Nu Life Credit Repair, LLC

The more we educate ourselves on credit and the power it can have the sooner.. we can start to make effective change. RAISE THOSE SCORES!!

Nu Life Credit Repair, LLC updated their info in the about section.

JUST WANTED TO SAY STAY SAFE AND HAVE A PRODUCTIVE WEEKEND!

Rights to credit repair granted by the FCRA:

When it comes to credit repair, the Fair Credit Reporting Act outlines the process credit bureaus must follow.

Credit reporting agencies (CRAs) must accept disputes from consumers free of charge.

They must respond within 30 days, but if there is any follow up then they have an additional 15 days to respond.

The bureau must contact the lender or original provider of the information to verify it within 5 business days.

The agency has a right to terminate a dispute if it’s deemed frivolous or irrelevant. If they do, they must inform you of the termination within 5 business days.

If a disputed item cannot be verified, it must be removed.

The CRA must then provide you with a free copy of your credit report so you can confirm the item is gone.

If the item can be verified, the dispute gets rejected.

If this happens, the consumer has a right to include a 100-word statement in their credit report. This explains your dispute to lenders reviewing your report. However, the negative information would still affect your credit score.

**HAPPY HUMP DAY**
One of the most important things you can do to improve your credit score is to pay your bills by the due date.

However, too many finance company accounts or credit cards might hurt your score.

A mix of installment loans and credit cards may improve your score.

Learn the legal steps you must take to improve your credit report. Beware of credit-repair scams.

If the amount you owe is close to your credit limit, it is likely to have a negative effect on your score.

Get copies of your credit report —then make sure the information is correct. Go to the Annual Credit Report website.

To learn more, see the Federal Trade Commission’s publication on credit scoring at their web site.

HAPPY HUMP DAY..is your SCORE IMPROVING ???

HAPPY MONDAY...let's be responsible with our money/credit this Holiday season!

Information is key to getting it right!

HAPPY SUNDAY..STAY SAFE!

HAPPY SATURDAY !!

Having great credit is more important than ever.
But why work with us?
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We offer a 100% Money Back Guarantee.
We are a company with integrity.
We are very experienced with consumer, business and mortgage credit.
We will be intimately involved with your credit repair experience.
We will be there for you every step of the way.
Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.
https://nulifecreditrepair.com/services.html