Steve McDermott/Heritage Financial Consultants, LLC

Disposable products are convenient and often appear cheap at first glance, but these costs can add up quickly. If you reuse them instead of throwing them out after the first use, you get much more

21 Disposable Products You Should Reuse To Save Money, According to Personal Finance YouTuber Tae Kim Disposable products are convenient and often appear cheap at first glance, but these costs can add up quickly. If you reuse them instead of throwing them out after the first use, you get much more out...

Happy Friday!
This week's Investment Insights discusses election-year campaigns and tax policies.
Have a great weekend!

A popular U.S. destination for Labor Day travel is becoming even more desirable as an end-of-summer season vacation spot. Seattle is the nation's top Labor Day weekend destination, according to AAA booking data, which found that the city jumped 30% in popularity this year for domestic travelers after also topping the list in 2023.

These are the top 10 destinations for Labor Day travel Labor Day weekend will mark the end of the summer travel season. Here's how Americans are capping it off.

Fitness influencer Kendall Toole, a former Peloton instructor turned podcast host, told "GMA" she's seen positive improvements in her physical and mental health since she departed from drinking.

'Sober curious' lifestyle rises in popularity with younger generations: Where to begin the booze-free landscape As younger generations explore a sober curious lifestyle with less alcohol, the booze-free landscape includes everything from nonalcoholic beers to wellness partners.

After sinking last week to their cheapest level since April 2023, rates on 30-year mortgages rose Thursday, erasing much of the dip seen over the previous two days.

Mortgage Rates Move Higher From Last Week's 16-Month Low – Aug. 16, 2024

Happy Friday!
This week's Investment Insights discusses Diversification.
Have a great weekend!

To prepare your children to take over your family's financial legacy, teach them about money as if they were interns on the path to senior management.

Are Your Kids Ready to Inherit Your Wealth?

12 Worst States for Student Loan Debt: 2024

12 Worst States for Student Loan Debt: 2024 | ThinkAdvisor College loans now total $1.6 trillion, with each of the nation's 42.8 million borrowers owing nearly $38,000 on average.

Social Security Gets $509M Budget Boost in New Spending Bill

Social Security Gets $509M Budget Boost in New Spending Bill | ThinkAdvisor But the proposed increase is barely enough for SSA to keep up with fixed costs, says advocate Nancy Altman.

Happy Friday! Here are the Investment Insights for you to read at your leisure.
Have a great weekend!

As an advisor, you can lend significant value by helping owners understand their real day-to-day living expenses post-exit. Doing so well in advance of the sale will help the owner come up with a minimum sales price they can accept to support their lifestyle post-exit (post-piggybank).

Five Ways to Help Business Owners Presale Getting clients financially and psychologically ready to exit.

In today’s competitive job market, finding the right career opportunity can be challenging. Whether a recent graduate or a seasoned professional looking for a change, these seven proven strategies will help you stand out and land your dream job.

Unlocking Career Success: 7 Proven Strategies for Job Seekers In today's competitive job market, finding the right career opportunity can be challenging. Whether a recent graduate or a seasoned professional looking for a change, these seven proven strategies will help you stand out and land your dream job.

Where are Bonds going?
Read more in this Investment Letter to find out!
Happy Friday and have a wonderful weekend.

Discover fun &engaging ways to teach kids about money, from games to role-playing. Help children develop financial literacy for a secure future.

Engage Kids with Fun Money Management Lessons

The vast majority (86%) of current renters in the United States say they would like to buy a home — but can’t afford one, according to a CNN poll conducted by SSRS released Monday. Among those same renters who can’t afford to buy a home right now, 54% think it’s unlikely they’ll ever be able to, the poll found.

More than half of American renters who want to buy a home fear they’ll never afford one | CNN Business The dream of homeownership feels out of reach for many American families.

Stocks took a nosedive Thursday after fresh data stoked fears that the US economy is weakening as interest rates stay at a 23-year high.

Dow closes nearly 500 points lower as investors fear the US economy is faltering | CNN Business Stocks tumbled Thursday after fresh data stoked fears that the US economy is weakening as interest rates stay at a 23-year high.

Are all remainder beneficiaries treated as designated beneficiaries?

Understanding the 'Multiple Trust Arrangements' Section of the RMD Final Regs

Happy Friday!
This week's Insights Letter discusses the recent performance of artificial intelligence (AI).
Have a wonderful weekend.

Happy Friday! This week's Investment Letter discusses elections and long-term stock performance.
Enjoy your weekend!

Happy Friday!
This week's Investment Insight Letter discusses Inflation over the past 3 years.
Enjoy your weekend!

I hope everyone enjoyed the 4th of July!
Here are the Friday Investment Insights to read at your leisure.
Have a wonderful weekend!

Happy Fourth of July!
Enjoy the much-needed long weekend with your family and friends.

It's well-known that children raised in families experiencing financial stress face greater risks of psychological and educational difficulties and behavioral problems in later life.

What happens when you give a low-income family $26,000 in their child's first year? We think we've found out

The report offers a generational and geographic breakdown of the trend, as well as crucial shifts in drivers and motivators for inheritance.

New report projects $31T wealth transfer among world’s richest by 2033 - InvestmentNews

If your loved one needs help with basic hygiene tasks, such as bathing and using the bathroom, you may need a personal care aide. Standards for PCAs vary by state, with some states requiring up to 100 hours of training.

Finding the Right Home Health Care For You It’s important to hire a caregiver you trust.

Happy Friday everyone!
This week's Investment Insights discusses the top ten performing economies.
Have a wonderful weekend!

New research found that four lifestyle interventions may help improve or prevent cognitive decline in people with mild cognitive impairment or early dementia.

Alzheimer's: 4 lifestyle changes may help improve or prevent decline

Your staff are watching very closely to how you react during huge changes in the workplace. This is an opportunity to cast a positive shadow of leadership.

Ask Your Fairygodmentor®: How To Lead Your Team During Layoffs And Prevent Stress

Lower inflation and at least one Fed rate cut will help mortgage rates fall this year, but we’re not there yet.

June Fed Meeting: The Path to Lower Mortgage Rates Is Still a Waiting Game

And that generally requires, as you see in this Vanguard study ... now "a lot of the onus of retirement savings" has been put on employees. "It’s really about getting ahead of ‘don’t make that the only place you’re saving money.'

Expert urges employees to go beyond 401(k)s for retirement: 'Don’t leave money on the table' Nicole Webb, Senior Vice President of the Wealth Enhancement Group, suggests that employees should tap into other savings plans and not solely rely on their 401(k)s.