Matthew Depperschmidt, AWMA

Check out Liz Ann Sonders' !

https://www.schwab.com/learn/story/mid-year-outlook-us-stocks-and-economy

2023 Mid-Year Outlook: U.S. Stocks and Economy A broadening out in market performance would help bolster a more sustainable stock rally, but that hinges on increasing clarity for monetary policy, recession risk, and bank stress.

Looking to make more conscious decisions about your money? Check out these guidelines to help get you started and stay engaged with your finances throughout the year ahead. 📅

Become a Better Money Manager Here's a calendar of financial tips and tasks for the year, including important deadlines and changes.

Your long-term-held real estate may be your most highly appreciated asset. Donating it to charity could help you achieve your charitable goals—and potentially a sizable tax deduction.

Benefits of Donating Real Estate to Charity A tax-smart approach to maximize your philanthropic impact.

Guidelines, deadlines, and potential tax consequences. Oh my! 🤯 Here’s what you need to know to make RMDs less scary.

Required Minimum Distributions: What You Should Know Guidelines, deadlines, and potential tax consequences: What you need to know when it comes to required minimum distributions.

With burnout being at the top of everyone’s minds, you may be asking if you can afford to retire early. Here are six steps you can use to figure out how your budget and savings would be affected if you wanted to retire earlier than anticipated.

Can You Afford to Retire Early? Here's how to figure out how your budget and savings would be affected if you had to retire earlier than anticipated.

https://bit.ly/3MfU3h6

Charles Schwab Ranks #1 in J.D. Power 2023 Full-Service Investor Satisfaction Study℠ Charles Schwab has earned the highest ranking in overall customer satisfaction in the J.D. Power 2023 U.S. Full-Service Investor Satisfaction Study, SM . With an index score of 752 on a 1,000-point scale, Schwab scored 25 points above the industry average in overall satisfaction. According to the st...

Attempted and completed my first Orangetheory Fitness over the weekend. I hadn't ran more than 2 miles in years as my focus has been lifting. I wasn't satisfied with my time, but it was rewarding to push myself beyond my comfort zone.

It’s up to you to decide on a financial journey, but we can help along the way. Take a look at everything Schwab has to offer.

Why Schwab? Discover what we can do for your investments. At Schwab, choose how you'd like to invest. Get low costs, a mix of investment products, a satisfaction guarantee, and a personal financial advisor when needed.

Are you thinking about your estate and wealth transfer? Schwab's Susan Hirshman says the holidays can be an ideal moment to start or refine such plans.

Give the Gift of Financial Security Multi-generational estate planning is more urgent than ever—and the holidays are the perfect time to have a conversation about it.

Planning to roll your Roth 401(k) into a new Roth IRA to avoid having to take an RMD? This week's Ask Carrie talks about what you should know—and what could trip you up. Learn more.

Can You Rollover a Roth 401(k) to a Roth IRA? Rolling over a Roth 401(k) to a Roth IRA can be a great retirement strategy—if you're eligible.

Did you know the differences between certain mortgages? Learn how there could be certain advantages depending on current interest rates.

Fixed-Rate Mortgage vs. ARM: How Do They Compare? Fixed-rate mortgages can offer stability, while adjustable-rate mortgages tend to be more flexible. Which would work better for you?

Great event supporting The Pando Initiative!

There are three common mistakes that can negatively impact your retirement income. Learn how you can avoid these mistakes.

3 Retirement Income Mistakes to Avoid Avoiding simple mistakes can extend the life of your portfolio.

Managing our personal finances aren’t always fun but there are ways to make money management as painless as possible. These are the five common money missteps.

5 Most Common Money Traps to Avoid Here are five common money missteps and the measures you can take to get back on track.

Such a great evening filled with wonderful people and delicious food! Thank you The Pando Initiative for all you do for our community and our kids!

What’s trending in your future? Take our retirement quiz to find out what kind of life you’ll lead in your golden years and how to plan accordingly. https://hearsay.social/3Lpp3cg

Retirement doesn’t mean an end to financial responsibilities. Learn how to keep your goals on track.

9 Things Every Retired Person Should Do The need for planning doesn't end when you retire—but the focus of your planning activities should shift. Here's how.

I'm excited to share my Dad and I will be putting our cooking skills to the test again for The Pando Initiative annual Cooking for a Cause event on October 1st!

I'm very passionate about this organization because I don't feel I received enough when I was in high school and college. I could have really used more help planning for my . I'm fortunate to be in a position now where I can help others, but by supporting this cause we can help students at an early age.

Please consider "tipping" my Dad and I. All proceeds go directly to the initiative!

Cooking for a Cause Welcome returning Chef Matthew Depperschmidt!Matthew Depperschmidt, AWMA®, is a VP - Financial Consultant at the Charles Schwab branch in Wichita, KS. Depperschmidt joined Schwab in 2012 and has 11 years of experience in the financial services industry. In his role, Depperschmidt is responsible for...

A reader asks Carrie Schwab-Pomerantz if Medicare will cover health costs while traveling. Here's her answer.

Will Medicare Cover Me When I'm Traveling? Will Medicare cover you when traveling? It depends not only on where you go but also your type of Medicare policy.

Save The Date for The Pando Initiative's largest fundraiser, Cooking for a Cause (formerly 100 Men Who Cook).

On October 1st, at the Wichita Marriott, The Pando Initiative, and members of our community will gather for a night of FOOD, FUN & Raising Funds for PandoKids! Now in its 6th year, this “Cooking for a Cause” event will enlist local chefs who will serve up their favorite dishes and compete for TOP CHEF Honors.

Guests will enjoy sampling our chefs “signature dishes” and have the opportunity to “tip” their favorites. Leading up to the event, supporters will learn more about our chefs through “Chef Shout Outs” on our website and social media. There they will learn more about them, what they are preparing and why THEY support Pando. You will have the chance to help them get on the leaderboard by tipping them online!

Prior to the LIVE event, guests and community supporters can bid on staycations, foodie experiences, pampering packages, wine gift baskets and more in our silent auction!

At Cooking for a Cause, guests can bid on our Premiere LIVE Auction Items that have included trips, original art, exclusive tours and experiences. Is there a dish at the event that you would love to share with others? Many of our chefs generously donate their time and talents to auction off a meal to deliver to you and our guests at a date that works for you!

Join us as a chef, sponsor, or purchase tickets for Cooking for a Cause! Tickets sales are open now at the link below!
https://aesbid.com/ELP/COOK2022

Contact Penny Olsen, Executive Director at [email protected] to learn more!

The Pando Initiative


pandokids.org
Wichita Public Schools
Haysville Public Schools
Derby Public Schools
Wichita Marriott

Depending on your goals, there are good reasons to keep some of your hard-earned savings in cash. Find out more: https://hearsay.social/3NrJqFJ

3 Reasons to Consider Putting Your Cash to Work Cash 3 Reasons to Consider Putting Your Cash to Work May 6, 2022 A high cash balance can limit your growth potential. Take a look at three reasons why you should consider putting your money to work for you sooner than later. Cash serves a valuable role in many investors' portfolios. It can pay the b...

Looking for a step-by-step approach to make tax-smart withdrawals in retirement? Learn more:
https://hearsay.social/3zcv0Fs

5-Step Tax-Smart Retirement Income Plan Retirement Income 5-Step Tax-Smart Retirement Income Plan May 11, 2022 Smart tax planning can help extend the life of your retirement savings and may lower taxes in retirement. Most retirees don't have enough invested to live off the interest alone—even when combined with Social Security, pensions...

You don’t have to file for Social Security the moment you retire. In fact, most people will benefit by waiting, says Carrie Schwab-Pomerantz. Here's why.

Should I File for Social Security Now or Later? Retirement Should I File for Social Security Now or Later? May 18, 2022 Carrie Schwab-Pomerantz You don’t have to file for Social Security the moment you retire. In fact, most people will benefit by waiting. Dear Carrie, I'm 61 and will be retiring next year. I’m trying to decide if it’s bette...

Check out this brief, but informative, article on tax loss harvesting from our very own Hayden Adams, Director of Tax and Wealth Management Schwab Center for Financial Research.

https://hearsay.social/38dgwtC

4 Reasons to Sell Your Losers Tax Loss Harvesting 4 Reasons to Sell Your Losers February 11, 2022 Hayden Adams How to use tax-loss harvesting to your advantage. We all experience losses in our portfolios, whether because of a market downturn or just lackluster performance. Fortunately, losing investments can have a silver lining...

Wondering how a Roth 401(k) differs from a Roth IRA? Learn more: https://hearsay.social/3PzTDBE

Roth 401(k) vs. Roth IRA 401(K) Roth 401(k) vs. Roth IRA May 6, 2022 Three reasons to consider contributing to a Roth 401(k), if available. According to the Plan Sponsor Council of America, Roth 401(k)s are now permitted for nearly 90% of retirement plans. If your employer is among them, you may be wondering how a Roth 401(...

What a great event to be a part of with The Pando Initiative at Chicken N Pickle - Wichita yesterday! It's great to see so many kids in our community thriving through programs like this and it was an honor to share in their special day of recognition.

With the latest Bond Insights: take a look at our answers to these eight common questions on ways these hikes may affect the fixed income markets and how to navigate this higher-rate environment.

8 Questions on the Bond Market and Rate Hikes More interest rate hikes are likely this year as the Federal Reserve tries to curb inflation; here are answers to eight common questions on ways these hikes may affect the fixed income markets and how to navigate this higher-rate environment.

If you own a small business or are just starting out, don't put off saving for retirement advises Carrie Schwab-Pomerantz. There are a number of plans designed to help you—and your employees—save more. And they're easy to set up. https://www.schwab.com/resource-center/insights/content/need-retirement-plan-your-small-business?suggested_content_id=1895776&social_network=facebook&reference_id=A085053?sm=VYR

Need a Retirement Plan for Your Small Business? Own a small business? Don’t miss out on these opportunities to save for retirement and decrease taxable income.

Looking to work on your financial goals? We can help. Explore some of our many offerings at schwab.com/why-schwab?sm=vyr

Did you know that a large portion of your gifts or estate is excluded from taxation? There are numerous ways to give assets tax free. Learn more here:

The Estate Tax and Lifetime Gifting If you have a large estate, consider gifting during your lifetime as a strategy to help reduce estate taxes.

Come join us!

Pickleball Wichita Wichita Pickleball

Have YOU registered YOUR team for the Star Awards & Pickleball Tournament? The deadline to guarantee your shirt size is in 11 days!

Team registration includes:
Team registration
Ticket to the Star Awards
Lunch at Chicken N Pickle
Team Shirt
Chance to win non-cash prize for top 2 teams!

Register at the link below:
https://aesbid.com/ELP/PICKLEBALL

Thank you Charles Schwab for being The Pando Initiative's presenting sponsor for this special event that celebrates PandoKids!

The Pando Initiative


pandokids.org
Wichita Public Schools
Haysville Public Schools
Derby Public Schools
Chicken N Pickle - Wichita

Grateful to have found The Pando Initiative and to be able to support and volunteer for such an amazing and impactful organization!

Looking forward to celebrating this year's STAR award winners Chicken N Pickle - Wichita on May 4th!

The Pando Initiative is excited to have Charles Schwab as our Presenting Sponsor for this year's STAR AWARDS & PICKLEBALL TOURNAMENT!

Their generosity is making this day of FOOD, FUN & Celebrating PandoKids a reality!

We hope that YOU can join us on Wednesday, May 4th as we recognize a great group of kids that are soaring in the classroom and in life!

Get YOUR tickets at the link below:
https://aesbid.com/ELP/PICKLEBALL

The Pando Initiative


pandokids.org
Chicken N Pickle - Wichita
Matthew Depperschmidt, AWMA
Wichita Public Schools
Haysville Public Works
Derby Public Schools

Your tax refund could look slightly different this year and you may wonder why. We address some of these changes and explain how they could affect your filing. Learn more here:

Making Sense of Your Tax Refund Was your tax refund smaller than in previous years? Did you owe more than usual? Here’s why.

Whether or not your teen needs to file a tax return, a first job and first investments can be a great start to their financial education, says Carrie Schwab-Pomerantz. Helping your teen figure out if and how to file a return can be a bit of an education for both of you.

Does Your Teen Need to File a Tax Return? Whether or not your teen needs to file a tax return, a first job and first investments can be a great start to their financial education.

It might be time to do a little spring cleaning with your finances. Check in on the goals you set at the start of the year, and if you’re not on track, give us a call. We’d love to help.

Charles Schwab | A modern approach to investing & retirement Charles Schwab offers a wide range of investment advice, products & services, including brokerage & retirement accounts, ETFs, online trading & more.

Very insightful from Liz Ann Sonders.



https://www.schwab.com/resource-center/insights/content/market-snapshot

Market Snapshot Liz Ann Sonders shares her perspective on the U.S. stock market and economy in this monthly Market Snapshot video.

Check out our latest Market Commentary, hot off the press.

https://www.schwab.com/resource-center/insights/content/2022-outlook-stocks-bonds-and-more

2022 Outlook: Stocks, Bonds, and More Schwab experts discuss their market outlook for the year ahead.

Great event for a great cause! The Pando Initiative

SAVE THE DATE!

For over 30 years, The Pando Initiative has held the STAR AWARDS to celebrate PandoKids who have overcome obstacles to SOAR in the classroom and in life. These students have worked hard to improve their attendance, raise their grades, take on leadership roles and grow in so many ways!

This year, we are excited to re-imagine STAR at Chicken & Pickle, bring the community together to honor these remarkable students and enjoy a day of food, fun and games.

How can YOU support the STAR AWARDS?
We would love to talk to you about being a SPONSOR for this special event. With your support, your company will receive:

Event Tickets & Event T-Shirts
**Recognition on social media and other promotional materials leading up to and at the event
**Banner with company logo displayed at the event.
**Company logo and mentions in email series leading up to event that will be sent to over 5,000 supporters

**Corporate sponsorships starting at $500.00

Coming soon: You can join the fun and form a Pickleball Team to support PandoKids at the STAR AWARDS!

Registration opens March 21st and limited to 24 teams!
Your team registration includes Lunch, Event T-shirt, and Ticket to the STAR awards!

To learn more about SPONSORSHIP OPPORTUNITIES or registering YOUR Pickleball Team in the tournament, contact Stephanie at [email protected]!

Tickets for the STAR Awards will begin March 21st!

The Pando Initiative
pandokids.org


Chicken N Pickle - Wichita
Wichita Public Schools
Haysville Public Schools
Derby Public Schools

Teaching with The Pando Initiative at Circle Public Schoolsl today! Circle Greenwich Elementary