Brian Howe - Supreme Lending

Through Supreme Lending’s Rate Buster program, we will pay to subsidize your mortgage payment equivalent to a 1% rate reduction for the first year, at no cost to you!

When rates drop, you can get even more savings when you refinance with the new rate and reduce your monthly mortgage payment.

Contact me today to see if a rate buydown is right for you!
https://myoc.io/BrianHoweAtSupremeLending

Happy Father’s Day to all the awesome dads, dads-to-be, and father figures who are always there to lean on, learn from, and laugh with!
https://myoc.io/BrianHoweAtSupremeLending

At Supreme, we recognize the advantages of partnering with local real estate professionals to help people in our community find their dream homes. If you're a real estate agent looking to expand your business, I would love the opportunity to be your trusted.
https://myoc.io/BrianHoweAtSupremeLending

Ready to get pre-qualified? When you call I answer.

Give me a call today!
https://myoc.io/BrianHoweAtSupremeLending

Looking to buy a home but struggling to afford the down payment?

Look no further than Supreme Dream, the down payment assistance program from Supreme Lending!

With 100% FHA financing and no income limits, this program is available nationwide (except for NY) and can help make your dream of homeownership a reality. Plus, with a 30-year fixed FHA loan and a fully forgivable second loan to cover your down payment, closing costs, and prepaids, you can rest easy knowing you're getting a great deal. You can also pair with a 2-1 Temporary Buydown.

Don't let a lack of funds hold you back - learn more about Supreme Dream today!
https://myoc.io/BrianHoweAtSupremeLending

Ready to get Pre-Qualified?

Contact me to learn how to get started.
https://myoc.io/BrianHoweAtSupremeLending

With gratitude and awe, we remember and pay tribute to all our fallen heroes. We are home of the free, because of the brave. Today and every day, we honor their sacrifice.
https://myoc.io/BrianHoweAtSupremeLending

Supreme Lending is proud to offer Freddie Mac's BorrowSmartSM Down Payment Assistance program.

This program helps eligible buyers and lower income families achieve their dream of homeownership by providing a non-repayable grant of up to $1,500 toward the down payment or closing costs.

You need a minimum credit score of 620 and a 3% minimum down payment for a single-family, PUD, condo, or manufactured home. The program is only available for 1-unit properties, and you can receive $500 or $1,500 in assistance based on your Area Median Income (AMI).

Contact Supreme Lending to learn more.
https://myoc.io/BrianHoweAtSupremeLending

Online real estate websites and listing apps have made it easy to scroll through homes for sale in your desired areas when starting the home search process. But the most important first step in buying a home is to get pre-qualified for a mortgage!

This will give you an estimate of how much house you can afford, including how much upfront funds for a down payment and closing costs you may need.

Contact me to get started. Happy house hunting!
https://myoc.io/BrianHoweAtSupremeLending

Looking to renovate your home or consolidate debt?

Consider a Home Equity Line of Credit (HELOC) from Supreme Lending.

With lower rates than credit cards or personal loans, you can leverage your home equity to fund your next big purchase. Plus, primary residences and second homes are eligible. Now could be the perfect time to capitalize on the equity you've built in your home.

Contact Supreme Lending's experienced and knowledgeable team to learn more about a Home Equity Line of Credit.
https://myoc.io/BrianHoweAtSupremeLending

Contact me today to learn more!
https://myoc.io/BrianHoweAtSupremeLending

She makes a house a home. Mother’s Day is the perfect time to thank her for all the things she does year-round.
https://myoc.io/BrianHoweAtSupremeLending

Invest wisely with Supreme Lending's RISE (DSCR) program! Ideal for experienced and first-time investors, there's no limit on the number of properties that can be owned or financed, and Foreign Nationals are eligible!

Looking to purchase an investment property but don't want to use your own income to qualify? The RISE program gives you the option to do just that! With a minimum loan amount of $100,000 and a maximum loan amount of $2,000,000, this program is perfect for investors of all levels.

Whether you're just starting out or are an experienced investor, RISE can help take your investment portfolio to the next level. With investment properties only, gift funds permitted with 10% borrower funds, and vesting in entities permitted (LLC, Corporations), there's no shortage of options with this program.

Don't miss out on this amazing opportunity to invest in your future. Contact Supreme Lending today to learn more about the RISE (DSCR) program!
https://myoc.io/BrianHoweAtSupremeLending

Looking to purchase a home but worried about potential repairs or improvements needed?

Repair Escrows from Supreme Lending could be the answer! Set aside funds needed to cover necessary repairs after your home loan closes, which are then released upon completion. This is a great option for wintertime fixes and is eligible for Conventional, FHA, VA, and USDA loans!

Don't let repair obstacles stand in your way. Reach out to our team of experts to discuss your needs, explore mortgage options, and begin your journey to homeownership today!
https://myoc.io/BrianHoweAtSupremeLending

You're close to home with Supreme Lending, with over 350 branches nationwide.

Contact me to make your dream of homeownership come true.
https://myoc.io/BrianHoweAtSupremeLending

Looking to buy a fixer-upper or renovate your current home? Check out Homestyle Renovation Loans!

With these loans, you can combine the purchase of a home with needed repairs in one transaction. Plus, luxury items like in-ground pools are eligible! Whether it's a primary residence, second home, or investment property, Supreme Lending has you covered.

Contact us today to learn more!
https://myoc.io/BrianHoweAtSupremeLending

Dreaming of owning a home? Contact me today to learn how to get started.
https://myoc.io/BrianHoweAtSupremeLending

Are you looking to purchase a home with a loan amount greater than conventional conforming loan limits?

Supreme Lending is proud to offer Jumbo loans that provide alternative financing options for high-value properties. With our Temporary Buydown and Interest-Only options, you can take advantage of a wide variety of options.

If you're interested in exploring your options, reach out to us today to learn more!
https://myoc.io/BrianHoweAtSupremeLending

What's the most important thing you need to do before you start looking at homes?

🤷‍♀️🤷‍♂️ Get prequalified! I'll show you how much home you can afford so your real estate agent can find homes that work for your budget.

🏡 Talk to me about getting prequalified today!
https://myoc.io/BrianHoweAtSupremeLending

If you are looking for an affordable and easy way to buy your dream home, then Temporary Buydowns from Supreme Lending may be the perfect solution for you.

With this amazing option, you can use seller concessions to lower your monthly mortgage payment on purchase transactions for primary residences and second homes. And that's not all, if you decide to refinance your loan, the remaining funds will go towards principal reduction.

So why wait? Get in touch with a local Supreme Lending mortgage expert today and start your journey towards affordable homeownership.
https://myoc.io/BrianHoweAtSupremeLending

You’ve probably heard that a 20% down payment is necessary to secure a mortgage, but that isn't always the case! There are several loan programs that require less money down, such as government-backed FHA loans that require just 3.5% down or Conventional loans with as low as a 10%, 5%, or even 3% down payment minimum for eligible buyers. At Supreme Lending, I can help you find the right mortgage program to fit your needs
https://myoc.io/BrianHoweAtSupremeLending

Looking for a fixer-upper in the perfect location?

The FHA 203(k) loan program might just be what you need to turn that dream into a reality.

These loans combine a mortgage with a construction loan to finance the upfront costs of large home repairs and rehab projects, all in one transaction.

With Limited and Standard FHA 203(k) options available, you can choose the best plan depending on the scope and size of your renovation. Plus, weather-related extensions may even be considered.

So why wait? Create the home of your dreams today with Supreme Lending's FHA 203(k) loan program.
https://myoc.io/BrianHoweAtSupremeLending

Your credit score is an indicator of your creditworthiness, and it’s an essential part of your mortgage application.

Perfect credit isn’t required for a mortgage. FHA and VA loans are available for buyers with scores as low as 580, USDA loans start at 600, and Conventional loans start at 620.

Have questions about qualifying? I'm here to help!
https://myoc.io/BrianHoweAtSupremeLending

Supreme Lending's Lock N' List program is here to give buyers and sellers the advantages needed in today's real estate market.

With this program, sellers can lock in an interest rate for 90 days and buy down the rate to attract more buyers to their home.

Buyers can also benefit from this program by enjoying a lower monthly payment for the first two years of their mortgage because of a 2% rate reduction in the first year of their mortgage and a 1% reduction the second year - all at no additional cost! Plan for the future and refinance the rate when it drops!

Don't wait, take control of selling your home quickly with Supreme's Lock N' List program!
https://myoc.io/BrianHoweAtSupremeLending

Projected Income can be used to qualify for a primary residence.

Contact me to learn more!
https://myoc.io/BrianHoweAtSupremeLending

If you're looking for a flexible and hassle-free loan, look no further than Supreme Lending's Bank Statement Loan!

With this loan, you can qualify for as little as 10% down with a 740-credit score and loan amounts up to $3,000,000.

The best part? You can use your 12- or 24-month personal or business bank statement to qualify! Experience the freedom and flexibility you deserve with Supreme Lending's Bank Statement Loan.

Don't miss out on this amazing opportunity! Contact us today to learn more and get started.
https://myoc.io/BrianHoweAtSupremeLending

Ready to achieve your dream of homeownership? I can help!

Whether you're interested in learning more about refinancing, understanding mortgage documentation, improving your credit or finances, or all of the above, Supreme Lending is here to support you every step of the way.

Let's start turning your dreams into reality!
https://myoc.io/BrianHoweAtSupremeLending

May love and laughter light your days, and warm your hearth and home.

Happy St. Patrick's Day!
https://myoc.io/BrianHoweAtSupremeLending

Saving for a down payment can be a challenge, especially for first-time homebuyers. If family and loved ones want to help a borrower achieve their dream of homeownership, they can provide a financial gift toward the down payment and closing costs for most Conventional, FHA, and VA loans. Eligible donors simply have to provide a gift letter to the lender stating that the funds are not a loan to be repaid. Want to learn more about how gift funds can be used and other mortgage services? Contact us today!