto, health, and other insurance premiums.
* Is your coverage needs up to date?
* Keep important policy documents accessible in case of an emergency.

Remember, being prepared can make all the difference during a natural disaster. Stay safe and vigilant!

2024 Medical Loss Ratio Rebates | KFF 06/07/2024

2024 Medical Loss Ratio Rebates | KFF Insurers estimate they will pay $1.1 billion in Medical Loss Ratio (MLR) rebates in 2024 to select individuals and employers that purchase their health coverage, according to a KFF analysis of preliminary data reported to state regulators. The estimated rebate for 2024 is larger than rebates issued....

Is Cataract Surgery Covered by Medicare Advantage Plans? 06/07/2024

Know your benefits BEFORE you seek services...

Is Cataract Surgery Covered by Medicare Advantage Plans? Key Takeaways Medicare Advantage covers medically necessary cataract surgery with intraocular lenses. Many Medicare Advantage plans offer additional vision care to help pay for ongoing eye care costs. Original Medicare also covers most of the costs associated with cataract surgery. The diagnosis and...

Humana and CVS are downsizing their Medicare Advantage plans for 2025. Which insurers could benefit? 06/07/2024

Humana and CVS are downsizing their Medicare Advantage plans for 2025. Which insurers could benefit? Hundreds of thousands of seniors could switch plans during next year’s open enrollment, depending on how drastically the MA market giants slash benefits in an attempt to improve profits.

Senator urges probe of UnitedHealth 'negligence' in Change hack 06/03/2024

How is this not all over the news?!?! This is hack is much bigger/worse than people realize...

Senator urges probe of UnitedHealth 'negligence' in Change hack Sen. Ron Wyden is urging regulators to investigate UnitedHealth Group for what he termed "negligent" security practices, which he believes contributed to the February cyberattack on its subsidiary Change Healthcare. 

CMS urged to crack down on health insurance ‘twisting’ 06/03/2024

Please use a certified established broker... Any questions, feel free to contact me.

CMS urged to crack down on health insurance ‘twisting’ Switching consumer’s health insurance plans without their consent and knowledge has come to be known as

Westchester clinic owner, others accused of insurance fraud scheme after ‘undercover operation’ 05/31/2024

DID YOU KNOW…? Insurance fraud adds an extra $400 to $700 to your premiums every year and costs the industry more than $300 billion.

Westchester clinic owner, others accused of insurance fraud scheme after ‘undercover operation’ The owner of a physical therapy clinic in southwest Miami-Dade’s Westchester area and five others are facing a series of felony charges in what authorities are describing as a staged crash insurance fraud scheme. It came as part of an “undercover operation” by state authorities.

05/29/2024

To all groups 51+ IRS letters are being sent out….

Make sure you’re filing the 1094C & 1095C docs on time!

Medicare for individuals who are divorced or widowed 05/28/2024

Great information! Any questions, feel free to contact me.

Medicare for individuals who are divorced or widowed Marital status doesn’t affect Medicare eligibility. And you may be able to use your former spouse’s work history to qualify for premium-free Part A.

The Savings Game: When to enroll for Medicare Part B, and other reader questions 05/28/2024

The Savings Game: When to enroll for Medicare Part B, and other reader questions Q: I am approaching 65, and have to make some decisions regarding enrolling in Medicare. I will be working after age 65. My employer is willing to continue some health-care coverage after 65. My employer has fewer than 20 employees. Do I have to enroll in Medicare Part B? A. If your employer has few...

Worst Foods for Your Eyes 05/24/2024

Worst Foods for Your Eyes What you eat can play a major role in the health of your eyes. Find out which foods to cut down on and some that will help keep your outlook healthy.

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